A.A.A. WULANDIRA SDJ
Program Studi Agribisnis, Fakultas Pertanian, Universitas Udayana Jalan PB Sudirman Denpasar, 80232

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Analisis Kredit Macet pada KPN Satya Bakti Kecamatan Jembrana Kabupaten Jembrana KOMANG ANDRI SURYANI KUSUMA; I NYOMAN GEDE USTRIYANA; A.A.A. WULANDIRA SDJ
Jurnal Agribisnis dan Agrowisata (Journal of Agribusiness and Agritourism) Vol.5, No.1, Januari 2016
Publisher : Agribusiness Study Program, Faculty of Agriculture, Udayana University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (198.183 KB)

Abstract

Abstract Analysis Of  Bad Loans KPN Satya Bakti At Jembrana Subdistrict, Jembrana Regency Cooperatives are business entities formed in the course based on the principles of cooperatives is based on kinship. Koperasi Pegawai Negeri Satya Bakti is one type of a cooperative whose members are specifically for public servants in support of economic activity. This study aims to determine lending procedures at Koperasi Pegawai Negeri Satya Bakti, the cause of the bad loans to Koperasi Pegawai Negeri Satya Bakti, how to cope with bad loans to Koperasi Pegawai Negeri Satya Bakti. The location of this research selected by purposive sampling. Data used in this study is qualitative data and quantitative data. The results showed that the procedure is performed by Koperasi Pegawai Negeri Satya Bakti start from the loan application, analysis or assessment of credit, credit decision, and disbursement and loan administration. Causes that arise as a result of the bad debt occurred in Koperasi Pegawai Negeri Satya Bakti that is from internal and external problems. Efforts made by the Koperasi Pegawai Negara Satya Bakti in resolving the credit is credit analysis selective, control of bad debts with rescheduling (rescheduling), approach to the debtor with communicate by telephone or orally, using a warning letter I, II, and III to the debtor, kinship approach to debtor by visiting home of debtor directly and the last is  deletion or removed. Keywords: cooperatives, credit, bad loans
Analisis Break Even Point Penjualan Pupuk Organik (Studi Kasus Simantri 174 Gapoktan Dharma Pertiwi di Kabupaten Badung, Provinsi Bali) MEGA DUTHA CEMPAKA; RATNA KOMALA DEWI; A.A.A. WULANDIRA SDJ
Jurnal Agribisnis dan Agrowisata (Journal of Agribusiness and Agritourism) Vol.5, No.1, Januari 2016
Publisher : Agribusiness Study Program, Faculty of Agriculture, Udayana University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (212.066 KB)

Abstract

Abstract Analysis Sales of Break Even Point Organic Fertilizer (Case Study Simantri 174 Gapoktan Dharma Pertiwi in Badung Regency, Province Of Bali) Organic fertilizer industry in Indonesia generally consists of small and medium businesses. The difference of the number of the needs and the production of organic fertilizer is a beneficial business opportunity. One of them is Simantri 174 Gapoktan Dharma Pertiwi. Analysis of the break even point is a situation where the company does not suffer losses also didn't get the profit. Commonly, this analysis gives information about margin of safety to the management of how much the decrease of the selling can be reckoned so that the company will not having a loss. The purpose of this research is to know the amount and value of sales of organic fertilizer Simantri 174 which must be achieved at the point of BEP and the margin of safety of the sale. The data period used is one year that is year 2014. According to the research result, the level of BEP that is accomplished by Simantri 174 is 509.763,14 kg (Rp 458.993.308,66). Margin of safety Simantri worked with the level of safety is 37,44 %. It can be concluded that the decrease of the organic fertilizer selling could not be more than 37,44 (Rp 274.735.791,34) from the planning. Simantri 174 has successfully produced organic fertilizer above the BEP value. Aside from that, there are some technical problems such as lack of basic materials; the dryer for the basic material is not yet available and lack of training of MOL producing. As well as the presence of obstacles in the economic aspect, namely the lack of costs for the production process of organic fertilizer. Keywords: break even point, margin of safety, organic fertilizer, sales.