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All Journal EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Ayi Nurbaeti
Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) Indonesia Purwakarta
Economics, Econometrics & Finance

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Pengaruh Pelayanan Islami Terhadap Kepuasan Konsumen Di 212 Mart Purwakarta Nasih Sariningsih; Saepul Bahri; Ayi Nurbaeti
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 4 No 2 (2020): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v4i2.119

Abstract

The purpose of this research is to measure and analyze how much influence the Islamic service has on consumer satisfaction at 212 Mart Purwakarta. The sample of this research is 212 Mart Purwakarta consumers as many as 92 people. The formula for determining the sample uses the Slovin formula. Data collection was carried out by distributing questionnaires using a Likert scale to 92 respondents. The method used is a quantitative method, a method that uses numbers and then analyzed using the SPSS version 25 program. Data analysis techniques used in this study are validity, reliability, classical assumption tests include normality and linearity tests, while hypothesis testing include partial test (t), coefficient of determination analysis (r2) and simple regression analysis. The results showed that the independent variable (Islamic service) was proven to be positive and significant effect on the dependent variable (Consumer Satisfaction) of 57.7% with a significance value of 0,000 <0.05 and a regression coefficient of X of 0.281 which means that each addition of 1% value Islamic services, the value of consumer satisfaction increases by 0.281. while the remaining 42.3% by other variables outside the variables used in this study.
Studi Kajian Bisnis Tambang Uang Digital (Cryptomining) Dalam Konteks Ijarah Mochammad Ichsan Maulana; Asep Dede Kurnia; Ayi Nurbaeti
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 5 No 1 (2021): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v5i1.158

Abstract

Industrial revolution 4.0 bring up a new digital currency called cryptocurrency. This also brings a miners who works as an intermediaries to validate each transaction. This research aims to; Explain the Cryptomining, as well as an analysis of points in the Ijarah contract that are relevant to the activities. As for the step by step to mine the coins are as follows; assembling mining rigs, filtering coins, setting up applications, selecting the pools, then proceeding to mine along with routine maintenance, until finally receiving a reward. The study was conducted using a qualitative methods. Researcher collects data by acting as one of the cryptominer. Researcher took most references in the MUI fatwas to conduct analysis, as well as developing of hypotheses in the equalization of the Ijarah covenant towards the process in the Cryptomining activities. The results of this study show that the activities of Cryptomining, are mostly in accordance with the terms of the Ijarah contract. The Miners are equated with Mu'jir, cryptocurrency users as musta'jir, transactions that are processed as benefits, and prizes as ujrah. The mining activity itself is a muamalah activity which is mostly carried out digitally through internet media. Even so, there is still confusion in the terms of payment of the ujrah. Among other things like 'cash as the required payment'. The provisions provided at MUI DSN NO: 28 / DSN-MUI / III / 2002 about money trades, (which in this case relates to the media of the ujrah payment). More on this matter requires ijtihad from clerics, especially DSN MUI.
Pengaruh Kualitas Produk dan Promosi Terhadap Keputusan Nasabah Memilih Tabungan Amanah Di BMT Purwakarta Amanah Sejahtera Wiwin Winanti; Saepul Bahri; Ayi Nurbaeti; Diana Novita
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 5 No 2 (2021): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v5i2.172

Abstract

Latar Belakang penelitian yang dilakukan di BMT Purwakarta Amanah Sejahtera, dimana Tabungan Amanah setiap tahunnya menurun. Hal ini kontraduktif dengan situasi masyarakat Purwakarta yang mayoritas penduduknya beragama islam. Merupakan potensi sebagai tempat tumbuhnya kegiatan ekonomi yang berbasis syariah. Tujuan penelitian ini adalah untuk mengetahui pengaruh Kualitas Produk terhadap keputusan nasabah memilih Tabungan Amanah, Untuk mengetahui pengaruh Promosi terhadap keputusan nasabah memilih Tabungan Amanah, Untuk mengetahui Kualitas Produk dan Promosi terhadap keputusan nasabah memilih Tabungan Amanah. Metode penelitian yang digunakan adalah metode kuantitatif, yaitu metode yang menggunakan angka-angka di setiap hasilnya dan diuji menggunakan aplikasi SPSS. Populasi dalam penelitian ini adalah 52 orang. Teknik analisis data yang digunakan dalam penelitian ini adalah validitas data, relibilitas data, untuk uji asumsi klasik menggunakan uji normalitas,uji multikolinearitas,uji heteroskedastis, sedangkan uji hipotesis menggunakan uji determinasi, uji parsial(uji t),regresi linier berganda,dan uji simultan (uji f). Hasil penelitian menunjukan bahwa variabel kualitas produk tidak berpengaruh terhadap keputusan nasabah tabungan amanah di BMT PAS dengan nilai thitung sebesar -0,309 lebih kecil dari ttabel sebesar 2,000. promosi secara parsial (uji t) tidak berpengaruh terhadap keputusan nasabah dengan thitung sebesar 1,753 lebih kecil dari ttabel sebesar 2,000. berdasarkan uji simultan (uji f) Kualitas produk dan promosi tidak berpengaruh terhadap keputusan nasabah dengan nila siginifikasi sebesar 0,194 lebih besar dari 0,05. Kesimpulannya hipotesis secara keseluruhan H0 diterima dan Ha ditolak.
Co-Authors Asep Dede Kurnia Diana Novita Mochammad Ichsan Maulana Nasih Sariningsih Saepul Bahri Wiwin Winanti