Article Per Year (5 Year)
p-Index From 2021 - 2026
2.63
P-Index
This Author published in this journals
All Journal Economic Journal of Emerging Markets AKSES: Jurnal Ekonomi dan Bisnis Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Global Review of Islamic Economics and Business Jurnal Ekonomi & Keuangan Islam JESI (Jurnal Ekonomi Syariah Indonesia) Abdimas UNWAHAS : Jurnal Pengabdian Masyarakat UNWAHAS Jurnal Kebijakan Ekonomi dan Keuangan Equilibrium: Jurnal Ekonomi Syariah Review of Islamic Social Finance and Entrepreneurship Economics Development Analysis Journal
Nugrohowati, Rindang Nuri Isnaini
Fakultas Ekonomi, Universitas Islam Indonesia
Religion Agriculture, Biological Sciences & Forestry Chemical Engineering, Chemistry & Bioengineering Economics, Econometrics & Finance Medicine & Pharmacology Social Sciences

Published : 17 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 17 Documents
Search

 1   2 
Pengaruh variabel makro ekonomi terhadap pendapatan nasional di Negara ASEAN Putri, Widya Nurmilenia; Nugrohowati, Rindang Nuri Isnaini
Jurnal Kebijakan Ekonomi dan Keuangan Volume 2 Issue 2, Desember 2023
Publisher : Jurusan Ilmu Ekonomi, Fakultas Bisnis dan Ekonomika, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JKEK.vol2.iss2.art5

Abstract

Purpose – This research aims to analyze the influence of inflation, Foreign Direct Investment (FDI), exchange rates, political stability, rule of law, and control of corruption on national income in nine ASEAN countriesMethods – The research method used is panel data analysis in nine ASEAN countries from 2013 to 2019Findings – The research results show that inflation has a negative effect on national income, while Foreign Direct Investment (FDI) and the exchange rate have a positive effect on national income in ASEAN countries. However, political stability and rule of law do not have a significant influence on national income. Meanwhile, control of corruption has a negative influence on national income.Implications - The policy implications of this research are that the government needs to control macroeconomic variables and institutional quality variables such as inflation, FDI, exchange rates and control of corruption to increase National Income.Originality – This research contributes to analyzing the determinants of National Income in ASEAN countries using panel data analysis. AbstrakTujuan – Penelitian ini bertujuan untuk menganalisis pengaruh inflasi, Foreign Direct Investment (FDI), nilai tukar, political stability, rule of law, dan control of corruption terhadap pendapatan nasional di sembilan negara ASEAN. Metode – Metode penelitian yang digunakan yaitu analisis data panel di sembilan negara ASEAN dari tahun 2013 hingga 2019.Temuan – Hasil penelitian menunjukkan bahwa inflasi berpengaruh negatif terhadap pendapatan nasional, sedangkan Foreign Direct Investment (FDI) dan nilai tukar memiliki pengaruh positif terhadap pendapatan nasional di negara-negara ASEAN. Variabel political stability dan rule of law tidak memiliki pengaruh signifikan terhadap pendapatan nasional. Sedangkan control of corruption memiliki pengaruh yang negatif terhadap pendapatan nasional. Implikasi – Implikasi kebijakan dari penelitian ini pemerintah perlu mengendalikan variable makroekonomi dan variable kualitas institusi seperti Inflasi, FDI, nilai tukar dan control of corruption untuk meningkatkan Pendapatan Nasional.Orisinalitas – Penelitian ini berkontribusi dalam menganalisis determinan Pendapatan Nasional di negara ASEAN dengan menggunakan analisis data panel.
Determinan risiko kredit Bank Islam: Analisis lintas negara Ash Shidiqie, Jannahar Saddam; Pebruary, Silviana; Nugrohowati, Rindang Nuri Isnaini
Jurnal Kebijakan Ekonomi dan Keuangan Volume 3 Issue 1, Juni 2024
Publisher : Jurusan Ilmu Ekonomi, Fakultas Bisnis dan Ekonomika, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JKEK.vol3.iss1.art5

Abstract

Purpose – This study aims to analyze the influence of bank-specific and macroeconomic factors on credit risk in Islamic banking Methods – The research method used is panel data analysis using Islamic banking data in 10 countries with the largest Islamic financial performance from the first quarter of 2014 to the second quarter of 2023. This study uses three credit risk measurement indicators, namely NPF, COVNPF, and COVTOT. Findings – The results of the study show that bank-specific variables such as total assets, CAR, ROE, BOPO, and Zscore affect the credit risk of Islamic banks. Meanwhile, macroeconomic conditions show that high inflation rates reduce credit risk, but on the other hand, exchange rate depreciation will worsen bad debts in Islamic banks. Implications - The policy implications of this study are that the government needs to control macroeconomic variables and ensure banking health through appropriate and effective regulation and supervision. Originality – This study contributes to analyzing the determinants of credit risk in Islamic banks using three credit risk indicators Abstrak Tujuan – Penelitian ini bertujuan untuk menganalisis pengaruh variable internal bank dan variable makroekonomi terhadap risiko kredit di perbankan Islam Metode – Metode penelitian yang digunakan yaitu analisis data panel dengan menggunakan data perbankan Islam di 10 negara dengan kinerja keuangan Islam terbesar dari kuartal satu tahun 2014 hingga kuartal kedua tahun 2023. Penelitian ini menggunakan tiga indikator pengukuran risiko kredit yaitu NPF, COVNPF, COVTOT. Tumuan – Hasil penelitian menunjukkan bahwa variable internal bank seperti Total asset, CAR, ROE, BOPO dan Zscore mempengaruhi risiko kredit bank Islam. Sementara itu dari kondisi makroekonomi menunjukkan bahwa tingginya tingkat inflasi justru menurunkan risiko kredit namun disisi lain depresiasi nilai tukar akan memperburuk kredi macet di bank Islam. Implikasi – Implikasi kebijakan dari penelitian ini yaitu pemerintah perlu mengendalikan variable makroekonomi dan memastikan kesehatan perbankan melalui regulasi dan pengawasan tepat dan yang efektif. Orisinalitas – Penelitian ini berkontribusi dalam menganalisis determinan risiko kredit di bank Islam menggunakan tiga indikator risiko kredit.
Impact of financial inclusion and institutional quality on banking stability: Lessons from the Asia region Nugrohowati, Rindang Nuri Isnaini; Ash Shidiqie, Jannahar Saddam
Economic Journal of Emerging Markets Volume 17 Issue 1, 2025
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.vol17.iss1.art2

Abstract

Purpose — This study examines the effects of financial inclusion and institutional quality on bank stability. It first examines the effects of banking on the whole Asian region and then the region according to income categories.Method — We use aggregate data from 2013 to 2021 to investigate banking stability in 39 Asian countries and apply the generalized method of Moments (GMM), specifically the first difference GMM and system GMM. In addition, this research uses Principal Component Analysis (PCA) to measure the composite variables of the financial inclusion index and institutional quality index. Findings — The findings demonstrate that overall financial inclusion has a favourable effect on Asian nations' banking systems. However, an examination based on income categories reveals some intriguing results: financial inclusion improves bank stability in lower- and upper-middle-income countries but does not affect high-income countries. In lower-middle-income countries, institutional quality has a detrimental effect on bank stability; in upper-middle-income and high-income countries, it has no effect.Implications — The availability of financial services to households and small and medium-sized enterprises (SMEs) significantly impacts the stability of Asian banks. Several policy recommendations are feasible to implement, including the need for collaboration between banks and the government to broaden banking services to all communities, particularly in lower-middle-income nations.Originality — Analyzing the differences in the impact of institutional quality and financial inclusion variables on banking stability in Asian countries according to income categories.
Produktivitas perbankan di kawasan ASEAN: Pengukuran TFP dan analisis dampak variabel mikro dan makro Nugrohowati, Rindang Nuri Isnaini; Ash Shidiqie, Jannahar Saddam
Jurnal Kebijakan Ekonomi dan Keuangan Volume 4 Issue 2, Desember 2025
Publisher : Jurusan Ilmu Ekonomi, Fakultas Bisnis dan Ekonomika, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JKEK.vol4.iss2.art14

Abstract

Purpose – This study aims to measure banking productivity in ASEAN countries and identify the factors influencing it.Methods – This research utilizes the Malmquist Productivity Index to measure productivity, decomposing Total Factor Productivity Change (TFPCH) into two components: technological change and efficiency change. Furthermore, the Generalized Method of Moments (GMM) is applied to identify the determinants of bank productivity.Findings – The results indicate that, on average, banking productivity in ASEAN countries has increased, with Laos recording the highest productivity performance. An interesting finding from this study is that banking productivity in ASEAN is predominantly driven by efficiency improvements rather than technological innovation. This suggests that several ASEAN countries still face challenges in digital innovation. Regarding productivity determinants, internal bank factors such as ROA and Stability are proven to have a significant positive impact, whereas the BOPO ratio is negatively correlated. On the other hand, from a macroeconomic perspective, inflation negatively affects productivity, whereas GDP and exchange rate variables exert only a weak influence.Implications – The study highlights the need for strategic policies to encourage and accelerate the digitalization of banking in ASEAN countries. Originality – This research provides a novel empirical contribution by revealing that the ASEAN banking industry is experiencing technological stagnation, despite improvements in operational efficiency. AbstrakTujuan – Penelitian ini bertujuan untuk mengukur produktivitas perbankan dinegara ASEAN dan mengidentifikasi faktor-faktor yang mempengaruhinyaMetode – Penelitian ini menggunakan Malmquist Productivity Index untuk mengukur produktivitas yang memecah nilai Total Factor Productivity Change (TFPCH) menjadi dua komponen, yaitu perubahan teknologi dan perubahan efisiensi. Sementara itu, metode Generalized Method of Moments (GMM) digunakan untuk mengidentifikasi faktor penentu produktivitas bank.Temuan – Hasil penelitian menunjukkan bahwa rata-rata produktivitas bank di negara ASEAN mengalami peningkatan dengan kinerja produktivitas terbaik, yaitu negara Laos. Temuan menarik dari penelitian ini yaitu produktivitas bank di negara ASEAN mayoritas didorong oleh peningkatan efisiensi, bukan karena inovasi teknologi. Terkait determinan produktivitas, faktor internal bank berupa ROA dan stabilitas terbukti memberikan dampak positif yang signifikan, sedangkan rasio BOPO berkorelasi negatif. Di sisi lain, dari perspektif makroekonomi, inflasi memiliki dampak negatif terhadap produktivitas, sementara variabel GDP dan nilai tukar tidak menunjukkan pengaruh yang lemah.Implikasi – Implikasi dari penelitian ini yaitu perlunya kebijakan yang strategis untuk mendorong dan memacu digitalisasi perbankan di negara ASEAN. Orisinalitas – Penelitian ini memberikan kontribusi empiris baru dengan mengungkap bahwa industri perbankan ASEAN mengalami stagnasi teknologi meskipun efisiensi operasionalnya meningkat.
Institutional Quality, Financial Stability, and FDI Dynamics in Asia Diana Wijayanti; Rindang Nuri Isnaini Nugrohowati
Economics Development Analysis Journal Vol. 14 No. 3 (2025): Economics Development Analysis Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/edaj.v14i3.34839

Abstract

This study aims to analyze how institutional quality and financial stability influence foreign direct investment (FDI) in Asian countries, examining differences across country income groups. This study utilizes data from 39 Asian countries spanning the years 2013 to 2021. The analytical tool used is the Generalized Method of Moments (GMM), consisting of first-difference GMM and system GMM. Furthermore, this study uses principal component analysis (PCA) to calculate composite variables related to the institutional quality index. The results show that institutional quality and financial stability have a positive overall impact on FDI in Asian countries. However, the impact varies depending on the country's level of income. Institutional quality has a more significant impact in high-income countries, while in lower-middle-income countries, economic growth is the primary determinant of FDI. These findings emphasize the importance of improving governance and financial stability in attracting foreign investment. Governments, particularly in lower-middle-income countries, need to strengthen law enforcement, reduce corruption, maintain political stability, and create regulations that support an investment climate to make it more attractive to foreign investors
The Effect of Zakat Institution System and Government Support on Intention to Pay Zakat: Knowledge as A Moderating Variable Sudarsono, Heri; Nugrohowati, Rindang Nuri Isnaini; Tumewang, Yunice Karina
EQUILIBRIUM Vol 9, No 2 (2021): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v9i2.11605

Abstract

This study aims to determine the effect of attitudes, subjective norms, zakat institution system and government support in influencing the interest of the government and private officers to pay zakat. This study also aims to determine the extent of muzakki’s knowledge of zakat in improving attitudes, subjective norms, zakat institutional systems and government support in the interest of the government and private officers to pay zakat. Respondents in this study are 402 respondents consisting of 154 government officers and 248 private officers who live in 6 big cities in Java, such as Jakarta, Serang, Bandung, Semarang, Yogyakarta and Surabaya. This research uses the Partial-Least-Square Structural Equation Modeling (PLS-SEM) analysis technique with the Theory of Reasoned Action (TRA) model. The finding reveals that attitudes, subjective norms, zakat institutional system, and government support affect the government and private officers' interest in paying zakat. Meanwhile, knowledge as a moderating variable does not strengthen the influence of attitudes, zakat institutional systems and government support. Still, it reinforces the subjective norms of government and private officers in influencing intention to pay zakat. BAZNAS can collaborate with educational institutions, professional institutions, community institutions and utilize social networks to increase public knowledge about zakat. Hence, knowledge about zakat supports subjective norms and attitudes, zakat institutional system, and government support.
Monetary policy, institutional quality, and bank profitability in ASEAN: A pre-pandemic structural analysis Nugrohowati, Rindang Nuri Isnaini; Ash Shidiqie, Jannahar Saddam
Jurnal Kebijakan Ekonomi dan Keuangan Volume 5 Issue 1, Juni 2026
Publisher : Jurusan Ilmu Ekonomi, Fakultas Bisnis dan Ekonomika, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JKEK.vol5.iss1.art17

Abstract

Purpose – This study aims to measure the influence of monetary policy and institutional quality on bank profitability in ASEAN.Methods – This study uses data from 98 banks spread across 9 ASEAN countries during the 2011-2019. This period includes an important phase in the history of modern banking and monetary policy. The analysis method used is the System Generalized Method of Moments (GMM) two-step model.Findings – The results of the study show that quantity-based monetary policy has a positive impact on bank profitability. In contrast, price-based monetary policy has a negative but not significant impact. Another interesting finding is that institutional quality has a significant negative effect on bank profitability. This indicates an institutional efficiency trade-off in ASEAN countries. The control variable from the bank's internal conditions showed that NIM and bank size of the bank had a significant positive effect, whereas BOPO had a significant negative effect on profitability. On the other hand, macroeconomic variables show that inflation has a negative effect, but GDP growth has not contributed significantly to profitability in ASEAN banksImplications – This research has implications for two aspects: strengthening the transmission of monetary policy through liquidity channels and the importance of maintaining institutional quality reforms in ASEAN countries.Originality – This study provides an empirical contribution by revealing that monetary policy and institutional quality contribute to determining bank profitability. AbstrakTujuan – Studi ini bertujuan untuk mengukur pengaruh kebijakan moneter dan kualitas institusional terhadap profitabilitas bank di ASEAN.Metode – Studi ini menggunakan data dari 98 bank yang tersebar di 9 negara ASEAN selama periode 2011-2019. Periode ini mencakup fase penting dalam sejarah perbankan modern dan kebijakan moneter. Metode analisis yang digunakan adalah model dua langkah Generalized Method of Moments (GMM).Temuan – Hasil studi menunjukkan bahwa kebijakan moneter berbasis kuantitas berdampak positif terhadap profitabilitas bank. Sebaliknya, kebijakan moneter berbasis harga memiliki dampak negatif tetapi tidak signifikan. Temuan menarik lainnya adalah bahwa kualitas institusional memiliki pengaruh negatif yang signifikan terhadap profitabilitas bank. Hal ini menunjukkan adanya trade-off efisiensi institusional di negara-negara ASEAN. Variabel kontrol dari kondisi internal bank menunjukkan bahwa NIM dan ukuran bank memiliki pengaruh positif yang signifikan, sedangkan BOPO memiliki pengaruh negatif yang signifikan terhadap profitabilitas. Di sisi lain, variabel makroekonomi menunjukkan bahwa inflasi memiliki efek negatif, tetapi pertumbuhan PDB belum memberikan kontribusi signifikan terhadap profitabilitas bank-bank ASEAN.Implikasi – Penelitian ini memiliki implikasi untuk dua aspek: memperkuat transmisi kebijakan moneter melalui saluran likuiditas dan pentingnya mempertahankan reformasi kualitas kelembagaan di negara-negaraOrisinalitas – Studi ini memberikan kontribusi empiris dengan mengungkapkan bahwa kebijakan moneter dan kualitas kelembagaan berkontribusi dalam menentukan profitabilitas bank
Co-Authors Akhsyim Afandi Ash Shidiqie, Jannahar Saddam Ayuningtyas, Rosida Dwi Diana Wijayanti Faaza Fakhrunnas Fitriyani, Yeny Heri Sudarsono Heri Sudarsono Hidayah, Ikhdah Muharimatul Ikawati, Retty Lidasan, Mussolini Sinsuat Muhammad Hamdan Syafieq bin Ahmad Mustika Noor Mifrahi, Mustika Noor Putri, Widya Nurmilenia Rudatin, Ari Silviana Pebruary Syafrildha Bimo Tumewang, Yunice Karina Yunice Karina Tumewang