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Critical Review of the Existence of Legal Fiction Principles in Indonesian Law Nurhilmiyah
International Conference of ASEAN Prespective and Policy (ICAP) Vol 1 No 1 (2018): INTERNATIONAL CONFERENCE OF ASEAN PERSPECTIVE AND POLICY (ICAP)
Publisher : International Conference of ASEAN Prespective and Policy (ICAP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (145.624 KB)

The principle of Fictie Rechts or Legal Fiction is still embraced in Indonesian legislation. It does not matter that the principle is inconsistent with reality on the ground, which in fact creates more and more new problems. For example the application of laws in very remote areas. How can a rural person who has no access to information, if he does not comply with a rule that has been passed by the state through the state gazette, then without considering the absorption aspect of his information, he remains entangled in the law. Because he after the law was enacted, he was considered to know the law. This study uses normative legal research method by reviewing the literature related to legal fiction. Surely the principle that is deemed irrelevant to its real condition like this deserves no longer applied. For that required seriousness of government and society in participating eliminate this law fiction principle.The results of this research show that Indonesia still enacts law government and society as well, lawmaker or legislator and society publish that.

Klausula Eksonerasi Pada Perjanjian Pinjaman Online Nurhilmiyah; Hasim Purba
Acta Law Journal Vol. 1 No. 1 (2022): December 2022
Publisher : Talenta Publisher, Universitas Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32734/alj.v1i1.10014

An exemption condition is a statement contained in an understanding, in which one party tries not to satisfy its commitment to pay full or restricted remuneration, which happens because of a wrecked commitment or an unlawful demonstration. This condition can be recorded in the standard settlement on web-based credits or data innovation based loaning and acquiring administrations. How is the act of remembering absolution provisions for online arrangements and how is the lawful examination of exemption conditions in web-based arrangements? The strategy utilized in this exploration is The Economic Analysis if Law (EAL) technique or financial examination of the law, by taking a gander at the effectiveness viewpoint in deciding a decision in human existence. All in all, the act of remembering an ex-sonation statement for online arrangements is found in most data innovation based loaning and getting administrations. This is in opposition to different regulations and guidelines, to be specific, the Common Code, customer security regulations, and monetary administrations authority guidelines. The legitimate examination of the absolution condition in the web-based arrangement utilizes a monetary examination of the law, in light of financial standards. With the goal that the standard understanding applied in web-based advances as long as it doesn't contain an absolution statement can be utilized in data innovation based loaning and getting administrations.

Analisis Implementasi Pensertifikatan Aset Tanah Pemerintah Daerah Kabupaten Langkat Medaline, Onny; Nurhilmiyah; Syafriana, Rizka
Jurnal Ilmiah Penegakan Hukum Vol. 11 No. 1 (2024): JURNAL ILMIAH PENEGAKAN HUKUM JUNI
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/jiph.v11i1.11830

Regional property is regional assets obtained from the APBD or other acquisitions. The security of state/regional property only started in 2004, marked by the promulgation of the State Treasury Law. State/regional property in the form of land controlled by the Central/Regional Government must be certified in the name of the Government/Regional Government. The research results in this paper include a study of regional asset certification in the land law regime and regional government, as well as a description of the implementation of land asset certification in the Langkat Regency regional government. The aim of this research is to determine the normative and implementation context of certifying regional assets in the form of land in Langkat Regency. The research method used is empirical research with an approach that emphasizes collecting data obtained from facts in the field. The results of this research indicate that land law and state treasury law in the study of state and regional assets in the form of land need to complement each other to create legal certainty. Regional asset certification in Langkat Regency has been implemented, but has not yet reached 50% of the land plots. In the process of certifying BMD land rights, BPKAD found several obstacles related to other ministries, for example: the process of releasing HGU land from PTPN II is still hampered, which must comply with several provisions from the Ministry of BUMN regarding the transfer of BUMN fixed assets

The Role of Law in Improving Financial Literacy in Online Lending in the Context of Development Economic Law Nurhilmiyah; Purba, Hasim; Sitompul, Zulkarnain; Azwar, T. Keizerina Devi
Ultimate Journal of Legal Studies Vol. 1 No. 2 (2023): Contemporary Legal Issues
Publisher : Talenta Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32734/uljls.v1i2.13744

Law is believed to be able to provide changes towards improving the nation's economy, and can also be a tool to engineer people's behavior in achieving their welfare. One of them is by increasing financial literacy in the field of online loans in the context of development economic law. In recent years since the mushrooming of information technology-based lending and borrowing service providers (LPB2TI) in Indonesia, there have been many legal events related to this online lending and borrowing transaction. Starting from the imposition of loan interest that exceeds the upper limit as determined by the strategic partner of the Financial Services Authority in this case appointed is the Indonesian Fintech Joint Funding Association (APFI), to the low public knowledge about their rights and obligations in the legal relationship of creditors or investors, information technology-based lending and borrowing service providers, and debtors or online loan customers. This is what makes writing this topic very important to pay attention to. In order to elaborate the role of law in increasing inclusive financial literacy in online loans in the context of Economic Development Law.

Tinjauan Hukum Terhadap Debitur Yang Wanprestasi Atas Jaminan Fidusia (Studi di PT. BPR Disky Suryajaya) Siregar, Deny Wardana; Nurhilmiyah
Indonesian Journal of Law Vol. 2 No. 1 (2025): April
Publisher : Indonesian Journal of Law

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Jaminan fidusia tidak dapat dilepaskan dengan masalah perkreditan. Sebagai jaminan kebendaan, dalam praktik perbankan, fidusia sangat digemari dan populer karena dapat memenuhi kebutuhan masyarakat. Jaminan fidusia diatur dalam Undang-Undang Republik Indonesia Nomor 42 Tahun 1999 (UUJF). Proses perjanjian kredit dengan menggunakan jaminan fidusia, harus dilakukan pembebanan jaminan dengan akta jaminan fidusia yang aktanya tersebut dibuat dihadapan Notaris. Pinjaman kredit melalui lembaga fidusia, kemungkinan terjadi wanprestasi adalah sangat besar. Wanprestasi dapat disebabkan oleh berbagai faktor dan wanprestasi adalah sama dengan perbuatan melawan hukum yang dilakukan orang dalam kedudukannya sebagai debitur. Tujuan penelitian ini adalah untuk mengetahui syarat-syarat pemberian pinjaman kepada nasabah dengan jaminan fidusia di PT. Bpr Disky Suryajaya dan bagaimana akibat hukum terhadap debitur yang wanprestasi atas jaminan fidusia serta bagaimana cara penyelesaian wanprestasi atas jaminan fidusia yang dilakukan oleh debitur. Penelitian yang dilakukan adalah penelitian hukum normatif dengan pendekatan yuridis sosiologis atau yuridis empiris yang diambil dari data primer dengan melakukan wawancara di PT. Bank Perkreditan Rakyat Disky Suryajaya, Kabupaten Deli Serdang dan data sekunder dengan mengolah data dari bahan hukum primer, bahan hukum sekunder dan bahan hukum tersier. Berdasarkan hasil penelitian dipahami bahwa syarat-syarat pemberian pinjaman dengan jaminan fidusia di PT. Bank Perkreditan Rakyat Disky Suryajaya yaitu identitas debitur, bukti kepemilikkan objek jaminan fidusia dan lima faktor penilaian yang dilakukan bank, sebagai pengaman yuridis. Akibat hukum terhadap debitur yang wanprestasi yaitu berupa pembayaran ganti rugi dan penyitaan benda yang menjadi objek jaminan fidusia dan apabila pihak kreditur sampai mengajukan ke Pengadilan Negeri, maka pihak debitur harus menanggung semua biaya di Pengadilan. Cara penyelesaian wanprestasi atas jaminan fidusia yang dilakukan oleh debitur yaitu pertama secara nonlitigasi atau bermusyawarah mencari solusi bagaimana cara menyelesaikan masalah tanpa harus merugikan kedua belah pihak, dan kedua secara litigasi atau kreditur mengajukan gugatan perdata di Pengadilan Negeri dan melakukan eksekusi terhadap objek jaminan fidusia sesuai dengan Pasal 29 UUJF. Seharusnya debitur harus memenuhi prestasinya tersebut dengan tepat waktu sesuai dengan perjanjian yang dibuat, agar tidak terjadinya wanprestasi. Pihak debitur harus bertanggung jawab atas perbuatanya dengan cara membayar ganti rugi dan semua hutang beserta bunga yang sudah disepakati oleh kedua belah pihak berdasarkan Pasal 1243 KUHPerdata. Penyelesaian wanprestasi hendaknya diselesaikan oleh para pihak secara nonlitigasi dikarenakan akan memberikan keuntungan bagi kedua belah pihak.

Comparative Regulation of E-Commerce Contracts and Consumer Protection in Indonesia and Thailand Pebriani, Rosi; Nurhilmiyah
Al-Risalah VOLUME 26 NO 1, MAY (2026)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/al-risalah.vi.64997

The development of electronic commerce (e-commerce) has significantly changed the pattern of buying and selling transactions and has given rise to complex legal implications, particularly regarding the validity of agreements, consumer protection, and dispute resolution mechanisms. This article aims to analyze and compare the legal regulations for online buying and selling in Indonesia and Thailand, as well as to examine efforts to resolve legal issues arising in e-commerce transaction practices in both countries. This research uses a normative legal research method with a statutory and comparative approach. Data were obtained through a literature review of relevant laws and regulations, legal doctrines, and scientific literature. The results of the study indicate that online buying and selling transactions in Indonesia and Thailand are both recognized as valid legal acts as long as they meet the requirements for valid agreements and electronic contract provisions. Indonesia regulates e-commerce through specific sectoral regulations, namely the Electronic Information and Transactions Law and Government Regulation Number 80 of 2019 concerning Commerce Through Electronic Systems, while Thailand integrates e-commerce regulations into the Civil and Commercial Code, the Electronic Transactions Act, and the Consumer Protection Act with a strong emphasis on consumer protection. In dispute resolution, both countries prioritize non-litigation mechanisms, but differ in the role of dominant actors. Indonesia emphasizes the role of e-commerce platforms and the Financial and Transaction Supervisory Agency (BPSK), while Thailand demonstrates more active state involvement. From an Islamic legal perspective, online buying and selling is, in principle, permitted as long as it meets the pillars and conditions of sale and is free from elements of usury, gharar, and fraud. This study emphasizes the importance of strengthening regulations, effective implementation, and increasing digital legal literacy to ensure legal certainty and consumer protection in e-commerce transactions.

The Transition of Indonesian Citizenship to Thai Citizenship from a Civil Law Perspective Kurniawan, M. Teguh; Nurhilmiyah
Al-Risalah VOLUME 26 NO 1, MAY (2026)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/al-risalah.vi.64999

The transition of citizenship from Indonesian citizenship to Thai citizenship represents a complex legal phenomenon involving the interaction of two different national legal systems with significant consequences in the civil law domain. Citizenship functions not only as a political status but also as a juridical bond that determines an individual’s personal law, legal capacity, property rights, family relations, and inheritance regime. This study aims to analyze the legal procedures governing the relinquishment of Indonesian citizenship and the acquisition of Thai citizenship, as well as to examine the civil law implications arising from such transition from a comparative legal perspective. The research employs normative legal methods with a functional comparative law approach, relying on statutory regulations, legal doctrines, and scholarly literature related to citizenship law, civil law, and private international law in Indonesia and Thailand. The findings indicate that Indonesian law emphasizes the formal and administrative aspects of citizenship loss, while Thai law focuses on selective naturalization requirements and substantive integration. This asymmetry creates potential procedural gaps during the transitional phase that may expose individuals to legal uncertainty and risks of temporary statelessness. Furthermore, the transition of citizenship results in a fundamental transformation of civil legal status, including the loss of nationality-based rights in Indonesia, particularly land ownership rights, and the simultaneous acquisition of full civil rights under Thai law. The study concludes that citizenship transition constitutes a comprehensive legal transformation affecting the entire framework of civil rights and obligations rather than merely a change of nationality. Strengthening procedural synchronization, legal awareness, and cross-border administrative coordination is therefore essential to ensure legal certainty, protection of individual rights, and prevention of statelessness during the citizenship transition process.

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