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Journal : eCo-Buss

Pengaruh Literasi Keuangan, Financial Technology, dan Lingkungan Sosial Terhadap Perilaku Keuangan Mahasiswa di Kota Batam Dewi Febrianti; Argo Putra Prima
eCo-Buss Vol. 6 No. 3 (2024): eCo-Buss
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/eb.v6i3.1089

Abstract

Financial behavior is a person's pattern of behavior in managing finances to meet needs or prepare for the future. This is very important to know so that you can properly manage your financial patterns so as not to induce consumer-oriented financial behavior. Students are expected to be able to manage their money in the digital age, as they are millennials and need to be prepared for ever-accelerating technological developments.This research investigates whether students understand financial behavior, tests and analyzes the influence of financial literacy, financial technology, and  social environment on financial behavior, and tests and analyzes the correlation between financial behavior and each variable. It was carried out for the purpose of analysis. The population and sample of this study are current accounting students in several universities in Batam city, such as Universitas Batam, Universitas Internasional Batam, Universitas Riau Kepualauan, and others. The number of respondents for this survey was 300. Purposive sampling technique and Likert scale were used for the sample. Data were processed using the statistical program SPSS v29. This research chose to use quantitative research methods. The research results show that financial literacy and financial technology partially have a significant and positive influence on financial behavior, but do not have a significant influence on the social environment on financial behavior. However, the results of another test, namely the F test, indicate that financial literacy, financial technology
Pengaruh Daya Tarik Promosi, Kemudahan Penggunaan, dan Risiko Terhadap Minat Menggunakan E-Wallet pada Mahasiswa di Kota Batam Dewi Apri Yanti; Argo Putra Prima
eCo-Buss Vol. 7 No. 2 (2024): eCo-Buss
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/eb.v7i2.1473

Abstract

E-wallets offer many conveniences to users, despite the convenience and practicality of e-wallets, many people are reluctant to use them. Several factors contribute to the interest in using e-wallets, including promotional attractiveness, ease of use, and risk. This study aims to test passively and simultaneously. This type of research is quantitative with data collection techniques carried out by distributing questionnaires through google forms which are measured on a Likert scale. Testing in this study uses descriptive analysis, instrument test, classical assumption test, influence test and hypothesis testing. The population in this study were students majoring in accounting in Batam City and who had registered on the PDDIKTI website (Directorate General of Higher Education) with a total of 1631 students.  The sample in this study used Probability Sampling technique and sample determination using Slovin technique which amounted to 100 respondents. The results of the study simultaneously show that promotional attractiveness, ease of use and risk affect the interest in using e-wallets for students in Batam City.  However, based on the results of this study partially show that Promotional Attractiveness affects the interest in using e-wallets for students in Batam City. Ease of Use affects the interest in using e-wallets for students in Batam City. Meanwhile, risk has no effect on the interest in using e-wallets for students in Batam City.