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All Journal Jurnal Ekonomi Pembangunan ESENSI: JURNAL BISNIS DAN MANAJEMEN Economic Journal of Emerging Markets AGRIEKONOMIKA JAM : Jurnal Aplikasi Manajemen Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Global Review of Islamic Economics and Business HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Ekonomi-Qu (Jurnal Penelitian Ilmu Ekonomi) Jurnal Ilmiah Ekonomi Islam Economica: Jurnal Ekonomi Islam Jurnal Organisasi Dan Manajemen Jurnal Aplikasi Bisnis Jurnal Ekonomi & Keuangan Islam Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Banque Syar'i : Jurnal llmiah Perbankan Syariah Ekuilibrium : Jurnal Ilmiah Bidang Ilmu Ekonomi JESI (Jurnal Ekonomi Syariah Indonesia) Proceeding of Conference on Islamic Management, Accounting, and Economics Enrichment : Journal of Management ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Islamiconomic: Jurnal Ekonomi Islam Al-Tijary : Jurnal Ekonomi dan Bisnis Islam KENDALI: Economics and Social Humanities Jurnal Kebijakan Ekonomi dan Keuangan Review of Islamic Social Finance and Entrepreneurship Optimal: Jurnal Ekonomi dan Manajemen
Heri Sudarsono
Department Of Economics, Faculty Business And Economics, Universitas Islam Indonesia, Yogyakarta, Indonesia
Religion Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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Understanding muzaki adoption of digital zakat payments in Indonesia Emiroh Arsyina Ahimsa; Heri Sudarsono; Muhammad Abdul Ghoni; Muchammad Taufiq Affandi
Review of Islamic Social Finance and Entrepreneurship Volume 2 Issue 2, 2023
Publisher : Center for Islamic Economics and Development Studies [P3EI]

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/RISFE.vol2.iss2.art7

Abstract

Purpose – This study aims to analyze the influence of performance expectancy, effort expectancy, social influence, zakat literacy, and facility conditions on the intention of muzaki to pay zakat using a digital platform.Methodology – Primary data was collected through an online survey involving 144 Jawa. Muzaki has used various online channels to pay zakat and analyzed it using structural equation modeling as the empirical approach. This study used the extended unified theory of acceptance and use of technology (UTAUT) as the theoretical framework. The data analysis technique used in this study is partial least square (PLS) analysis.Findings – The findings indicate that performance expectancy, effort expectancy, social influence, and zakat literacy have a positive influence on the intention of Muslims to pay zakat through online platforms. Meanwhile, the intention to pay zakat and facility conditions have a positive influence on the use of online platforms to pay zakat.Implications – Zakat institutions need to improve digital facilities to make it easier for muzaki to pay zakatOriginality – The object of this research focuses on Muslim communities on the island of Java who have fulfilled the requirements as muzaki.
Antecedents of Muslim Students’ Adoption of Mobile Banking: An Extended TAM and UTAUT Approach Heri Sudarsono; Lak lak Nazhat El Hasanah; Jannahar Saddam Ash Shidiqie; Indri Supriani
Jurnal Organisasi dan Manajemen Vol. 20 No. 1 (2024)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/jom.v20i1.7514.2024

Abstract

Purpose – This study aims to determine the factors that affect the intention of Muslim students to adopt mobile banking (m-banking) services at Islamic banks. Methodology – This study included a sample of 336 Muslim students employed by Islamic banks as respondents. The model incorporates 11 constructs: perceived risk (PR), perceived trust (PT), habit (HA), compatibility (CO), perceived usefulness (PU), perceived ease of use (PEU), effort expectancy (EE), performance expectancy (PE), facilitating conditions (FC), social influence (SI), and intention to adopt m-banking (IN). It is a combination of the unified theory of acceptance and use of technology (UTAUT) and the technology acceptance model (TAM). Findings – Muslim students’ intention to adopt mobile banking was positively influenced by perceived usefulness, performance expectancy, and facilitating conditions. Nevertheless, the intention of Muslim students to adopt mobile banking remains unaffected by factors such as perceived ease of use, effort expectancy, or social influence. Perceived ease of use and perceived trust affect perceived usefulness, while perceived risk, perceived risk, habit, and compatibility affect perceived ease of use. Originality – This study employs the TAM-UTAUT model, which consists of 11 components, to determine the intention of Muslim students towards using mobile banking.
Minat Pelajar Muslim Menggunakan Mobile Banking Syobri Tri Rahmansyah; Heri Sudarsono; Sarastri Mumpuni Ruchba; Indah Susantun
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9052

Abstract

The purpose of this research is to analyze the intention of a Muslim student in using mobile banking using the Unifield Theory of Acceptance and Use of Technology 2 (UTAUT2) model approach. This research was conducted in August - September 2022 and the data source for this research was obtained using a survey method with a questionnaire distributed via broadcast to social media. This study uses a quantitative data processing method using SEM PLS (Partial Least Square) analysis with the statistical tool SmartPLS 3.3. The respondents in this study were students on the island of Java who had used mobile banking for at least 1 year. the variables used in this study are Performance Expectancy (PE), Effort Expectancy (EE), Social Influence (SI), Hedonic Motivation (HM), Facilitating Conditions (FC), Religiosity (RE), Habit (HB), Behavior Intention ( BI), Use behavior (UB). The results of this study indicate that HB, HM, and RE, have a significant influence on the intention to use mobile banking BI. While EE, FC, PE, and SI are not accepted and have no significant effect on the intention to use mobile banking BI, so that the HB, and intention using BI, has a significant effect on using mobile banking UB while FC is not accepted and has no significant effect on using mobile banking
Financial Risk Determinants in Islamic Rural Banks: Static and Dynamic Models Heri Sudarsono; Mohammad Hendrie Anto; Andika Perdana
Jurnal Ekonomi Pembangunan Vol. 22 No. 01 (2024): Jurnal Ekonomi Pembangunan
Publisher : Pusat Pengkajian Ekonomi dan Kebijakan Publik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jep.v22i01.33404

Abstract

This study aims to determine the effect of financial performance on the financial risk of the Islamic Rural Bank (IRB) in Indonesia. The data period used from 2012 to 2019 on 65 IRBs using static and dynamic panels. The static panel test uses the common, fixed, and random effects, while the static panel uses the SYS-GMM test. The test results of 8 models on the static panel show that the best model is to use the random effect. The dynamic panel test shows the results of the AB test, Sargan test, PLS test, and FE test; it can be seen that the equation model has a consistent estimator. The data processing results show that the activities of the IRB, profitability, and economic growth have a negative relationship to the financial risk of the IRB. Then, the efficiency level of the IRB and inflation did not affect its financial risk. Finally, the policy implications of IRB management should adopt a cautious approach to financial risk management by recognising the inherent dangers in funding and financing policies.
Analysis of Cash Waqf Endowment Fund as a Sharia Investment in Indonesia and Saudi Arabia Asri Noer Rahmi; Syurmita Syurmita; Ade Wirman; Weni Hawariyuni; Heri Sudarsono
Islamiconomic : Jurnal Ekonomi Islam Vol 16, No 2 (2025)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v16i2.1351

Abstract

This study examines the role of cash waqf endowment funds as an Islamic investment instrument, with a comparative focus on LAZ Al-Azhar Indonesia and waqf institutions in Saudi Arabia. Cash waqf represents an innovative model of sustainable Islamic finance that integrates Sharia-compliant investment principles with broader socio-economic development objectives. This research aims to analyze the contribution of cash waqf investment funds to socio-economic outcomes, particularly income enhancement, healthcare improvement, and educational development. While also assessing their financial sustainability. Using a qualitative-descriptive and comparative approach based on financial reports and institutional data from 2022 to 2024, the findings indicate a significant increase in the implementation of productive waqf during the observed period. The results demonstrate that cash waqf funds have contributed positively to social welfare indicators, including poverty alleviation, hunger reduction, improved access to education, and the promotion of decent work opportunities. Furthermore, the integration of digital financial technology has enhanced efficiency and transparency in the collection and management of cash waqf, while simultaneously lowering entry barriers for waqif participation. The study also finds that the financial management of cash waqf institutions, particularly LAZ Al-Azhar Indonesia, reflects a high level of transparency and accountability, thereby strengthening institutional trust and sustainability. These findings highlight the strategic potential of cash waqf as a viable instrument for advancing inclusive and sustainable development within the framework of Islamic economics.
STUDI TURNOVER SUMBER DAYA INSANI PADA LEMBAGA AMIL ZAKAT INFAQ LAZISNU PCNU BABAT DALAM PERSPEKTIF EKONOMI ISLAM Mohammad Subhan; Rukin; Heri Sudarsono
KENDALI: Economics and Social Humanities Vol. 4 No. 2 (2025): KENDALI: Economics and Social Sciences Humanities, November 2025
Publisher : ASIAN PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58738/kendali.v4i2.780

Abstract

Fenomena turnover sumber daya insani (SDI) pada lembaga filantropi Islam menjadi tantangan serius dalam menjaga keberlanjutan program, akuntabilitas publik, dan integritas kelembagaan. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mendorong terjadinya turnover SDI di Lembaga Amil Zakat Infaq Shadaqah Nahdlatul Ulama (LAZISNU) PCNU Babat dalam perspektif ekonomi Islam. Menggunakan pendekatan kualitatif dengan metode studi kasus, data dikumpulkan melalui wawancara mendalam, observasi partisipatif, dan dokumentasi, kemudian dianalisis secara tematik. Hasil penelitian menunjukkan bahwa tingginya angka turnover dipengaruhi oleh lemahnya kepemimpinan transformatif, ketimpangan sistem kompensasi, minimnya penghargaan spiritual, budaya organisasi yang tidak inklusif, serta absennya manajemen kinerja berbasis nilai. Dalam perspektif ekonomi Islam, realitas ini mencerminkan penyimpangan dari prinsip-prinsip maqāṣid al-sharī‘ah, terutama dalam aspek pemeliharaan jiwa (ḥifẓ al-nafs), harta (ḥifẓ al-māl), dan kehormatan SDI sebagai pelayan umat. Turnover yang tinggi juga berdampak pada turunnya efektivitas distribusi zakat, lemahnya partisipasi sosial, serta terganggunya regenerasi kelembagaan. Penelitian ini merekomendasikan perlunya reformulasi kebijakan manajemen SDI berbasis syariah yang tidak hanya berorientasi pada efisiensi, tetapi juga keadilan, kebermaknaan kerja, dan spiritualitas. Dengan demikian, manajemen SDI yang berlandaskan nilai-nilai Islam substantif menjadi syarat mutlak bagi keberlanjutan lembaga zakat yang profesional, amanah, dan berkeadilan sosial.
THE ANALYSIS OF FACTORS THAT AFFECT LABOR ABSORPTION IN NATURAL RUBBER PLANTATION Nadya Putri; Heri Sudarsono
EKUILIBRIUM : JURNAL ILMIAH BIDANG ILMU EKONOMI Vol 14 No 2 (2019): September
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/ekuilibrium.v14i2.2019.pp120-135

Abstract

The study aimed to analyze several indicators that exist in the rubber industry and their influence on labor absorption in particular provinces in Indonesia from 2012-2015. The provinces consisted of North Sumatera, Riau, South Sumatera, Lampung, West Kalimantan, Central Kalimantan, South Kalimantan, West Java, Aceh, and East Java. The factors that the writer used in this research were rubber production, the size of rubber plantation, provincial minimum wage, and the number of company. In this research,  the writer used panel data regression as the analyzing tool and random effect model as the best model to describe the relationship between independent and dependent variables. The result of the result shows that the provincial minimum wage and the number of company had significant effect on labor absorption while the other two, rubber production and the size of rubber plantation area did not have significant effect on labor absorption.
Peran Mediasi Customer Satisfaction Pada Pengaruh Service Quality, Dan Social Media Marketing Terhadap Loyalitas Pelanggan Pada PT Mega Prakarsa Engineering Indonesia Achmad Fanani Yunianto; Agus Purbo Widodo; Heri Sudarsono
OPTIMAL Jurnal Ekonomi dan Manajemen Vol. 5 No. 1 (2025): Jurnal Ekonomi dan Manajemen
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/optimal.v5i1.6016

Abstract

This research was conducted at PT. Mega Prakarsa Engineering Indonesia involving 153 respondents as customer representatives. The purpose of this study was to determine the role of mediation of customer satisfaction on the influence of service quality and social media marketing on customer loyalty. The results showed that service quality has a significant effect on customer satisfaction. Social media marketing has a significant effect on customer satisfaction. Service quality has a significant effect on customer loyalty. Social media marketing has a significant effect on customer loyalty. Customer satisfaction has a significant effect on customer loyalty. Service quality has a significant effect on customer loyalty through customer satisfaction. Social media marketing has a significant effect on customer loyalty through customer satisfaction.
Analisis Fashion Involvement dan Hedonic Shopping Motivation Serta Pengaruhnya Terhadap Inflasi dan Impulsive Buying pada E-commerce Shopee Williyanto Sakunab; Agus Purbo Widodo; Heri Sudarsono
OPTIMAL Jurnal Ekonomi dan Manajemen Vol. 5 No. 3 (2025): Jurnal Ekonomi dan Manajemen
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/optimal.v5i3.7205

Abstract

This study aims to explore the impact of Fashion Involvement and Hedonic Shopping Motivation on Impulsive Buying, with Inflation positioned as a mediating factor, within the framework of Shopee's e-commerce environment. The research is motivated by the growing digital shopping trend, particularly in fashion consumption among students, which is suspected to affect price dynamics and drive spontaneous purchasing behavior. Data were gathered through questionnaires distributed to 150 students from Universitas Teknologi Surabaya who are active Shopee users. The data were analyzed using Structural Equation Modeling (SEM) with AMOS software support.Fashion Involvement and Hedonic Shopping Motivation significantly influence inflation, particularly in the context of fashion consumption on the Shopee e-commerce platform. Inflation directly contributes to Impulsive Buying behavior, as shifts in actual or perceived prices generate psychological pressure that accelerates unplanned purchasing decisions. While Fashion Involvement and hedonic motives do not directly affect Impulsive Buying, they exert an indirect influence through inflation as a mediating variable.
Pengaruh Manajemen Talenta, Kompetensi dan Inovasi terhadap Kinerja Karyawa dan Kepuasan Pelanggan: (Studi Kasus Perumdam Tirta Pandalungan Jember) Martha Cahya Ramadhan; Heri Sudarsono; Aloysius Jondar
OPTIMAL Jurnal Ekonomi dan Manajemen Vol. 5 No. 3 (2025): Jurnal Ekonomi dan Manajemen
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/optimal.v5i3.7207

Abstract

This study aims to analyze the influence of talent management, competence, and innovation on employee performance and customer satisfaction at Perumdam Tirta Pandalungan Jember. This research uses a quantitative approach. The sample consists of 200 respondents, including employees, and 50 respondents from customers. Data analysis technique uses Structural Equation Modeling (SEM) with the assistance of SmartPLS 3 software. The study results indicate that talent management has no significant effect on employee performance, but it has a positive and significant impact on customer satisfaction. Competence has a positive and significant effect on employee performance but does not have a significant effect on customer satisfaction. Innovation has a positive and significant effect on both employee performance and customer satisfaction. Employee performance has a positive and significant impact on customer satisfaction. Employee performance can mediate the influence of talent management on customer satisfaction. Employee performance can mediate the influence of competence on customer satisfaction. Employee performance can mediate the influence of innovation on customer satisfaction.
Co-Authors Achmad Fanani Yunianto Ade Wirman Agus Purbo Widodo Akhsyim Afandi Aloysius Jondar Alusi Retno Safitri Andika Perdana Andika Ridha Ayu Perdana Arga Ramadhana Arya Bagus Wirakurnia Asri Noer Rahmi Bintang Putri Pertiwi Dita Putri Angraini Emiroh Arsyina Ahimsa Fajar Nurbani Aslam Fiqih Afriadi Ikawati, Retty Indah Susantun Indah Susantun Indah Susantun Indah Susantun Indah Susantun Jannahar Saddam Ash Shiddiqi Jannahar Saddam Ash Shidiqie Khairunnisa Rifqi Amalias Lak lak Nazhat El Hasanah Martha Cahya Ramadhan Miranti Aprilia Saputri Mohammad Hendrie Anto Mohammad Subhan Muchammad Taufiq Affandi Muhammad Abdul Ghoni Muhammad Hafidz Prasetyo Mustika Noor Mifrahi Nadya Putri Nico Ferari Nugrohowati, Rindang Nuri Isnaini Ponchanok Nuanmark Putri Dwiawani Rifqi Khuamirotun Nafis Rudatin, Ari Rukin, Rukin Sarastri Mumpumi Ruchba Sarastri Mumpuni Rubha Sarastri Mumpuni Rubha Sarastri Mumpuni Ruchba Sella Fitri Anindita Setyo Novianto Siti Aisiyah Suciningtias Supriani, Indri Syobri Tri Rahmansyah Syurmita Syurmita Verawati Fajrin Weni Hawariyuni Williyanto Sakunab Yunice Karina Tumewang