This Author published in this journals
All Journal JURNAL ECONOMIA
Arif Wibowo
Universitas Negeri Yogyakarta

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

PENGARUH FAKTOR INDIVIDU TERHADAP KEYAKINAN MANFAAT MENGGUNAKAN TEKNOLOGI INFORMASI Agung Utama; Arif Wibowo; Nurhadi Nurhadi
Jurnal Economia Vol 10, No 2: October 2014
Publisher : Faculty of Economics Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (260.185 KB) | DOI: 10.21831/economia.v10i2.7543

Abstract

Abstract: Pengaruh Faktor Individu Terhadap Keyakinan Manfaat Menggunakan Teknologi Informasi. Penelitian ini mengembangkan dan menguji pengembangan teoritis Technology Acceptance Model (TAM) yang menjelaskan pengaruh faktor individu dalam hal inovasi dan self-efficacy pribadi terhadap manfaat yang dirasakan. Hasil penelitian menunjukkan bahwa keinovasian pribadi dan self-efficacy dalam hal faktor individu mempengaruhi manfaat yang dirasakan. Temuan ini memberi sumbangan dalam hal memberi landasan untuk penelitian selanjutnya yang bertujuan untuk meningkatkan pemahaman kita tentang perilaku adopsi pengguna. Kata kunci: manfaat yang dirasakan, faktor institusi, keinovasian pribadi, efikasi diri. Abstrak: The Influence of Individual Factors toward Perceived of Information Technology Usefulness. This research develops and tests a theoretical extension of Technology Acceptance Model (TAM) that explains the influence of individual factors in terms of personal innovativeness and self-efficacy towards perceived of usefulness. The results of the research show that personal innovativeness and self-efficacy in terms of individual factor influenced perceived usefulness. These findings contribute to the foundation for future research aimed at improving our understanding of user adoption behavior. Keywords: perceived usefulness, institutional factors, personal innovativeness, self-efficacy.
PENGARUH DIMENSI BANKING SERVICE QUALITY (BSQ) TERHADAP KEPUASAN NASABAH BANK Sri Sumardiningsih; Wawan Sundawan; Lies Endarwati; Arif Wibowo; Yulia Ayriza
Jurnal Economia Vol 8, No 2: October 2012
Publisher : Faculty of Economics Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (208.275 KB) | DOI: 10.21831/economia.v8i2.1222

Abstract

Abstract: Effect of Banking Service Quality (BSQ) Dimensions towards Bank Customer Satisfaction. This study aims to determine the effect of Banking Service Quality (BSQ) to the customer satisfaction of BPD Bank in DIY. This research is a survey research with a sample of 1.536 respondents. The sample was taken by purposive sampling technique. Data collection instrument was questionnaires and analyzed using multiple regression. The results showed that six dimensions of BSQ simultaneously gave positive and significant impact on customer satisfaction. If seen from each dimension individually; the highest influence came from the reliability dimension and the lowest dimensions were from Access and Services Portfolio dimensions. For the national servants (PNS) customers, the BSQ six dimensions simultaneously gave a positive and significant impact on customer satisfaction; the highest influence came from the reliability dimension and the lowest was from portfolio services dimension. For the non national servants, the BSQ six dimensions simultaneously gave a positive and significant impact on customer satisfaction; the highest influence came from the reliability dimension and the lowest was from portfolio services dimension. Keywords: Banking Service Quality, Customer Satisfaction  Abstrak: Pengaruh Dimensi Banking Service Quality (BSQ) Terhadap Kepuasan Nasabah Bank. Penelitian ini bertujuan untuk mengetahui pengaruh Banking Service Quality (BSQ) terhadap kepuasan nasabah Bank BPD di DIY. Penelitian ini merupakan penelitian survey dengan sampel secara keseluruhan berjumlah 1.536 responden. Sampel diambil dengan teknik purposive sampling. Instrumen pengumpulan data berupa kuesioner dan dianalisis  dengan regresi ganda. Hasil penelitian menunjukkan keenam dimensi BSQ secara simultan berpengaruh positif dan signifikan terhadap kepuasan nasabah, jika dilihat tiap dimensi maka pengaruh tertinggi berasal dari dimensi keterhandalan dan terendah dari dimensi Akses serta Portofolio Jasa. Untuk nasabah PNS, keenam dimensi BSQ secara simultan berpengaruh positif dan signifikan terhadap kepuasan nasabah, pengaruh tertinggi berasal dari dimensi keterhandalan dan terendah berasal dari dimensi portofolio jasa, dan untuk nasabah non PNS, keenam dimensi BSQ secara simultan berpengaruh positif dan signifikan terhadap kepuasan nasabah, pengaruh tertinggi berasal dari dimensi keterhandalan dan terendah berasal dari dimensi portofolio jasa. Kata Kunci: Banking Service Quality, Kepuasan Nasabah