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Pengelolaan Likuiditas Bank Syariah Nurul Ichsan
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 6, No 1: January 2014
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (230.569 KB) | DOI: 10.15408/aiq.v6i1.1371

Abstract

Islamic Banking Liquidity Management. This article is about management of liquidity which discuss about the position of cash money in the company and its ability to fulfill the obligation (pay the debt) on time. Management of liquidity is one of the essential function which is done by banking institution and inside its efficient management, is needed instrument and finance market which is taking not only short term but also long term, and not only conventional banking but also syariat. Through that natural necessity (placement and fulfillment of short term need), for Islamic banking in Indonesia has been availabled some instruments such as (IMA) certificate of Mudhorobah Investment between bank, (PUAS) market banking regulations between syariat bank, (SWBI) Bank of Indonesia Wadiah certificate, (FPJPS) provision about short term cost facility for Islamic banks  DOI:10.15408/aiq.v6i1.1371
Akad Bank Syariah Nurul Ichsan
Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Vol 50, No 2 (2016)
Publisher : Faculty of Sharia and Law - Sunan Kalijaga State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ajish.2016.50.2.399-423

Abstract

PENGARUH FDR, NPF, CAR, DAN BOPO TERHADAP ROA PADA BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) Nurul Ichsan Hasan; R. Rizny Anindya Reswanty
Jurnal Ekonomi Rabbani Vol 1 No 2 (2021): November 2021
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) Ar-Risalah Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (324.713 KB) | DOI: 10.53566/jer.v1i2.30

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This study analyzes the influence Financing to Deposit Ratio (FDR), Non Performing Financing (NPF), Capital Adequacy Ratio (CAR), Operational Costs and Operating Income Against Return On Assets (ROA) BPRS in Indonesia Period from 2010-September 2017. The data used in this study is. Sampling technique used in this research is purposive sampling. The method of analysis used in this study is Multiple Regression Analysis using the computer program Eviews Software version 9 and Microsoft Excel 2013. The results in this study show that Financing to Deposit Ratio (FDR), Non Performing Finance (NPF), Capital Adequacy Ratio  (CAR), and BOPO simultaneously have a significant effect on Return On Asset (ROA). Financing to Deposit Ratio (FDR), Non Performing Financing (NPF) partially do not have a significant effect on Return On Aset (ROA).
PENGARUH MOTIVASI, KUALITAS PELAYANAN, DAN RELIGIUSITAS TERHADAP MINAT MASYARAKAT MENJADI MUZAKKI PADA LAZ YATIM MANDIRI Nurul Ichsan Hasan; Diyanah Nurmala Sari
Jurnal Adz-Dzahab: Jurnal Ekonomi dan Bisnis Islam Vol 6 No 2 (2021): Adz-Dzahab Volume 6 Nomor 2 Oktober Tahun 2021
Publisher : LP2M IAI Muhammadiyah Sinjai

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (285.255 KB) | DOI: 10.47435/adz-dzahab.v6i2.673

Abstract

Artikel ini bertujuan untuk menganalisis pengaruh motivasi, kualitas pelayanan, dan religiusitas terhadap minat masyarakat menjadi muzakki pada LAZ Yatim Mandiri. Data yang digunakan adalah data primer dengan menggunakan teknik kuesioner yang disebarkan kepada 46 responden. Pengambilan sampel yang dipilih dengan teknik purposive sampling. Metode analisis menggunakan uji regresi berganda dengan Software SPSS. Hasil menunjukan bahwa: (1) motivasi berpengaruh secara signifikan terhadap minat membayar zakat pada Lembaga Amil Zakat (LAZ) Yatim Mandiri, (2) kualitas pelayanan berpengaruh secara signifikan terhadap minat masyarakat menjadi muzakki pada Lembaga Amil Zakat (LAZ) Yatim Mandiri (3) religiusitas tidak berpengaruh secara signifikan terhadap minat masyarakat menjadi muzakki pada Lembaga Amil Zakat (LAZ) Yatim Mandiri (4) motivasi, kualitas pelayanan, dan religiusitas berpengaruh secara signifikan terhadap minat masyarakat menjadi muzakki pada Lembaga Amil Zakat (LAZ) Yatim Mandiri.
PELUANG DAN TANTANGAN INOVASI PRODUK ASURANSI UMUM SYARIAH Nurul Ichsan
Ekonomi Islam Vol. 7 No. 2 (2016)
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (449.73 KB)

Abstract

Takaful already known in the State Indonesia Takaful Company since its establishment in 1994 to meet  the  demand  for  insurance  services  is  increasingly  perceived  either  by  individuals  or businesses in Indonesia. Insurance is a financial means in the order of domestic life, both in the face of the fundamental risks or face the risk of property owned. This paper attempts to read and look at the opportunities and challenges of the factors Takaful is an external assessment of the condition of Takaful current and future picture that will affect the process of achieving the financial objectives of an institution of sharia. By reviewing and reading the situation will get the characteristics of strength and weakness analysis of Takaful is based on the strength of internal and external environments. This paper also discusses the opportunities and challenges of Islamic commercial insurance product innovation to appear innovative products and services that completely excavated from the basic concept of sharia and also illustrates some of the things that cause relatively low penetration of Islamic insurance market at the moment.
PENDIRIAN BANK UMUM DAN BPR KONVENSIONAL ATAU SYARIAH Nurul Ichsan Hasan
NISBAH: JURNAL PERBANKAN SYARIAH Vol. 4 No. 1 (2018): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (611.827 KB) | DOI: 10.30997/jn.v4i1.1166

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Tulisan ini berkenaan dengan tatacara pendirian Bank Umum dan Bank Perkreditan Rakyat dimana keduanya dapat didirikan dan menjalankan usahanya dengan izin dari Bank Indonesia selaku Bank Sentral. Pemberian izin untuk mendirikan Bank Umum dilakukan melalui 2 tahapan. Pertama, tahap persetujuan untuk melakukan persiapan pendirian bank yang bersangkutan. Tahap kedua berupa pemberian izin usaha yakni izin yang diberikan untuk melakukan kegiatan usaha setelah persiapan selesai dilakukan. Selama belum mendapat izin usaha, pihak yang mendapat persetujuan prinsip tidak diperkenankan untuk melakukan kegiatan usaha apapun di bidang perbankan. Bank Perkreditan Rakyat juga dapat ditingkatkan statusnya menjadi Bank Umum dengan ketentuan yang berlaku dan kemampuan yang memadai.
The influence of ZIS fund distribution, social aid shopping, and subsidy shopping to poverty in Indonesia Nurul Ichsan Hasan; Nurul Mudhiatil Mufliha
Indonesian Journal of Islamic Economics Research Vol 2, No 1 (2020): Indonesian Journal of Islamic Economics Research
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Negeri (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/ijier.v2i1.4296

Abstract

Indonesia has 10 percent of the poor population. Getting rid of that poverty gap, instruments that have been made are needed. One of the instruments is the distribution of ZIS funds by the National Amil Zakat Agency (BAZNAS), then spending aid social services by the central government, and subsidy spending by the central government. Then with this poverty problem, the importance of emphasizing the distribution of ZIS funds in Indonesia, spending on social assistance, spending on subsidies, and research on poverty. This study aims to analyze the effect of ZIS funds distribution, Social Aid Expenditures, and Subsidy Expenditures on poverty in Indonesia in the 2013-2017 period. The sample of this study consisted of 4, namely ZIS data obtained at the National Amil Zakat Agency (BAZNAS), then spending on social aid, expenditure on subsidies, and finally, data on poverty obtained from the Central Statistics Agency (BPS). The method used is a quantitative method by testing the classical assumptions. The results of this study are according to the results of the F test that the three independent variables (ZIS, Social Aid, and Subsidies) simultaneously influence the dependent variable (poverty).
Investigating Multidimentional Factors in Zakat Payment Decision among Bank Employee Nurul Ichsan; Siti Nadhifah
Indonesian Journal of Islamic Economics Research Vol 4, No 1 (2022): Indonesian Journal of Islamic Economics Research
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Negeri (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/ijier.v4i1.3467

Abstract

This research aims to analyze the factors that influence the decision of employees of the bank BSISharia central to do zakat. As for the factors that are carefully the level of income, interests, understanding of zakat, work environment and Fintech. The research method used is a quantitative approach with multiple linear regression analysis techniques for H1-H5 testing. The sample in this study was the BSI central bank employees with a number of respondents 40 people. The results of this study show that: in partial there is a significant influence between Income level, interests, understanding of zakat, work environment, Fintech in the decision to pay zakat. if the simultaneous view of the five variables significantly affects the decision to pay zakat. Further studies have been conducted on research discussing the decision of a person by using a variable outside of this study, in order to produce better and more relevant research.
PELUANG DAN TANTANGAN INOVASI PRODUK ASURANSI UMUM SYARIAH Nurul Ichsan
Ekonomi Islam Vol. 7 No. 2 (2016)
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (449.73 KB)

Abstract

Takaful already known in the State Indonesia Takaful Company since its establishment in 1994 to meet  the  demand  for  insurance  services  is  increasingly  perceived  either  by  individuals  or businesses in Indonesia. Insurance is a financial means in the order of domestic life, both in the face of the fundamental risks or face the risk of property owned. This paper attempts to read and look at the opportunities and challenges of the factors Takaful is an external assessment of the condition of Takaful current and future picture that will affect the process of achieving the financial objectives of an institution of sharia. By reviewing and reading the situation will get the characteristics of strength and weakness analysis of Takaful is based on the strength of internal and external environments. This paper also discusses the opportunities and challenges of Islamic commercial insurance product innovation to appear innovative products and services that completely excavated from the basic concept of sharia and also illustrates some of the things that cause relatively low penetration of Islamic insurance market at the moment.
FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN PEGAWAI FEB UIN SYARIF HIDAYATULLAH, JAKARTA DALAM MEMBAYAR ZAKAT PROFESI Nurul Ichsan Hasan; Indra Nur Rahmat
Ekonomi Islam Vol. 14 No. 1 (2023): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v14i1.11255

Abstract

This study aims to analyze the factors that influence the decisions of employees at the Faculty of Economics and Business in carrying out professional zakat, including religiosity, altruism, motivation, knowledge and fintech. The data used in this study were primary data obtained from questionnaires and interviews. The method used is partial least squares (PLS). The population of this study were all employees of the Faculty of Economics at UIN Syarif Hidayatullah Jakarta, totaling 183 respondents, and the sample was 72 respondents. The results of this study indicate that the variables of religiosity, altruism, motivation, knowledge and fintech have a significant effect on employee tithe decisions. Adjusted R-square value of 0.894%. This means that the variables of religiosity, altruism, motivation, knowledge and fintech affect the decision to give professional zakat by 89%, while the remaining 11% is influenced by other variables outside the model examined. This research can be used as a reference in comparing the same research objects, especially regarding the analysis of factors that influence the decision to pay zakat, and as a reference to better understand people's behavior in their decision to pay zakat so that it can improve the performance of zakat institutions in collecting funds.