Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal ADILLA: Jurnal Ilmiah Ekonomi Syari'ah Jurnal Hukum Islam
Riska Wijayanti
Unknown Affiliation
Religion Arts Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Covid-19 Pandemic as the Reasoning of Force Majeure towards Financing in Islamic Banking Riska Wijayanti; Ani Yunita
Jurnal Hukum Islam Vol 18 No 2 (2020)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jhi.v18i2.2699

Abstract

This paper analyzes the Covid-19 pandemic as a reason for force majeure in non-performing loan and legal effort its. This juridical-normative research uses a conceptual, statutory and case approach. Analysis using prescriptive with logic and legal reasoning. The results show, the Covid-19 pandemic cannot automatically be used as a reason for force majeure, even though it is designated as a non- 220 Covid-19 Pandemic as the Reasoning of Force Majeure towards Financing ... (Riska Wijayanti) Vol 18 No 2, Desember 2020 ISSN 1829-7382 (Print) 2502-7719 (Online) natural national disaster because to find out which debtors are affected by the pandemic and the payment difficulties, should be proven through the decision of the Religious Court and must fulfil the elements in Article 1244 and 1245 Civil Code. Legal efforts to settle non-performing loans are rescue and settlement. The rescue is carried out by minimizing financial costs and restructuring financing. Settlement can be made by seeking through an auction or by executing the guarantee. The last alternative is resolved through the Religious Court. The legal effort of future for the rescue of non-performing loan that occurred due to the spread of the Covid-19 Pandemic is by renegotiating, whereby making new contracts or issuing addendums that bind the parties and must be implemented in good faith. Therefore, the ius constituendum is indispensable for the settlement of non-performing loan that caused by the pandemic through the OJK Regulation.
The Marketing Mix And Cashless Payments As Determinants Of Purchasing Decisions Among Mobile Coffee SMES, Moderated By Islamic Business Ethics Alfa Rizki Madhani; Muchamad Fauzi; Riska Wijayanti
ADILLA : Jurnal Ilmiah Ekonomi Syari'ah Vol. 9 No. 2 (2026): Juli
Publisher : Universitas Islam Darul 'ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/adilla.v9i2.12807

Abstract

This study aims to analyze the influence of the marketing mix (4Ps) and the adoption of cashless payments on purchasing decisions in mobile coffee shops, and to examine the role of Islamic business ethics as a moderating variable. The main problem examined is the suboptimal increase in purchasing decisions despite MSMEs adopting digital technology and modern marketing strategies. The study used a quantitative, explanatory approach, involving 100 respondents selected through purposive sampling. Data were collected through a Likert-scale questionnaire and analyzed using Structural Equation Modeling based on Partial Least Squares (SEM-PLS). The results show that the marketing mix has a positive and significant effect on purchasing decisions. Islamic business ethics also has a significant positive effect on increasing purchasing decisions by strengthening consumer trust. However, cashless payments did not significantly influence purchasing decisions, and Islamic business ethics was unable to moderate the relationship between the marketing mix and cashless payments on purchasing decisions. These findings confirm that marketing strategy and ethical values ​​play a more dominant role than technological aspects in influencing consumer behavior in mobile coffee shops
Co-Authors Alfa Rizki Madhani Ani Yunita Fauzi, Muchamad