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All Journal IQTISHADIA Global Review of Islamic Economics and Business Jurnal Ilmiah Ekonomi dan Bisnis Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Shirkah: Journal of Economics and Business ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi Indonesian Journal of Islamic Economics Research Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Jurnal Ekonomi JPS (Jurnal Perbankan Syariah)
Joko Setyono
Universitas Islam Negeri Sunan Kalijaga Yogyakarta
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Journal : JPS (Jurnal Perbankan Syariah)

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Determinants Of Hajj Saving Intention At Bank Syariah Indonesia Riska Amalia; Joko Setyono
JPS (Jurnal Perbankan Syariah) Vol 4 No 1 (2023): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v4i1.1035

Abstract

This study uses religiosity as a moderating variable to analyze the influence of attitudes, subjective norms, perceptions of behavioral control, and financial literacy on the intention to save for the pilgrimage. The research population is the Muslim community on the island of Java. The distribution of questionnaires resulted in 173 respondents by convenience sampling and 157 respondents through purposive sampling. The data analysis technique uses the structural equation model partial least squares (SEM-PLS) with Smart PLS 3.0 software tools. The study results show that attitudes, subjective norms, and financial literacy significantly affect intention, while the perception of behavioral control and religiosity have no effect on intention. Indirectly religiosity cannot strengthen the relationship between the independent variables on the intention to save for the pilgrimage. This research can be used as input in making decisions for Bank Syariah Indonesia (BSI), where factors that have a significant influence can be used as a reference in deciding to increase the intention to save a prospective customer's pilgrimage.
Co-Authors Abdul Qoyum Albab Al Umar, Ahmad Ulil Azam Asykarulloh Elsi Maya Intan Ibnu Qizam Lubis, Arowadi Lu’liyatul Mutmainah M. Ghafur Wibowo M. Kurnia Rahman Abadi Mayogi Araffi Nurul Imamah Riska Amalia Rosihaturrosyidah Rosihaturrosyidah Zanuba Qothrun Nada