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Preparing Islamic Human Resources Competencies as Generation of Digital Bankers in Polytechnics Vocational Education Marlya Fatira; Anriza WitI Nasution; Ismi Affandi
AJIS: Academic Journal of Islamic Studies Vol 4, No 1 (2019)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/ajis.v4i1.686

Abstract

The development of the 4.0 industrial revolution is now increasingly real and has an impact on all aspects of human life. Human behavior in carrying out activities for their lives is done digitally. This situation has made all industries including the banking industry adapt to provide the best service to customers through digital service transactions. The need for young professionals of digital bankers is a necessity in the present, therefore vocational colleges are in the form of Polytechnics such as Politeknik Negeri Medan. The Islamic banking and finance study program as at Politeknik Negeri Medan, now need to make adjustments to the preparation of sharia human resources as a generation of digital bankers through the Islamic banking industry through graduate competency can be in accordance with the current needs of the labor market. This study describes the views of alumni from who have worked in Islamic banking. The alumnies explain the competencies needed and are required to have them as bankers in the current digital era. Data collected is primary data obtained through in-depth interviews with informants as many as 4 people. The information received is then analyzed with the conditions in the study program curriculum at the islamic banking and finance study program. Then analyzed to courses, teaching method. Research result that the study program must be prepared alumni to be digital bankers are competencies in the understanding of Islamic bank transaction agreements, competencies as tellers and sharia bank customer service, competence as analysts Islamic bank financing, competency as funding officer and financing officer of Islamic banks. Providing a curriculum that is in accordance with SKKNI, provides courses with the latest content and with learning methods that are tailored to practical needs with current cases. Submission of the learning method is accompanied by the practice of each course as much as a minimum of 50%.
Pelaporan Ziswaf Pada Laz al Hijrah Kota Medan Berdasarkan PSAK 109 Ismi Affandi; R Riswanto
KITABAH: Jurnal Akuntansi dan Keuangan Syariah KITABAH | VOL. 2 | NO. 1 | 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (421.702 KB)

Abstract

This research is about Ziswaf Reporting on Laz Al Hijrah in Medan based on statement of financial accounting standards 109. This research was conducted to find out about the suitability of the application statement of financial accounting standards 109 on the reporting of Ziswaf  OPZ institution Laz Al Hijrah Fund in Medan 2015. The data used in this study is secondary data and primary. Secondary data was obtained from the Laz AL Hijrah Financial report and the primary data was obtained through the results of interviews with the Director of Laz AL Hijrah, Medan. The research method used is a method with a type of qualitative research that the results of the research are delivered by means of exposure. The results of the study show that: Laz Al Hijrah, Medan City, North Sumatra, has not implemented the preparation of financial statements in accordance with the format of the zakat, infaq/ alms financial accounting report contained in the Statement of Financial Accounting Standards number 109, because for the compilation of Laz Al Hijrah only refers according to the direction and needs of Laz Al Hijrah whose form is still a report on the receipt and distribution of zakat, all cash funds that go to Laz Al Hijrah in Medan, North Sumatra have not been separated by zakat funds, infaq funds / sedakah, and amil, and non-halal funds, although they do not follow the financial report format set by the Indonesian Institute of Accountants, but in general the purpose of preparing financial statements for the Medan City of North Sumatra has been achieved, provided there are certain information not clear.
Inovasi Mesin Pemisah Kulit Ari Kedelai untuk Meningkatkan Usaha Tempe di Desa Tanjung Selamat Kecamatan Sunggal Kabupaten Deli Serdang Infarizal; Eli Safrida; Wirdatun Nafiah Putri; Ismi Affandi; Rikson Dastin Manurung; Wahyu Hidayat
BERKAT: Jurnal Pemberdayaan Masyarakat Vol 2 No 1 (2022): JUNI 2022
Publisher : P3M Politeknik Negeri Medan

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Abstract

Pemisahan kulit ari kedelai secara manual untuk produksi tempe memiliki kelemahan antara lain tempe tidak bersih karena sebagian kulit ari masih menempel dan produk tempe terasa pahit. Selain itu, mitra belum melakukan pembukuan sederhana dari proses produksinya. Pengabdian ini akan memberikan teknologi tepat guna pada perajin tempe agar dapat meningkatkan kualitas dan higienis produk tersebut. Metode yang dilakukan adalah dengan melakukan rancang bangun mesin pemisah kulit kedelai, memberikan pelatihan pengoperasian mesin, dan memberikan pelatihan pembuatan laporan keuangan dengan menggunakan aplikasi sederhana. Hasil kegiatan menunjukkan bahwa mitra tidak lagi memisahkan kulit ari kedelai secara manual. Di samping itu, hasil pengabdian juga memperlihatkan bahwa mitra mendapatkan pemahaman dalam penyusunan laporan keuangan dan perhitungan harga pokok produksi.
Pembiayaan UMKM Bank Umum Syariah di Indonesia Ditinjau dari Dana Pihak Ketiga (DPK) dan Non Performing Financing (NPF) Fadilah Sari Siregar; Ismi Affandi; Diena Fadhilah
Jurnal Bilal: Bisnis Ekonomi Halal Vol. 2 No. 2 (2021): Desember 2021
Publisher : Politeknik Negeri Medan

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Abstract

This research was conducted to determine the effect of third party funds and non- performing financing on the allocation of UMKM financing at Islamic Commercial Banks for the January 2016-December 2019 period. The dependent variable in this study is the allocation of UMKM financing, while the independent variable consists of third parties and non-performing financing. This research method is quantitative using secondary data with a sample of Islamic banking statistics during the period January 2016 to December 2019 totaling 48 samples (data). The analysis used in this study is multiple linear regression analysis which is processed with SPSS 25. The results of this study indicate that third party funds and non-performing financing simultaneously have a significant effect on the allocation of UMKM financing. Meanwhile, the results of the research partially show that third party funds have a positive and significant effect on the allocation of UMKM financing and non-performing financing has a negative and insignificant effect on the allocation of UMKM financing. Penelitian ini dilakukan untuk mengetahui pengaruh dana pihak ketiga dan non performing financing terhadap alokasi pembiayaan UMKM pada Bank Umum Syariah Periode Januari 2016-Desember 2019. Variabel dependen dalam penelitian ini adalah alokasi pembiayaan UMKM, sedangkan variabel independen terdiri dari pihak ketiga dan non performing financing. Metode penelitian ini adalah kuantitatif dengan menggunakan data sekunder dengan sampel dari statistik perbankan syariah selama periode Januari 2016 sampai dengan Desember 2019 sejumlah 48 sampel (data). Analisis yang digunakan dalam penelitian ini adalah analisis regresi linier berganda yang diolah dengan bantuan alat spss 25. Hasil penelitian ini menunjukkan bahwa dana pihak ketiga dan non performing financing secara simultan berpengaruh signifikan terhadap alokasi ketiga memiliki pengaruh positif dan signifikan terhadap alokasi pembiayaan UMKM dan non performing financing memiliki pengaruh negatif dan tidak signifikan terhadap alokasi pembiayaan UMKM .
Peningkatan Pengetahuan Manajamen Keuangan Usaha bagi Pengrajin Rajutan Kelurahan Tembung Kecamatan Medan Tembung Kota Medan Sumatera Utara Eli Safrida; Ismi Affandi; Mariahati; Nur Fitri Soufia HSB; Rikson Dastin Manurung
BERKAT: Jurnal Pemberdayaan Masyarakat Vol 1 No 2 (2021): DESEMBER 2021
Publisher : P3M Politeknik Negeri Medan

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Abstract

Kegiatan ini bertujuan menyelesaikan permasalahan mitra dalam operasional, ketidakmampuan dalam penyusunan laporan keuangan dan penentuan harga jual produk serta keterbatasan dalam penyediaan media produksi dan penyimpanan. Metode yang digunakan adalah interview terkait solusi. Sementara itu, solusi yang ditawarkan adalah pelatihan dan pendampingan penyusunan pembukuan dengan menggunakan aplikasi dan penentuan harga jual. Selain itu juga, mitra akan menerima media produksi dan pemyimpanan. Hasil kegiatan menunjukkan bahwa mitra mampu menyusun laporan keuangan sederhana berbasis aplikasi akuntansi UKM dan mampu menentukan harga jual berbasis aplikasi excel.
Behavior Of Society In Management PNM Mekaar Loan Capital Ismi Affandi; Raja Putra Sakti Harahap; Tengku Hasan Basri
Al-Hijrah: Journal of Islamic Economics And Banking Vol 2 No 1 (2024): Al-Hijrah: Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55062/al-hijrah.v2i1.609

Abstract

This article aims to determine community behavior in providing loan capital from PNM Mekaar (Civil National Capital to foster a prosperous family economy) to the community in Tanjung Jati Village PTPN II District. Binjai, Langkat Regency. The government has established a financing program for business capital for people who lack capital. One of them is PT. PNM (Civil National Capital). PT. PNM (Civil National Capital) was established as part of the government's strategic solution to improve the welfare and economic equality of society through developing access to capital and capacity building programs for Micro, Small and Medium Enterprises (MSMEs). This research uses qualitative research methods, using primary data sources. The results of the research are community behavior in managing loan capital from PNM Mekaar (Civil National Capital to foster a prosperous family economy) in the community in Tanjung Jati Village PTPN II Kec. Binjai, Langkat Regency with its development Business Enhancement Income Which Done by poor people by taking advantage of it Source Available Power.