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Pelatihan Registrasi Google Scholar dan Sinta pada Dosen FEBI IAIN Lhokseumawe Ismaulina Ismaulina; Sofyan Arianto
Jurnal Pengabdian Pada Masyarakat Vol 5 No 3 (2020)
Publisher : Universitas Mathla'ul Anwar Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30653/002.202053.433

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GOOGLE SCHOLAR AND SINTA REGISTRATION TRAINING FOR LECTURERS OF THE FACULTY OF ECONOMICS AND ISLAMIC BUSINESS OF IAIN LHOKSEUMAWE. In order to improve the quality of FEBI IAIN Lhokseumawe lecturers and the preparation of accreditation and for the sake of evicting academic levels the lecturers conducted training on google scholar account registration and Sinta Ristekdikti. The method of conducting the training is by direct demonstration, then the participants practice according to the instructions and guidelines that have been given and which have been explained by the instructor. This training provides enormous benefits for the participants because of the obligation of lecturers to input the results of publications in the Sinta portal so as to strengthen the importance of this training. At the end of the google scholar registration training and the Sinta account all trainees had a Google Scholar account and were successful in registering into the Sinta Ristekdikti portal.
THE EFFECT OF MURABAHAH FINANCING AND RECEIVABLE INCOME OF PANIN DUBAI SYARIAH BANK ON ROA IN 2010-2019 Ismaulina Ismaulina; Juliana Putri; Rauzatul Amanda
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 5, No 2 (2021)
Publisher : Univeristas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (388.77 KB) | DOI: 10.29313/amwaluna.v5i2.6525

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Panin Dubai Bank has murabahah financing and receivables which play an important role in the wheels of the Indonesian economy. Bank financing income is measured by the level of profitability using the Return on Assets (ROA) formula. This study aims to determine and analyze partially and simultaneously the effect of Mudharabah Receivables and financing on ROA of Panin Dubai Syariah Bank. Using 40 samples from quarterly financial reports for March 2010 - December 2019. Data analysis, using, Classical Assumption Test, Multiple Linear Regression Test, T Test, F Test, Correlation Coefficient, and Coefficient of Determination using SPSS 16. The results showed that partially Mudharabah has no positive and insignificant effect on ROA, while Musyarahah does negative and significant, partially Murabahah Receivables have no negative and significant effect on ROA, and simultaneously Mudharabah Receivables and financing have a significant positive effect on ROA.
Pendekatan Ekonomi Syariah Bagi Pemberdayaan Ekonomi Pesantren Angga Syahputra; Ismaulina Ismaulina; Khalish Khairina; Zulfikar Zulfikar; Heny Rofizar
Dimasejati: Jurnal Pengabdian Kepada Masyarakat Vol 4, No 1 (2022)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/dimasejati.v4i1.10823

Abstract

Laporan Kementerian Kementerian Agama terdapat 26.975 pondok pesantren di Indonesia per Januari 2022. Namun potensi yang dimiliki oleh pesantren belum banyak diperhatikan, baik oleh pemerintah maupun pesantren sendiri. Pada sisi lain setiap pesantren umumnya memiliki aset dalam berbagai bentuk aset, seperti bangunan, ladang, perkebunan, dan aset lainnya yang dapat digunakan untuk keperluan operasional atau keperluan madrasah. Namun berbagai potensi yang ada belum mampu dieksplorasi oleh pesantren, sehingga pesantren sangat ketergantungan dengan dana SPP dan sumber pendanaan insidental. Untuk itu tim pengabdian masyarakat dari Fakultas Ekonomi dan Bisnis Islam – IAIN Lhokseumawe hadir untuk melakukan sosialisasi melalui pendekatan ekonomi syariah guna pemberdayaan ekonomi pesantren pada Pesantren Darul Huffazh Al Arief. Materi sosialisasi yang disampaikan kepada warga pesantren merupakan hasil kajian terdahulu berupa riset, naskah yang telah dipublikasikan di jurnal, prosiding, buku maupun website yang terpercaya. Hasil kegiatan ini, tim berhasil menyelesaikan pengabdian di Pesantren Darul Huffazh Al Arief. Berbagai potensi yang dimiliki pesantren seperti aset gedung, fasilitas olahraga, lahan serta SDM dapat dikembangkan menjadi sumber pemberdayaan ekonomi yang dikelola berdasarkan ekonomi syariah. Beberapa modal yang dapat dijadikan sebagai bahan dasar pemberdayaan ekonomi berdasarkan ekonomi syariah antara lain: captive market, demografi, baitul maal atau lembaga keuangan sejenisnya, relasi serta pengelolaan wakaf produktif.
Faktor – faktor yang Mempengaruhi Pendapatan Toko Kelontong di Kabupaten Aceh Utara Nurlisa Nurlisa; Suryani Suryani; Ismaulina Ismaulina
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 4 No 1 (2021): Article Research : Volume 4 Nomor 1, Periode Januari 2021
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v4i1.294

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Penelitian ini bertujuan menganalisis baik secara parsial dan simultan pengaruh faktor modal dan lokasi terhadap pendapatan toko kelontong di Kabupaten Aceh Utara. Analisis kuantitatif diperoleh dari data primer melalui penyebaran kuesioner kepada responden penelitian sebanyak 73 pedagang. Kesimpulan yang didapatkan menunjukkan hasil secara simultan modal dan lokasi terbutkti signifikan mempengaruhi pendapatan, sedangkan secara parsial hanya modal yang berpengaruh signifikan
PENGARUH DPK DAN PEMBIAYAAN TERHADAP PENINGKATAN FEE BASED INCOME PT. BANK SYARIAH MANDIRI Ismaulina Ismaulina; Nurul Haqiqi
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 2 No 1 (2018): JESKaPe Vol. 2 No. 1 January-June 2018
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (239.951 KB)

Abstract

Banks obtain funding sources from collecting public funds in the form of demand deposits, savings and time deposits. This funding source is known as third party funds (DPK). Furthermore, the funds are channeled through financing as a banking investment in order to obtain profits from planting or capital participation in businesses run by business people. Financing provided is subject to loan services in the form of administrative fees contained in Fee Based Income. Fee Based Income is the bank's income from services provided. The purpose of this study is to find out why DPK and financing affect the increase in Fee Based Income (FBI). This type of research is quantitative research, using secondary data monthly reports on deposits and financing funds totaling 36 observational data. Data is analyzed by multiple linear regression analysis with the help of EVIEW 10. With a significance level of 0.05 (5%). This happens because the total administration DPK received by Bank Syariah Mandiri is very small or even nonexistent so it does not make a meaningful contribution to the bank's profitability. While the financing variable has an effect on and is significant to the increase in the FBI variable. This happens because the monthly income from the administration of financing has increased, so that with the increase in bank income from this financing, the increase in the total FBI will increase in the bank, so that bank profits will also increase. Keywords : Third Party Funds (DPK), Financing, Fee Based Income (FBI)
ANALISIS MEKANISME KERJA SAMA USAHA AYAM POTONG MENURUT TINJAUAN EKONOMI ISLAM Nova Haryani; Ismaulina Ismaulina; Nurul A'la
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 3 No 1 (2019): JESKaPe Vol. 3 No. 1 January-June 2019
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (154.95 KB) | DOI: 10.52490/jeskape.v3i1.447

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This study aims to determine the mechanism of cooperation between the business of broiler chicken in Blang Raleue Village, Simpang Kramat Subdistrict. Overview of the Islamic Economy on the mechanism of cooperation between the business of the three-broiler chicken in Blang Raleue Village, Simpang Kramat Sub-district. This research is a descriptive qualitative study. To obtain data the author uses observation and interview techniques. The type of data used is primary data obtained directly from the business owner of the three-piece broiler chicken in Blang Raleue Village, Simpang Kramat District. Secondary data obtained from notes, books, journals and others related to the problems that the authors examine. The data analysis method used is descriptive qualitative, namely data collection, data presentation, and conclusion drawing. The results of this study indicate that the contents of the cooperation contract in the three-broiler chicken farm in the Blang Raleue Village of Simpang Kramat Subdistrict have not fully complied with the syirkah concept. But there are also some contents of the cooperation contract that are in accordance with the concept of syirkah.
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT BELI MASYARAKAT KECAMATAN MATANGKULI TERHADAP PRODUK MEREK PRIBADI ALFAMART Ratna Auliana; Ismaulina Ismaulina
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 1 No 1 (2017): JESKaPe Vol. 1 No. 1 January-June 2017
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (981.77 KB)

Abstract

Alfamart's personal brand is a foreign matter, where few people know about Alfamart's personal brand products. The lack of public knowledge about Alfamart's personal brand products will certainly have an impact on people's buying interest in these products. The formulation of the problem in this study are: What products use Alfamart's personal brand and what factors influence the people's buying interest in Matangkuli District on alfamart's personal brand products ?. The research method used is a quantitative method using a Likert scale, namely obtaining data through questionnaires in the field and the data analyzed through the SPSS Window 22 program. The results of the study are: Products that use Alfamart's personal brand, namely: Food Products, Beverage Products, Repeat Equipment Year, as well as other products. Based on the results of the research both in the t test (partial test) and F test (simultaneous test), there is no single factor that influences the buying interest of the people in the Matangkuli sub-district towards Alfamart's personal brand products.
KINERJA KARYAWAN DITINJAU DARI ASPEK KEPEMINPINAN DAN LINGKUNGAN KERJA Rahmiana Rahmiana; Ismaulina Ismaulina
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 1 No 2 (2017): JESKaPe Vol. 1 No. 2 July-December 2017
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1001.65 KB)

Abstract

This study aims to determine the effect of leadership and work environment on employee performance at PT. Bank Aceh Syariah Ocean Branch Lhokseumawe. This research is quantitative research. The population in this study were all employees at PT. Bank Aceh Syariah Ocean Branch Lhokseumawe. The sampling technique uses the total sampling method, namely sampling techniques as large as the existing population. Based on predetermined criteria obtained the number of population and a sample of 31 employees. The type of data used is primary data obtained from questionnaires to employees of PT Bank Aceh Syariah. The data analysis method used is multiple linear regression analysis. The results of this study indicate that leadership and work environment simultaneously have a significant effect on employee performance. While the results of the study explain that all variables influence partially on employee performance. In terms of leadership (X1) has a significant effect on employee performance. It is proven by the significant results of tcount of 2.642 and the work environment (X2) has a positive and significant effect on employee performance. It is proven by the significant results of tcount of 4.565.
MEUNAWAH SAWAH DALAM PRAKTIK EKONOMI ISLAM (STUDI KASUS DI GAMPONG MAMPREE KECAMATAN SYAMTALIRA ARON KABUPATEN ACEH UTARA) Fakhrurreza Fakhrurreza; Ismaulina Ismaulina; Razali Razali
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 4 No 1 (2020): JESKaPe Vol. 4 No. 1 January-June 2020
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v4i1.773

Abstract

Abstrack The practice of Meunawah Sawah is a custom that was born from the role of Islamic values ​​that entered into the cultural foundation of the Acehnese society. This practice occurs because of the limitations of paddy fields which led to the emergence of various forms of cooperative relations in the farming community in Mampree Village, Syamtalira Aron District, North Aceh Regency. The purpose of this study was to determine the practice of meunawah rice fields in Mampree Village and an overview of its Islamic economics. The research method used is a qualitative approach to the type of descriptive research. The results showed that, in Mampree Village, the owner of the paddy field surrendered the land to the cultivators to be managed, in order to get profit. The agreement was made verbally with the provision that if the seeds were provided by the owner, the results would be divided equally, but if the seeds were from the rice cultivators, then the results would be for one can (12 kg) for the owner and three cans (36 kg) for the cultivators. An overview of Islamic economics on the practice of meunawah rice fields in Mampree Village is in accordance with the practices carried out on the practice of meunawah rice fields. So it can be concluded that the practice of meunawah rice fields in Mampree Village is permitted and valid in accordance with Islamic law, because it has fulfilled the provisions in implementing cooperation in sharia economics, because it has fulfilled the pillars of Ijarah and Muzara'ah. Keywords: Practice, Meunawah, and Islamic Economy Abstrak Praktik Meunawah Sawah adalah kebiasaan yang lahir dari peranan nilai-nilai Islam yang masuk kedalam sendi budaya masyarakat Aceh. Praktik ini terjadi karena Keterbatasan lahan sawah yang menyebabkan munculnya berbagai bentuk hubungan kerjasama dalam masyarakat petani di Gampong Mampree Kecamatan Syamtalira Aron Kabupaten Aceh Utara. Tujuan penelitian ini untuk mengetahui praktik meunawah sawah di Gampong Mampree dan tinjauan ekonomi Islamnya. Metode penelitian yang gunakan adalah pendekatan kualitatif dengan jenis penelitian deskriptif. Hasil penelitian menunjukkan bahwa, Di Gampong Mampree pemilik sawah menyerahkan lahan kepada penggarap untuk dikelola, agar mendapatkan keuntungan. Perjanjiandilakukan secara lisan dengan ketentuan bila benih disediakan pemilik maka hasilnya dibagi rata, tetapijika bibit dari penggarap sawah maka bagi hasilnya satu kaleng (12Kg) bagi pemilik dan tiga kaleng (36Kg) bagi penggarap. Tinjauan ekonomi Islam terhadap praktik meunawah sawah di Gampong Mampreesudah sesuai dengan praktik yang dilakukan terhadap praktik meunawah sawah. Jadi dapat disimpulkan bahwa praktik meunawah sawah yang ada di Gampong Mampree diperbolehkan dan sah sesuai dengan hukum Islam, karena sudah memenuhi ketentuan dalam pelaksanaan kerjasama dalam ekonomi syariah, karena telah dipenuhinya rukun Ijarah dan Muzara’ah. Kata Kunci: Praktik, Meunawah, dan Ekonomi Islam.
TADLIS DALAM BISNIS JUAL BELI ONLINE PERSPEKTIF EKONOMI SYARIAH (STUDI MAHASISWA EKONOMI SYARIAH FEBI IAIN LHOKSEUMAWE) Utari Rahayu Lubis; Ismaulina Ismaulina
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 4 No 2 (2020): JESKaPe Vol. 4 No. 2 July-December 2020
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v4i2.799

Abstract

Abstract Currently with advances in technology, buying and selling between cities and even between countries can be completed in a short time. Buying and selling online in a network or using the internet is the solution. Buying and selling transactions can also be completed in just 1 day even faster than that. However, some disadvantages from online purchases also exist, such as: The goods provided cannot be seen directly. Thus, concerns about the quality and suitability of the product with the wishes of buyers often occur. The formulation of the problem in this research is What are the forms and what are the causes of the existing tadlis in the online buying and selling business? How is Tadlis in buying and selling online according to Islamic Economics?. This research uses descriptive qualitative method. While the technique of collecting data through observation, interviews and documentation, while the researchers analyzed data techniques using data reduction and drawing conclusions. The results of his research show that: Although there are some among these students who feel cheated, but they only forgive and do not follow it up they just feel dissatisfied with the service of buying and selling online transactions. In the view of Islamic economics, every transaction must be based on the principle of willingness or mutual liking between the two parties. They must have the same information (complete information) so that no party feels cheated or cheated because something is unknown to one party. So according to sharia economics online trading transactions are not in accordance with the principles of sharia economics, because there is no principle of mutual liking between the two. Keywords: Tadlis, Buy and Sell Online, Islamic Economics. Abstrak Saat ini dengan kemajuan teknologi, jual beli antar kota bahkan antar negara dapat diselesaikan dalam waktu singkat. Membeli dan menjual secara online di jaringan atau menggunakan internet adalah solusinya. Transaksi jual beli juga dapat diselesaikan hanya dalam 1 hari bahkan lebih cepat dari itu. Namun, beberapa kerugian dari pembelian online juga ada, seperti: Barang yang disediakan tidak dapat dilihat secara langsung. Dengan demikian, kekhawatiran tentang kualitas dan kesesuaian produk dengan keinginan pembeli sering terjadi. Rumusan masalah dalam penelitian ini adalah Apa saja bentuk dan apa penyebab tadlis yang ada dalam bisnis jual beli online? Bagaimana Tadlis dalam jual beli online menurut Ekonomi Islam ?. Penelitian ini menggunakan metode deskriptif kualitatif. Sedangkan teknik pengumpulan data melalui observasi, wawancara dan dokumentasi, sedangkan peneliti menganalisis teknik data menggunakan reduksi data dan menarik kesimpulan. Hasil penelitiannya menunjukkan bahwa: Meskipun ada beberapa di antara siswa yang merasa ditipu, tetapi mereka hanya memaafkan dan tidak menindaklanjutinya, mereka hanya merasa tidak puas dengan layanan jual beli transaksi online. Dalam pandangan ekonomi Islam, setiap transaksi harus didasarkan pada prinsip kesediaan atau saling menyukai antara kedua pihak. Mereka harus memiliki informasi yang sama (informasi lengkap) sehingga tidak ada pihak yang merasa ditipu atau ditipu karena ada sesuatu yang tidak diketahui oleh satu pihak. Jadi menurut ekonomi syariah transaksi perdagangan online tidak sesuai dengan prinsip-prinsip ekonomi syariah, karena tidak ada prinsip saling menyukai antara keduanya. Kata kunci: Tadlis, Jual Beli Online, Ekonomi Islam.