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EFEKTIVITAS PENYELESAIAN SENGKETA PERBANKAN SYARIAH MELALUI MEKANISME FASILITASI OLEH OTORITAS JASA KEUANGAN (OJK) Dewi Nurul Musjtari; Ani Yunita; Muhammad Khaeruddin Hamsin
Masalah-Masalah Hukum Vol 49, No 1 (2020): MASALAH-MASALAH HUKUM
Publisher : Faculty of Law, Universitas Diponegoro

OJK telah mempraktikkan model penyelesaian sengketa dengan fasilitasi. Tujuan penelitian ini adalah untuk mengetahui efektifitas penyelesaian sengketa perbankan syariah melalui OJK dan implementasi model penyelesaian sengketa yang diterapkan. Penelitian ini merupakan penelitian hukum normatif dan empiris yang menggunakan analisis kualitatif dengan paradigma konstruktif. Otoritas Jasa Keuangan (OJK) dalam praktiknya telah efektif menerapkan model penyelesaian sengketa yang dikenal dengan teknik fasilitasi, dengan melakukan klarifikasi kepada para pihak, dengan capaian seluruh pengaduan yang diterima OJK melalui bagian edukasi dan perlindungan konsumen di OJK DIY maupun Jawa Tengah dapat diselesaikan sesuai dengan jangka waktu yaitu 20 (dua puluh) hari kerja dengan perpanjangan hingga 30 (tiga) puluh hari kerja dengan tingkat keberhasilan 100 %.

PENYELESAIAN SENGKETA PERBANKAN SYARIAH DALAM PERSPEKTIF HUKUM PROGRESIF Dewi Nurul Musjtari
Jurnal Media Hukum Vol 20, No 2 (2013)
Publisher : Fakultas Hukum Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jmh.v20i2.270

The purpose of this study was to explain Islamic banking dispute serrlement in progressive legal perspective relevant to thinking about law Hans Kelsen for the development of progressive legal concept that in order to complement and enhance the operation of law in society.The paradigm of this research is constuktivisme, while the method of research was carried out by two strategies, namely the research literature (library research) and case studies (case study). Literature study conducted on all documents or literature on legal theory. Documents then grouped according to the dimension of time or periodization. Case studies conducted in this study is a case related to the operation of law in society related to Islamic banking dispute resolution. This study used a socio-legal rules governing this studies. This research using secondary data and primary data. Secondary data was obtained through the Research Library (Library Research) and Legal Document. Secondary data include: 1) Primary Legal Materials, in the form of Article 55 of Law No. 21 Th 2008 and explanations, Article 39 of Law No. 30 Th, 1999, Law No. 4 Th. 1996, Law No. 50 Th. 2009 àStatute aproach civil relationship à Theory Agreement and Procedural Law, Procedural Law Religious Court, the Constitutional Court Decision No. 93 / PUU-X / 2012 à Pollitik àTeori Political Law Law, Religion and ruling Justice Court Judge District Court relating to Settlement Dispute Guarantee Mortgage. 2) Secondary Legal Materials, consisting of a book-nail on legal theory, legal philosophy, paradigm, socio-legal studies and research methods. Primary data was obtained through research in the field (Field Research) was done by observation, interview, which includes: 1) Law sanction institution: Judges. 2) Role Occupant: Judges, Academics, Advocate, Legal Staff of The Islamic Bank, Islamic Bank Customer, Successor (cadre) Satjipto Rahardjo and Hans Kelsen. à implemantation with hermeneutics and phenomenology. Keywords: Dispute Settlement, Islamic Banking, Progressive Legal Perspective

Legal Relations and Legal Consequences of Wakalah Contract Implementation in Hajj Fund Deposit Dewi Nurul Musjtari; Syintia Widya Kencana
Jurnal Hukum Novelty Vol 11, No 2 (2020)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26555/novelty.v11i2.a16979

Introduction to The Problem: Hajj financial management in Indonesia is entrusted to the Hajj Financial Management Agency (BPKH). The central point of controversy is whether or not a portion of the Hajj deposit funds are legally permitted to finance a government infrastructure program. Another problem that emerges in the controversy is the spreading issue regarding the obligation of candidates of the pilgrims of signing the WakÄlah (agency) contract for the Hajj registration. It is assumed that the candidates must agree when the BPKH invests the Hajj fund in the infrastructure program.Purpose/Objective Study: To analyze the legal relationship between Muwakkil (the principal) and Wakil (the agent) on the implementation of the WakÄlah Contract for the pilgrimage fund deposit, categorizing the contract and the legal consequences of the use of hajj funds that are not following the purpose of the contract.Â Design/Methodology/Approach: The research method uses normative research with statutes and legal approaches to the WakÄlah contract. The technique of collecting data uses secondary data. Data were analyzed with qualitative descriptive.Findings: The legal relationship between the Muwakkil and the Deputy is based on the WakÄlah Agreement. The existence of WakÄlah contract in the Hajj fund deposit is a series with the aim of Muwakkil to run the Hajj. Therefore, the management of the hajj deposit funds should be based on applicable laws and regulations, the theory of authority, the theory of dispute resolution, and the purpose of the WakÄlah Contract. The Legal relationship and consequences if the use of the Hajj deposit funds contradicts existing laws and agreements and is not in accordance with the intended use, it can have consequences that the WakÄlah Contract will be null and void and if it contradicts the original agreement between Muwakkil and Wakiil then the Muwakkil can submit contract cancellation. In the event of a loss, the BPKH is responsible for compensating the Muwakkil in this case, the prospective pilgrims.Paper Type: Research Article.

Peningkatan Kesadaran Hukum Masyarakat di Dusun Sanggrahan II, Desa Muntuk, Kecamatan Dlingo, Kabupaten Bantul, DIY Dewi Nurul Musjtari; Maesyaroh Maesyaroh
Jurnal Pengabdian Pada Masyarakat Vol 4 No 3 (2019)
Publisher : Universitas Mathla'ul Anwar Banten

THE IMPROVEMENT OF COMMUNITY LEGAL AWARENESS IN SANGGRAHAN II, MUNTUK VILLAGE, DLINGO SUB DISTRICT, BANTUL DISTRICT, DIY PROVINCE. The formulation of the problem in the community service activities is how is the process of increasing legal awareness for the community in Sanggrahan II, Muntuk Village, Dlingo Sub District, Bantul District, DIY Province. The method used is counseling, training, focus group discussion, and mentoring. The activity was carried out with the participation of administrators, the Family Welfare Program group and the community. The results of this community service activity were that the process of increasing legal awareness for the community in Sanggrahan II, Muntuk Village, Dlingo Sub-District, Bantul District, DIY Provine was carried out with 3 (three) types of activities including: legal Comuncation on the legal awareness (neighbors and familylLaw), training for facilitator of the legal awareness and mentoring in resolving disputes in the community of Sanggrahan II, Muntuk Village, Dlingo Sub District, Bantul District, DIY Province.

Pembentukan Kampung Damai dan Sejahtera Dewi Nurul Musjtari; Maesyaroh Maesyaroh
Berdikari: Jurnal Inovasi dan Penerapan Ipteks Vol 6, No 1 (2018): February
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/bdr.6129

Tujuan kegiatan pengabdian masyarakat Kuliah Kerja Nyata Pembelajaran Pemberdayaan Masyarakat (KKN-PPM) di Dusun Sumuran, Desa Jetis, Kecamatan Saptosari, Kabupaten Gunung Kidul yakni mewujudkan “Kampung Damai dan Sejahtera”. Metode kegiatan pengabdian ini meliputi kegiatan pemetaan profil dusun, penyuluhan dan pendampingan tentang penghapusan kekerasan dalam rumah tangga (PKDRT) dan pemberdayaan ibu-ibu rumah tangga untuk memiliki usaha Handy Craft dari Kain Perca dan Rajutan sehingga terwujud kampung damai dan meningkatkan kesejahteraan keluarga. Dampak yang diharapkan dari kegiatan pengabdian ini adalah adanya penurunan tingkat kekerasan dalam rumah tangga, tumbuhnya keasadaran hukum bagi warga, peningkatan kreatifitas dan inovasi usaha serta dapat menumbuhkan kewirausahaan bagi masyarakat di Dusun Sumuran tersebut. Luaran dari kegiatan pengabdian ini adalah artikel publikasi ilmiah, produk handycraft dan booklet tentang Profil Dusun Sumuran, Desa Jetis, Kecamatan Saptosari. Hasil dari kegiatan pengabdian ini adalah menurunnya kekerasan dalam rumah tangga, meningkatnya kesadaran hukum masyarakat, meningkatnya kreatifitas dan kemauan warga untuk berwirausaha. Kata Kunci: Pembentukan, Kampung, Damai, Sejahtera.

Fatwa DSN MUI In Managing The Dispute Settlement Of Sharia Economic In Indonesia Through Basyarnas Nunung Radliyah; Dewi Nurul Musjtari; Ro'fah Setyowati
Al-Ahkam Jurnal Ilmu Syari’ah dan Hukum Vol. 3 No. 2 (2018): Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/alahkam.v3i2.1346

Sharia Council is an institution that plays a role in securing the standard of Sharia in every Islamic Financial institution in the world. In Indonesia, the role is conducted by the National Sharia Council (DSN) established by the Indonesian Ulema Council (MUI) in 1998, strengthened by the Decree of the MUI Leadership Board. Kep-754/MUI/II/1999 dated February 10, 1999. The existence of MUI DSN in managing the settlement of sharia banking disputes has not been fully recognized by the people of Indonesia. It can be seen in the implementation of sharia contracting in sharia banking has not yet decided dispute resolution option through National Syariah Arbitration Board (BASYARNAS). The purpose of writing a paper is to know the legal basis of the binding force of the Fatwa DSN in arranging the settlement of dispute Sharia Economy in Indonesia through BASYARNAS and its consequences for the Islamic financial institutions (LKS) who disobey the fatwa DSN. This research is a normative research with the philosophical, juridical and sociological approach. Data analysis with qualitative descriptive. The results of this study indicate that the legal basis of the power of the DSN Fatwa in regulating the settlement of Sharia Banking disputes is Article 26 of Law No. 21 Th. 2008 and Article 31 of Decree of the Board of Managing Directors of Bank Indonesia Number 32/34/1999. There will a negative impact for LKS do not comply with the content of the DSN Fatwa, such as the difficulty in carry out its activities, aside of negatively influencing the performance and level of credibility of DPS in LKS.

PEMBANGUNAN KESADARAN HUKUM MASYARAKAT DI DUSUN JETIS, DESA JETIS, KECAMATAN SAPTOSARI, KABUPATEN GUNUNG KIDUL Dewi Nurul Musjtari
Jurnal Abdimas Vol 22, No 2 (2018): December 2018
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/abdimas.v22i2.15929

Pembangunan kesadaran hukum merupakan bagian dari pemberdayaan masyarakat yang dapat dimulai dari keluarga dan individu-individu yang tergabung dalam keluarga. Tujuan dari kegiatan pengabdian masyarakat Kuliah Kerja Nyata Pembelajaran Pemberdayaan Masyarakat (KKN-PPM) di Dusun Jetis, Desa Jetis, Kecamatan Saptosari, Kabupaten Gunung Kidul adalah dalam rangka membangun keasadaran hukum masyarakat. Kegiatan pengabdian ini meliputi kegiatan pembuatan peta dusun, penyuluhan hukum tentang keadilan bagi perempuan dan anak serta pendampingan masyarakat sehingga terwujud dusun yang damai dan tertib. Dampak kegiatan pengabdian ini adalah tumbuh dan meningkatnya keasadaran hukum bagi warga, individu dan tercipta ketertiban serta ke teraturan dalam pergaulan masyarakat di Dusun Jetis. Luaran dari kegiatan pengabdian ini adalah artikel publikasi ilmiah, meningkatnya kesadaran hukum masyarakat dan terbentuknya kelompok ibu-ibu yang peduli pada perempuan dan anak. Hasil dari kegiatan pengabdian ini adalah tersusunnya peta dusun, terbentuknya kelompok ibu-ibu yang peduli pada perempuan dan anak. Manfaat pengabdian masyarakat ini adalah membangun kesadaran masyarakat untuk hidup tertib, tentram dan damai serta adanya perlindungan hukum khususnya bagi perempuan dan anak.

Dampak Liberalisasi Perdagangan dalam WTO Agreement terhadap Ketahanan Pangan Indonesia Dewi Nurul Musjtari
Kanun Jurnal Ilmu Hukum Vol 16, No 2 (2014): Vol. 16, No. 2, (Agustus, 2014)
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar

Food is anything that comes from biological sources of agricultural products, agriculture, forestry, fisheries, livestock, water, and water, whether treated or untreated were intended as food or drink for human consumption. Trade liberalization in international trade provides consequences for Indonesia to follow suit. Nevertheless, the controversy lies in the widespread liberalization of regulated sectors of the WTO so that the greater power when the current that is set by the WTO has been very much. The imposition of trade liberalization is not efficient and is not appropriate to be implemented because of the benefits received by consumers is smaller than the loss received by the manufacturer, so that the total net surplus is reduced. The solution offered is to utilize the Indonesian legal political purposes as a strategy to support efforts to achieve food sovereignty can be implemented by changing the paradigm of the right to food of Indonesia is based on the concept of food security to food sovereignty paradigm as the rights of the people, the nation and the State. It is to define their own food and agricultural policies without interference from other countries. The suggestion in this paper is to be wary of any efforts to expand the scope of the WTO so as to enter areas that are difficult to be approved together. The Impact of Trade Liberalization in the WTO Agreement on Food Security Indonesia

Fatwa DSN MUI In Managing The Dispute Settlement Of Sharia Economic In Indonesia Through Basyarnas Nunung Radliyah; Dewi Nurul Musjtari; Ro'fah Setyowati
Al-Ahkam: Jurnal Ilmu Syari’ah dan Hukum Vol. 3 No. 2 (2018): Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum
Publisher : Fakultas Syariah, Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/alahkam.v3i2.1346

Sharia Council is an institution that plays a role in securing the standard of Sharia in every Islamic Financial institution in the world. In Indonesia, the role is conducted by the National Sharia Council (DSN) established by the Indonesian Ulema Council (MUI) in 1998, strengthened by the Decree of the MUI Leadership Board. Kep-754/MUI/II/1999 dated February 10, 1999. The existence of MUI DSN in managing the settlement of sharia banking disputes has not been fully recognized by the people of Indonesia. It can be seen in the implementation of sharia contracting in sharia banking has not yet decided dispute resolution option through National Syariah Arbitration Board (BASYARNAS). The purpose of writing a paper is to know the legal basis of the binding force of the Fatwa DSN in arranging the settlement of dispute Sharia Economy in Indonesia through BASYARNAS and its consequences for the Islamic financial institutions (LKS) who disobey the fatwa DSN. This research is a normative research with the philosophical, juridical and sociological approach. Data analysis with qualitative descriptive. The results of this study indicate that the legal basis of the power of the DSN Fatwa in regulating the settlement of Sharia Banking disputes is Article 26 of Law No. 21 Th. 2008 and Article 31 of Decree of the Board of Managing Directors of Bank Indonesia Number 32/34/1999. There will a negative impact for LKS do not comply with the content of the DSN Fatwa, such as the difficulty in carry out its activities, aside of negatively influencing the performance and level of credibility of DPS in LKS.

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