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All Journal Kodifikasia: Jurnal Penelitian Islam MUSLIM HERITAGE: JURNAL DIALOG ISLAM DENGAN REALITAS Al-Tsaqafa: Jurnal Ilmiah Peradaban Islam El-Barka: Journal of Islamic Economics and Business ACTIVA: Jurnal Ekonomi Syariah Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Journal of Islamic Economics and Finance Studies IJOIS: Indonesian Journal of Islamic Studies Journal of Islamic Economics and Philanthropy Invest Journal of Sharia & Economic Law Etihad: Journal of Islamic Banking and Finance Journal of Islamic Economics Abdimas Indonesian Journal Indonesian Journal of Islamic Economics and Finance Journal of Economics and Social Sciences INASJIF Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Amaluna: Jurnal Pengabdian Masyarakat
Rizal, Fitra
Institut Agama Islam Negeri Ponorogo
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Social Sciences Other

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Journal : INASJIF

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MANAJEMEN PERMODALAN UNTUK MENINGKATKAN KESEHATAN BMT MASLAHAH NGAWI Salma Nauval Adella; Fitra Rizal
Indonesian Scientific Journal of Islamic Finance Vol 2 No 2 (2024): Indonesian Scientific Journal of Islamic Finance
Publisher : FEBI Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v2i2.7572

Abstract

This research is based on the world of sharia banking business in this modern era. BMT Maslahah Ngawi Branch's efforts to maintain health through capital management originating from owners, shareholders and several operational income results based on certain provisions. The aim of this research is to analyze capital management, health level, obstacles faced by BMT Maslahah Ngawi Branch. The formulation of the research problem is 1) What is the health level of BMT Maslahah Ngawi Branch, 2) How is the capital management of BMT Maslahah Ngawi Branch, 3) What are the obstacles faced by BMT Maslahah Ngawi Branch in improving health. This research is field research and uses a descriptive qualitative approach through in-depth interviews, field observations and documentation of BMT Maslahah Ngawi Branch by staff and managers, analyzed using an inductive method in the form of specific data categorized as data reduction, display data and ends with data verification. The results of the research on BMT Maslahah Ngawi Branch can be concluded that: 1) The health level of BMT Maslahah Ngawi Branch in 2019-2022 experienced a percentage decrease, showing a CAR of 6.30%, occupying the title of Less Healthy. 2) Capital Management through marketing techniques and empowering human resources. 3) The problem with BMT Maslahah Ngawi Branch is that the management is considered unprofessional, and the lack of customer responsibility has an impact on customer financing obligations.
Co-Authors Angrum Pratiwi Dedy Mainata Dhimas Haryo Prayoga Diah Ayu Rosanti Diah Ihdini Amalia Endriana Nur Anggrahini Erika Mega Wahyu Andini Febrilyantri, Candra Haniatul Mukaromah Humaidi, Muchtim Ida Ayu Putu Sri Widnyani Kumalasari, Marta Della Mukaromah, Haniatul Mutiara, Nanda Nik Amah Nur Farichan, Mu’aifi Putri, Elma Agistiana Rofiqo, Azidni Salma Nauval Adella Zainul Ihrom, Mohammad