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All Journal Inovasi: Jurnal Ilmiah Ilmu Manajemen Jurnal Akuntansi Barelang Abdimisi Jurnal PADMA: Pengabdian Dharma Masyarakat JURNAL ILMIAH GLOBAL EDUCATION Jurnal PKM Manajemen Bisnis Jurnal Pengabdian Masyarakat Nasional
Purwatiningsih Purwatiningsih
Universitas Pamulang
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Peran Literasi Keuangan dalam Meningkatkan Kesejahteraan Keluarga Melalui Pengelolaan Keuangan yang Bijak Lyandra Aisyah Margie; Purwatiningsih Purwatiningsih; Silvia Sari
Jurnal PKM Manajemen Bisnis Vol. 6 No. 2 (2026): Jurnal PKM Manajemen Bisnis
Publisher : Perhimpunan Sarjana Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/pkmb.v6i2.2051

Abstract

This community service activity aims to improve the financial literacy of housewives in managing household finances wisely in order to enhance family welfare. The main problems faced by the community include low financial knowledge, lack of cash flow recording habits, consumptive behavior, and dependence on informal loans. This activity was conducted in RW 01, Cinangka Village, Sawangan District, Depok City, involving 20 housewives as participants. The methods used were counseling, training, and mentoring through direct interaction. The materials covered basic financial management, budgeting, income and expenditure recording, debt management, as well as emergency fund and basic investment planning. The results indicate an improvement in participants’ understanding and awareness of the importance of financial literacy, along with their ability to prepare and implement simple household financial records. In addition, there was a positive change in participants’ mindset in distinguishing between needs and wants, as well as in making financial decisions. Therefore, this activity contributes to strengthening family economic resilience and promoting sustainable household welfare.
Co-Authors Anis Syamsu Rizal Benarda Benarda Dinar Ambarita Eka Kusuma Dewi Iin Rosini Lyandra Aisyah Margie Muliyani Muliyani Nofryanti Nofryanti Rakhmawati Oktavianna Rini Septiowati Ruruh Dyatmiko SEVTY WAHIDDIRANI SAPUTRI Silvia Sari Sri Nitta Crissiana Wirya Atmaja Taslim Syahputra Ujang Syaifudin Sumaji Widayat Widayat Yunita Kwartarani