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All Journal Jurnal Pendidikan : Riset dan Konseptual Jurnal Akuntansi dan Bisnis Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat Jurnal Ilmu Sosial, Pendidikan Dan Humaniora International Journal of Educational Development
Asri Diah Susanti
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Agriculture, Biological Sciences & Forestry Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Social Sciences

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Journal : Jurnal Ilmu Sosial, Pendidikan Dan Humaniora

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Implementasi Akad Murabahah dan Musyarakah Mutanaqisah dalam Pembiayaan Kepemilikan Rumah pada Bank Syariah Indonesia Asri Diah Susanti; Fiska Petricia
JISPENDIORA Jurnal Ilmu Sosial Pendidikan Dan Humaniora Vol. 3 No. 1 (2024): April : Jurnal Ilmu Sosial, Pendidikan Dan Humaniora (JISPENDIORA)
Publisher : Badan Penerbit STIEPARI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/jispendiora.v3i1.1216

Abstract

As the country with the largest Muslim population, Indonesia has great potential in developing Sharia economic systems, particularly in the banking sector. One of the largest Islamic banks in Indonesia is Bank Syariah Indonesia (BSI), which offers various banking products as solutions to improve the welfare of society. With the increasing demand for house ownership financing, BSI offers the BSI Griya product for financing the purchase of houses, shops, offices, or apartments, which can use two contract mechanisms, namely murabahah and musyarakah mutanaqisah. The purpose of this research is to further examine the BSI Griya house financing product so that the public understands the differences and advantages of Sharia financing compared to conventional bank loans. The research method used is qualitative descriptive. The results of the study provide a clear overview of the BSI Griya housing financing scheme with the murabahah and musyarakah mutanaqisah contracts.
Co-Authors Anni Aryani Febbi Nur Fadillah Fiska Petricia Lies Nurhaini Sigit Santosa Sri Sumaryati Sudiyanto Sudiyanto Theodora Fausta Ayu Gracia