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PENDAMPINGAN BISNIS DIGITAL PADA KELOMPOK SEDEKAH SAMPAH Ika Nurul Qamari; Beni Agus Sulistyo; Fathonah Umihani; Leli Joko Suryono; Awang Dirgantara Putra
Prosiding Seminar Nasional Program Pengabdian Masyarakat 2021: 1. Peningkatan Kapasitas Kelembagaan Publik
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (319.959 KB) | DOI: 10.18196/ppm.41.874

Abstract

Sebagian besar UMKM telah bertransformasi menuju ekosistem digital bahkan dapat menggabungkan pemasaran daring dan luring (Marfuin dan Robin, 2021). Program pengabdian kepada masyarakat ini diselenggarakan bekerjasama dengan Kelompok ibu-ibu penggiat Sedekah Sampah Sido Piknik di Janganan RT 05 Panggungharjo Sewon Bantul. Adapun masalah yang dimiliki mitra adalah kurangnya pengetahuan dan wawasan mitra terkait dengan digitalisasi bisnis agar usahanya bisa lebih berkembang. Pengabdian ini menjadi program peningkatan daya jual UMKM dengan mengadakan pelatihan digitalisasi bisnis dengan tujuan untuk mengenalkan manajemen dan teknik berbisnis di era digital. Metode yang digunakan adalah mengadakan pelatihan yang diikuti oleh seluruh anggota dan peserta UMKM. Narasumber memberikan materi pelatihan tentang bagaimana penggiat UMKM dapat meningkatkan omset penjualan, jaringan pemasaran, dengan memanfaatkan e-commerce seperti Tokopedia, Shopee serta media sosial seperti Instagram, Facebook, dan bahkan WhatsApp. Selama penyelenggaraan pelatihan dilakukan pre-test dan post-test yang harus diisi oleh seluruh peserta untuk mengidentifikasi sejauh mana pengetahuan tentang digitalisasi bisnis sebelum dan setelah mengikuti pelatihan. Hasil pengabdian ini, Ibu-ibu UMKM kelompok sedekah sampah sido piknik Dusun Janganan, Panggungharjo Sewon Bantul menjadi lebih memahami tentang strategi bisnis digital. Disamping pelatihan dan pendampingan bisnis digital, untuk menambah pengetahuan dilaksanakan praktik pembuatan sabun cuci piring. Dengan pelatihan bisnis digital dan pelatihan pembuatan sabun cair ini, diharapkan produk Ibu-ibu UMKM kelompok sedekah sampah sido piknik menjadi lebih bernilai. Adanya peningkatan pengetahuan tentang manajemen bisnis dan bisnis digital dari semua peserta pelatihan menjadi modal dasar pelaku UMKM untuk mengembangkan bisnisnya ke arah bisnis
Pelaksanaan Parate Eksekusi Terhadap Akad Musyarakah Mutanaqisah Di Bank Syariah Indonesia Nadila Rahma Dewi; Leli Joko Suryono
Media of Law and Sharia Vol. 5 No. 2: March 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/mls.v5i2.94

Abstract

Penelitian ini di latar belakangi dengan adanya surat gugatan yang diajukan oleh debitur dengan nomor perkara 381/Pdt.G/2023/PA.YK karena merasa dirugikan oleh kreditur atas pelaksanaan parate eksekusi yang dianggap tidak sesuai dengan SOP sehingga merugikan pihak debitur. Penelitian hukum ini menggunakan penelitian empiris yaitu mengkaji kaidah-kaidah hukum positif yang dipadukan dengan data yang diperoleh melalui penelitian lapangan. Parate eksekusi merupakan eksekusi jaminan tanpa adanya putusan pengadilan yang didasarkan pada Pasal 6 Undang-Undag nomor 4 Tahun 1996 tentang Hak Tanggungan, yang menjelaskan bahwa kreditur dapat melakukan eksekusi jaminan atas kekuasaan sendiri melalui pelelangan apabila debitur cidera janji. Namun pada pelaksanannya tidak selalu berhasil, terdapat hambatan yang menyebabkan kegagalan dalam pelaksanaan parate eksekusi, yakni dalam hal pengosongan objek jaminan. Berdasarkan hasil penelitian Bank Syariah Indonesia dalam penyelesaian nasabah cidera janji salah satunya melakukan parate eksekusi, dalam pelaksanaan parate eksekusi tersebut terdapat SOP yang harus dipenuhi oleh Bank Syariah Indonesia untuk melakukan parate eksekusi melalui pelelangan pada KPKNL. .
Free Lunch Policy Analysis: A Comparative Study of Law and Economics in Japan, China, and India nabilarahmawatirama; Leli Joko Suryono; Katherine Mazzer
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 24 No. 1 (2025): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v24i2.5787

Abstract

This study analyzes the implementation of free lunch policies in three Asian countries: Japan, China, and India. The free lunch policy is necessary to improve child health, support educational participation, and reduce the economic burden on families. Through a comparative case study approach, this research evaluates the implementation, successes, and challenges of the policy in three countries. In Japan, the institutionalized free lunch program significantly reduced family expenditure and increased parental productivity, contributing to social welfare. China implemented the policy to reduce economic disparities in rural and urban areas, showing improvements in children's nutritional status and the financial well-being of low-income families. The research method used is by analyzing policy documents and reviewing the literature. The results show that the free lunch policy not only directly benefits children's health and Education but also significantly positively impacts the economy of families and communities. This finding confirms that the free lunch policy can improve the community's economic welfare. The study concludes the successful implementation of the free lunch policy in each country. The study concludes that the successful implementation of the free lunch policy largely depends on the amendment of the free lunch policy in each country, community involvement, and adequate supervision.
Reformulation of Policy on the Dualistic Structure of Non-Litigious Sharia Financial Dispute Resolution Bodies in Indonesia: A Comparative Study with Malaysia and Brunei Darussalam Indah Fatmawati; Leli Joko Suryono
Al-Huquq: Journal of Indonesian Islamic Economic Law Vol. 8 No. 1 (2026): in Progress
Publisher : Fakultas Syariah IAIN madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/alhuquq.v8i1.24017

Abstract

Non-litigation dispute resolution in the Indonesian Islamic financial sector demonstrates institutional dualism through the coexistence of the National Sharia Arbitration Board (BASYARNAS) and the Alternative Dispute Resolution Institution for the Financial Services Sector (LAPS-SJK). Both institutions operate under different legal foundations, institutional orientations, and jurisdictions, yet each maintains authority over Islamic financial disputes, creating overlapping competencies and uncertainty about dispute-settlement forums. This study aims to examine the structure of institutional dualism between BASYARNAS and LAPS-SJK and formulate a policy reform model through comparative analysis with Malaysia and Brunei Darussalam. The study employs normative legal research, drawing on statutory, conceptual, and comparative approaches. Secondary data, consisting of primary, secondary, and tertiary legal materials, were collected through library research and analyzed qualitatively through legal interpretation, regulatory synchronization, and comparative analysis. The findings indicate that the central issue does not lie in the existence of multiple institutions but in the absence of clear competency boundaries. Malaysia adopts administrative integration through the Financial Markets Ombudsman Service (FMOS), while Brunei Darussalam applies coordinated dispute settlement through the Brunei Darussalam Arbitration Center (BDAC). Based on these findings, this study proposes a policy reform based on the differentiation of competences between BASYARNAS and LAPS-SJK, supported by a one-gate dispute resolution mechanism to strengthen forum certainty without eliminating the distinctive character of dispute resolution founded on Sharia principles. Academically, this study recommends further research on regulatory design, inter-institutional referral mechanisms, and the effectiveness of implementing one-gate dispute resolution in resolving Sharia financial disputes
Legal Certainty of Islamic Banking Investment Products Under POJK No. 4 of 2026: A Sharia Economic Law Perspective Indah Fatmawati; Leli Joko Suryono
Jurnal Hukum Ekonomi Syariah Vol. 10 No. 1 (2026): Juni 2026
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/rkbwt543

Abstract

This study examines the legal certainty issues surrounding Islamic banking investment products before and after the enactment of Financial Services Authority Regulation No. 4 of 2026 on the Implementation of Islamic Banking Investment Products. The primary issue is the lack of a clear distinction between investment and deposit products, which may lead to misunderstandings about the status of funds, returns, risk-sharing arrangements, and banks’ responsibilities. This study aims to analyze the regulation of Islamic investment products under POJK No. 4 of 2026 and assess its legal certainty in light of Gustav Radbruch’s theory and its compatibility with the principles of Islamic economic law. This research employs a normative legal method, using statutory, conceptual, and analytical approaches, and draws on primary and secondary legal materials analyzed qualitatively. The findings indicate that POJK No. 4 of 2026 establishes an investment legal relationship distinct from fund collection activities by regulating investor customers, underlying assets, a two-stage contract structure, returns based on investment performance, the segregation of investment funds from Third-Party Funds, and obligations relating to governance, risk management, transparency, and investor protection. This regulation strengthens normative clarity, risk predictability, and the limits of banks’ liability, while remaining consistent with the principles of justice, trustworthiness, transparency, risk sharing, and hifz al-mal. Nevertheless, its effectiveness remains dependent on banks’ compliance, investor literacy, information transparency, and regulatory supervision
Market Dynamics: the Impact of Modern Mini Markets on the Existence of Traditional Shops and Markets in Bantul District Nikko Budiman; Leli Joko Suryono; Nanik Prasetyoningsih
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 2 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i2.4920

Abstract

This research discusses the impact of modern minimarkets on traditional shops and markets in Bantul Regency. Traditional markets in Indonesia face quite big challenges due to the emergence of minimarkets, which offer various advantages such as strategic locations, parking facilities, affordable prices, and better service. This research uses a juridical method with secondary data analysis and interviews with related parties. The research results show that modern minimarkets significantly reduce the turnover and number of customers of traditional retail stores. Government policies regulating the distance and zoning of minimarkets, as regulated in Bantul Regent Regulation Number 12 of 2010, have yet to be fully effective in protecting the existence of traditional markets. This study recommends policy revisions and capital and training support for conventional shop owners to create fairer and more sustainable business competition. Collaborative efforts between the government and business actors are needed to maintain the balance of the retail ecosystem and support local economic growth.
Post-Divorce Murabahah Defaults: Legal Challenges in Resolving Collateral Disputes between Co-Defendants Eni Mawardhaningrum; Leli Joko Suryono
Al-Hiwalah: Journal of Sharia Economic Law Vol. 5 No. 2 (2026): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v5i2.7836

Abstract

Divorce has legal consequences that extend beyond changes in marital status to include the management of joint assets. In religious courts, murabahah financing disputes frequently concern not only defaults by the debtor, but also whether the collateral is held by another party—often a former spouse when joint assets are involved. This study examines the judicial reasoning behind rulings on murabahah financing disputes after divorce, particularly when the collateral is in the possession of a co-defendant. The research adopts a normative legal approach, utilizing both case studies and conceptual analysis of Islamic economic dispute rulings. The findings indicate that judges consistently prioritize the debtor’s obligation to fulfill financial commitments to the creditor (Islamic bank). Consequently, judicial decisions commonly side with the creditor from a contractual standpoint. In post-divorce murabahah cases, courts impose payment obligations on the debtor as a means to uphold legal certainty for the creditor while safeguarding the civil rights of the party controlling the collateral. Judicial rulings clarify that although a co-defendant’s possession of the collateral does not absolve the primary debtor’s responsibility, it may complicate enforcement if legal barriers arise. This research aims to advance the study of Islamic economic law and inform judicial practices in resolving murabahah financing disputes. Keywords: Default; Murabahah; Guarantee; Divorce; Co-Defendant;
Reconstructing Islamic Bank Liability for Underlying Asset Determination in Investment Products under POJK No. 4/2026 Indah Fatmawati; Leli Joko Suryono
Al-Hiwalah: Journal of Sharia Economic Law Vol. 5 No. 2 (2026): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v5i2.7883

Abstract

This study examines and reconstructs the limits of Islamic banks’ liability for underlying asset determination in Islamic banking investment products under Financial Services Authority Regulation No. 4 of 2026. The legal problem arises from the unclear boundary between investment losses constituting reasonable business risks borne by Investor Customers and losses attributable to the bank’s professional misconduct. This normative-doctrinal legal research employs statutory, conceptual, and analytical approaches. Legal materials comprising legislation, fatwas, and scholarly literature are analyzed through systematic interpretation and prescriptive legal reasoning. The analysis produces three findings. First, POJK No. 4 of 2026 constructs Islamic banking investment products as restricted investments by linking the contract, investment amount, tenor, and return mechanism to identifiable productive underlying assets. Second, the allocation of investment risk to Investor Customers does not transfer all losses because Islamic banks remain subject to prudential, Sharia-compliance, disclosure, suitability, segregation, governance, and fiduciary obligations. Thus, Investor Customers bear losses arising from normal business performance, while Islamic banks remain liable for losses caused by improper asset determination, negligence, contractual or Sharia violations, conflicts of interest, fund commingling, inadequate disclosure, or supervisory failure. Third, the regulation requires a clearer mechanism to distinguish asset-performance risk from bank-caused loss. The study’s novelty lies in a three-stage liability model: prudent asset determination, trustworthy management and supervision, and liability and loss recovery. Its scientific contribution is a normative framework integrating risk sharing with Islamic banks’ fiduciary and professional responsibilities.