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All Journal Niagawan EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Moneter : Jurnal Akuntansi dan Keuangan J-EBIS (Jurnal Ekonomi dan Bisnis Islam) EKONOMIKA SYARIAH : Journal of Economic Studies EKONOMIKA SYARIAH : Journal of Economic Studies Jurnal Ilmiah Mahasiswa
Khairatun Hisan
IAIN Langsa
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Social Sciences Other

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PENGARUH KEPUASAN KERJA DAN KOMITMEN ORGANISASI TERHADAP KINERJA KARYAWAN PADA PT. POS LANGSA Khairatun Hisan; Zikriani Zikriani; Abdul Hamid
Niagawan Vol 10, No 3 (2021): NIAGAWAN VOL 10 NO 3 NOVEMBER 2021
Publisher : Fakultas Ekonomi Universitas Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/niaga.v10i3.25667

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh kepuasan kerja dan komitmen organisasi terhadap kinerja karyawan pada PT. Pos Langsa. Sampel dalam penelitian ini berjumlah 23 orang. Metode analisis data yang digunakan yaitu analisis regresi linier berganda, uji t, uji F, dan analisis koefisien determinasi. Persamaan regresi yang diperoleh dalam penelitian ini yaitu Y = 3,125 + 0,512X1 + 0,166X2. Kepuasan kerja berpengaruh positif dan signifikan terhadap kinerja karyawan pada PT. Pos Langsa. Komitmen organisasi berpengaruh positif dan signifikan terhadap kinerja karyawan pada PT. Pos Langsa. Kepuasan kerja dan komitmen organisasi secara simultan berpengaruh signifikan terhadap kinerja karyawan pada PT. Pos Langsa. Kepuasan kerja dan komitmen organisasi mempengaruhi kinerja karyawan pada PT. Pos Langsa sebesar 62,5%, sedangkan sisanya 37,5% dipengaruhi oleh variabel lain di luar model penelitian ini.
Pengaruh Kualitas Pelayanan Dan Kepercayaan Merek Terhadap Keputusan Pembelian Pada Situs Lazada (Studi Kasus Pada Masyarakat Kota Langsa) Khairatun Hisan; Khairatunnisa Rizkia
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 9 No 2 (2021)
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1319.696 KB) | DOI: 10.37676/ekombis.v9i2.1370

Abstract

Lazada Indonesia merupakan top online retailer di Indonesia, Tujuan dari perusahaan ini adalah menjadi salah satu belanja online yang paling top dan utama di Indonesia serta memberikan pelayanan kepada konsumen secara maksimal. Adapun yang menjadi tujuan dalam penelitian ini adalah untuk mengetahui pengaruh kualitas pelayanan dan kepercayaan terhadap keputusan Pembelian melalui situs Online Shop Lazada pada masyarakat Kota Langsa. Metode yang digunakan dalam penelitian ini adalah metode kuantitatif, dimana pengujian dilakukan dengan menggunakan uji asumsi klasik, uji regresi berganda, dan uji t. Populasi dalam penelitian ini adalah seluruh masyarakat Kota Langsa yang membeli di situs Online Shop Lazada, dengan sampel 45 responden. Hasil dari penelitian ini adalah variabel kualitas pelayanan memiliki pengaruh positif signifikan terhadap keputusan pembelian di situs online Lazada pada masyarakat Kota Langsa. Dimana thitung (3,159) > t tabel (2,0180) dengan nilai signifikansi 0,003 < 0,05 artinya signifikan, variabel kepercayaan merek tidak memiliki pengaruh terhadap keputusan pembelian di situs online Lazada pada masyarakat Kota Langsa. Dimana thitung (-0,918) < ttabel (2,0180) dengan nilai signifikansi 0,364 > 0,05 artinya tidak signifikan, Serta variabel independen kualitas pealayanan dan kepercayaan merek secara simultan (bersama-sama) berpengaruh positif signifikan terhadap keputusan pembelian di situs Online Lazada pada masyarakat Kota Langsa. Dimana Fhitung (5,782)> F tabel (3,2199) dengan nilai signifikansi 0,006 < 0,05 artinya signifikan.
Determinants of Financing Disbursed by Islamic Rural Banks (BPRS) in Indonesia Khairatun Hisan; Riski Syahpitri; Zulkarnaini Zulkarnaini
EKONOMIKA SYARIAH : Journal of Economic Studies Vol 5, No 1 (2021): January-June 2021
Publisher : Institut Agama Islam Negeri (IAIN) Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v5i1.4249

Abstract

This study aims to determine the factors influencing the total financing disbursed (PYD) in Islamic Rural Banks in Indonesia in the 2015-2019 period. The data in this study were collected from the documentation on the Financial Services Authority (OJK) official website from a quarter I 2015 to quarter IV 2019. The data were analyzed using the multiple regression method with SPSS software. The results showed that Third Party Funds (Dana Pihak Ketiga) positively and significantly affected the total disbursed financing (p-value 0.000). Non-Performing Financing (NPF) has a positive and significant effect on total financing (p-value 0.004). Return on Assets (ROA) has a positive and significant effect on total financing (p-value 0.035). Simultaneously, the three variables also positively affect the total financing disbursed by Islamic Rural Banks in Indonesia (p-value 0.000) with an Adjusted R Square value of 0.968 or 96.8%. The findings of this study contribute to the development of empirical studies related to the determinants of financing in microfinance institutions such as Islamic Rural Banks and can be used as a reference for financing management in Islamic Rural Banks.Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi total pembiayaan yang disalurkan (PYD) pada BPRS di Indonesia dalam periode 2015-2019. Data dalam penelitian ini dikumpulkan dari dokumentasi website resmi Otoritas Jasa Keuangan dari triwulan I 2015 - triwulan IV 2019. Data dianalisis dengan menggunakan metode regresi berganda dengan software SPSS 16.0. Hasil penelitian menunjukkan bahwa Dana Pihak Ketiga (DPK) berpengaruh positif dan signifikan terhadap total pembiayaan disalurkan (p-value 0,000). Non Performing Financing (NPF) berpengaruh positif dan signifikan terhadap total pembiayaan (p-value 0,004). Return on Asset (ROA) berpengaruh positif dan signifikan terhadap total pembiayaan (p-value 0,035). Secara simultan ketiga variabel juga berpengaruh positif dan signifikan terhadap total pembiayaan yang diberikan BPRS di Indonesia (p-value 0,000) dengan nilai Adjusted R Square sebesar 0,968 atau 96,8%. Temuan penelitian ini berkontribusi dalam pengembangan studi-studi empiris terkait determinan pembiayaan pada lembaga keuangan mikro seperti BPRS dan dapat digunakan untuk acuan pengelolaan pembiayaan di BPRS. 
Tingkat literasi keuangan syariah santri dayah Khairatun Hisan; Farhatul Muhaya; Safwan Kamal
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 6, No 2 (2021)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v6i2.3650

Abstract

This study aims to determine the level of Islamic financial literacy of students at Dayah Raudhatul Huda. Aspects of Islamic financial literacy observed including knowledge of basic Islamic finance, Islamic saving and loans, personal finance, contracts in Islamic finance and understanding of Islamic financial institutions. The population in this study were the Senior High students of Dayah Raudhatul Huda with the sample size of 77. The data analysis method used is descriptive statistics. The results showed that the level of Islamic financial literacy of students at Dayah Raudhatul Huda was 68,10% which is categorized as medium.The average value obtained in the aspects of basic Islamic financial knowledge is 74,38%, Islamic savings and loans of 69,35%, personal finance of 54,97%, contract in Islamic finance of 69,34% and understanding of Islamic financial institutions at 72,50%.
Determinants of Financing Disbursed by Islamic Rural Banks (BPRS) in Indonesia Khairatun Hisan; Riski Syahpitri; Zulkarnaini Zulkarnaini
EKONOMIKA SYARIAH : Journal of Economic Studies Vol 5, No 1 (2021): January-June 2021
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (551.926 KB) | DOI: 10.30983/es.v5i1.4249

Abstract

This study aims to determine the factors influencing the total financing disbursed (PYD) in Islamic Rural Banks in Indonesia in the 2015-2019 period. The data in this study were collected from the documentation on the Financial Services Authority (OJK) official website from a quarter I 2015 to quarter IV 2019. The data were analyzed using the multiple regression method with SPSS software. The results showed that Third Party Funds (Dana Pihak Ketiga) positively and significantly affected the total disbursed financing (p-value 0.000). Non-Performing Financing (NPF) has a positive and significant effect on total financing (p-value 0.004). Return on Assets (ROA) has a positive and significant effect on total financing (p-value 0.035). Simultaneously, the three variables also positively affect the total financing disbursed by Islamic Rural Banks in Indonesia (p-value 0.000) with an Adjusted R Square value of 0.968 or 96.8%. The findings of this study contribute to the development of empirical studies related to the determinants of financing in microfinance institutions such as Islamic Rural Banks and can be used as a reference for financing management in Islamic Rural Banks.Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi total pembiayaan yang disalurkan (PYD) pada BPRS di Indonesia dalam periode 2015-2019. Data dalam penelitian ini dikumpulkan dari dokumentasi website resmi Otoritas Jasa Keuangan dari triwulan I 2015 - triwulan IV 2019. Data dianalisis dengan menggunakan metode regresi berganda dengan software SPSS 16.0. Hasil penelitian menunjukkan bahwa Dana Pihak Ketiga (DPK) berpengaruh positif dan signifikan terhadap total pembiayaan disalurkan (p-value 0,000). Non Performing Financing (NPF) berpengaruh positif dan signifikan terhadap total pembiayaan (p-value 0,004). Return on Asset (ROA) berpengaruh positif dan signifikan terhadap total pembiayaan (p-value 0,035). Secara simultan ketiga variabel juga berpengaruh positif dan signifikan terhadap total pembiayaan yang diberikan BPRS di Indonesia (p-value 0,000) dengan nilai Adjusted R Square sebesar 0,968 atau 96,8%. Temuan penelitian ini berkontribusi dalam pengembangan studi-studi empiris terkait determinan pembiayaan pada lembaga keuangan mikro seperti BPRS dan dapat digunakan untuk acuan pengelolaan pembiayaan di BPRS. 
Determinan Nilai Perusahaan Manufaktur di Indonesia Novita Yana; Khairatun Hisan
MONETER - JURNAL AKUNTANSI DAN KEUANGAN Vol 10, No 1 (2023): Periode April 2023
Publisher : Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/moneter.v10i1.15603

Abstract

This study aims to determine the effect of profitability, funding decisions and dividend policies on the value of manufacturing companies listed on the Indonesia Stock Exchange. It is a quantitative study with annual data on profitability, funding decisions and dividend policies on the value of manufacturing companies listed on the Indonesia Stock Exchange. The data analysis method uses panel data linear regression with the E-Views application 9. The results of the partial test with statistical panel data analysis show that the profitability (Return on Assets) has no significant effect on manufacturing company value, the funding decision policy (Debt to Equity Ratio) partially has a positive and significant effect and dividend policy (Dividend Payout Ratio) partially has no significant effect. While simultaneously profitability, funding decisions and dividend policy have a positive and significant effect on firm value.
Faktor faktor yang mempengaruhi profitabilitas pada BPRS Serambi Mekah Kota Langsa Rukaiyah Rukaiyah; Khairatun Hisan
JIM: Jurnal Ilmiah Mahasiswa Vol 5, No 1 (2023): April 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v5i1.5910

Abstract

Bank is a financial institution that aims to make a profit. This profit is obtained from the management of funds from the community. Profitability is the bank's ability to generate / earn profits as measured by the ROA ratio. Return On Assets (ROA) is one way to measure the level of a bank's ability to make a profit. This study aims to examine profitability which is influenced by Earning Assets, Operating Income, Operational Expenses, and Profit Sharing for Fund Owners at PT BPRS Seurambi Mekah Kota Langsa. In this study using quantitative data because it analyzes data in the form of numbers / numerics. Data obtained based on the publication of Annual Bank, the analysis technique used is multiple linear regression analysis. The results of this study found that Productive Activities and Operational Expenses have a significant effect on profitability, and profit sharing on fund owners has no significant effect on profitability.
Faktor-Faktor yang Mempengaruhi Keputusan Nasabah Menggunakan Setor Tunai di Anjungan Tunai Mandiri Bank Syariah Indonesia Kota Langsa Sabilla Ayuni; Khairatun Hisan; Abdul Hamid
JIM: Jurnal Ilmiah Mahasiswa Vol 5, No 2 (2023): Oktober 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v5i2.6926

Abstract

The purpose of this study was to determine the effect of convenience, need, trust and location on customers' decisions to use cash deposit at Bank Syariah Indonesia Automated Teller Machines, Langsa City. This research approach is quantitative. The population in this study were all users of Bank Syariah Indonesia cash deposit ATMs in Langsa City, while the sample used was 75 people. Data collection techniques consist of observation, interviews, questionnaires and documentation. Data analysis techniques include analysis prerequisite tests, classic assumption tests and hypothesis testing. The results of the study show that convenience has a positive and significant effect on customers' decisions to use cash deposits at Bank Syariah Indonesia Automated Teller Machines, Langsa City. This is evidenced by the sig value of the convenience variable, which is 0.035 <0.05 and the tcount value is 2.930 > 1.9944 (ttable). Needs have a positive and significant effect on customers' decisions to use cash deposits at Bank Syariah Indonesia Automated Teller Machines, Langsa City. This is evidenced by the sig value of the needs variable, namely 0.011 <0.05 and tcount 2.616 > 1.9944 (ttable). Trust has a positive and significant effect on customers' decisions to use cash deposits at Bank Syariah Indonesia Automated Teller Machines, Langsa City. This is proven based on the sig value of the trust variable, which is 0.047 <0.05 and the tcount value is 2.935 > 1.9944 (ttable). Location has a positive and significant effect on customers' decisions to use cash deposits at Bank Syariah Indonesia Automated Teller Machines, Langsa City. This is evidenced by the sig value of the location variable, namely 0.020 <0.05 and tcount 3.113 > 1.9944 (ttable). Convenience, need, trust and location simultaneously have a positive and significant impact on customer decisions to use cash deposit at Bank Syariah Indonesia Automated Teller Machines in Langsa City. This is evidenced by the results of the F test obtained sig 0.001 <0.05 and Fcount > Ftable (2.774 > 2.50).
Co-Authors ABDUL HAMID Abdul Hamid Farhatul Muhaya Khairatunnisa Rizkia Novita Yana Riski Syahpitri Sabilla Ayuni Safwan Kamal St. Rukaiyah Zikriani Zikriani Zulkarnaini Zulkarnaini