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All Journal Economic Journal of Emerging Markets ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Jurnal Pengabdian UNDIKMA Jurnal Kebijakan Ekonomi dan Keuangan
Ash Shidiqie, Jannahar Saddam
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Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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Adoption of halal Korean cosmetics among Muslim students: Insights from Islamic private universities Sudarsono, Heri; Ash Shidiqie, Jannahar Saddam; Ardiami, Kinanthi Putri; Sujono, Rusny Istiqomah; Suciningtias, Siti Aisiyah; Fitriyani, Yeni; Khasanah, Miftakhul; Ikawati, Retty; Rahmi, Asri Noer
Asian Journal of Islamic Management (AJIM) VOLUME 7 ISSUE 1, 2025
Publisher : Faculty of Business & Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/AJIM.vol7.iss1.art1

Abstract

Purpose – This study aimed to analyze the purchase intentions of Muslim students from private Islamic universities in Indonesia toward halal cosmetics in Korea.Methodology – This study involved 287 Muslim students from eight private Islamic universities in Indonesia. Data were analyzed using Structural Equation Modeling (SEM) with Partial Least Squares (PLS) to examine the relationships between the variables.Findings – The results reveal that attitude, brand image, country of origin, and fear of missing out (FOMO) significantly influence purchase intention. Among these, brand image exerts the strongest effect, followed by FOMO, whereas country of origin has a smaller influence. In contrast, halal knowledge and religiosity do not directly affect purchase intention, although they significantly influence attitudes.Implication – These findings underscore the importance of Korean halal cosmetic brands in building strong brand image and fostering positive consumer attitudes. Companies should focus on the perceived product quality, innovation, and alignment with values that are important to Muslim consumers. In addition, the significant role of FOMO suggests the effectiveness of marketing strategies that create urgency and exclusivity.Originality – This research is original in its focus on Korean halal cosmetic purchase intentions among Muslim students from eight Islamic private universities in Indonesia. It contributes to the understanding of how brand image, religiosity, halal knowledge, country of origin, and FOMO shape consumer behavior in the halal cosmetic market.
Faktor yang mempengaruhi penyerapan tenaga kerja perempuan di Indonesia tahun 2015 – 2021 Hidayat, Hafizh; Ash Shidiqie, Jannahar Saddam
Jurnal Kebijakan Ekonomi dan Keuangan Volume 2 Issue 2, Desember 2023
Publisher : Jurusan Ilmu Ekonomi, Fakultas Bisnis dan Ekonomika, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JKEK.vol2.iss2.art13

Abstract

Purpose – This paper aims to analyze the factors that influence the absorption of Indonesian female labor in 2015-2021.Methods – This study uses panel data analysis for 2015-2020 period in 34 provinces in Indonesia. Findings – The research results show that the Information Communication Technology Development Index (IP-TIK), Provincial Minimum Wage (UMP) and Gross Regional Domestic Product (GRDP) variables have a positive and significant effect on the absorption of Indonesian women's labor force 2015-2021.Implication – The government should increase understanding of digital literacy among the community, especially women, access to ICT infrastructure evenly across all regions to help women to access work opportunities involving ICT; regularly evaluate and review the UMP to ensure that minimum wage levels reflect a reasonable cost of living, including the basic needs of women and their families, ensuring that applicable salary policies do not discriminate against women and men; encourage diversification of economic sectors by providing support to sectors that have the potential to create jobs for women.Originality – This research contributes to analyzing the factors that influence the absorption of female labor in Indonesia. AbstrakTujuan – Penelitian ini bertujuan untuk menganalisis faktor yang mempengaruhi penyerapan tenaga kerja perempuan Indonesia tahun 2015-2021.Metode – Penelitian ini menggunakan analisis data panel periode 2015-2020 di 34 provinsi di Indonesia.Temuan – Hasil penelitian menunjukkan bahwa variabel Indeks Pembangunan Teknologi Informasi Komunikasi (IP-TIK), Upah Minimum Provinsi (UMP) dan Produk Domestik Regional Bruto (PDRB) berpengaruh positif dan signifikan terhadap penyerapan tenaga kerja perempuan Indonesia 2015-2021.Implikasi – Pemerintah sebaiknya meningkatkan pemahaman tentang literasi digital di kalangan masyarakat, terutama perempuan, akses ke infrastruktur TIK merata di seluruh wilayah untuk membantu perempuan untuk mengakses peluang kerja yang melibatkan TIK; secara berkala mengevaluasi dan meninjau UMP untuk memastikan bahwa tingkat upah minimum mencerminkan biaya hidup yang wajar, termasuk kebutuhan dasar perempuan dan keluarga mereka, memastikan bahwa kebijakan gaji yang berlaku tidak mendiskriminasi perempuan dan laki-laki; mendorong diversifikasi sektor ekonomi dengan memberikan dukungan kepada sektor-sektor yang memiliki potensi untuk menciptakan lapangan kerja bagi perempuan.Orisinalitas – Penelitian ini berkontribusi dalam menganalisis faktor yang mempengaruhi penyerapan tenaga kerja perempuan di Indonesia.
Determinan risiko kredit Bank Islam: Analisis lintas negara Ash Shidiqie, Jannahar Saddam; Pebruary, Silviana; Nugrohowati, Rindang Nuri Isnaini
Jurnal Kebijakan Ekonomi dan Keuangan Volume 3 Issue 1, Juni 2024
Publisher : Jurusan Ilmu Ekonomi, Fakultas Bisnis dan Ekonomika, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JKEK.vol3.iss1.art5

Abstract

Purpose – This study aims to analyze the influence of bank-specific and macroeconomic factors on credit risk in Islamic banking Methods – The research method used is panel data analysis using Islamic banking data in 10 countries with the largest Islamic financial performance from the first quarter of 2014 to the second quarter of 2023. This study uses three credit risk measurement indicators, namely NPF, COVNPF, and COVTOT. Findings – The results of the study show that bank-specific variables such as total assets, CAR, ROE, BOPO, and Zscore affect the credit risk of Islamic banks. Meanwhile, macroeconomic conditions show that high inflation rates reduce credit risk, but on the other hand, exchange rate depreciation will worsen bad debts in Islamic banks. Implications - The policy implications of this study are that the government needs to control macroeconomic variables and ensure banking health through appropriate and effective regulation and supervision. Originality – This study contributes to analyzing the determinants of credit risk in Islamic banks using three credit risk indicators Abstrak Tujuan – Penelitian ini bertujuan untuk menganalisis pengaruh variable internal bank dan variable makroekonomi terhadap risiko kredit di perbankan Islam Metode – Metode penelitian yang digunakan yaitu analisis data panel dengan menggunakan data perbankan Islam di 10 negara dengan kinerja keuangan Islam terbesar dari kuartal satu tahun 2014 hingga kuartal kedua tahun 2023. Penelitian ini menggunakan tiga indikator pengukuran risiko kredit yaitu NPF, COVNPF, COVTOT. Tumuan – Hasil penelitian menunjukkan bahwa variable internal bank seperti Total asset, CAR, ROE, BOPO dan Zscore mempengaruhi risiko kredit bank Islam. Sementara itu dari kondisi makroekonomi menunjukkan bahwa tingginya tingkat inflasi justru menurunkan risiko kredit namun disisi lain depresiasi nilai tukar akan memperburuk kredi macet di bank Islam. Implikasi – Implikasi kebijakan dari penelitian ini yaitu pemerintah perlu mengendalikan variable makroekonomi dan memastikan kesehatan perbankan melalui regulasi dan pengawasan tepat dan yang efektif. Orisinalitas – Penelitian ini berkontribusi dalam menganalisis determinan risiko kredit di bank Islam menggunakan tiga indikator risiko kredit.
Optimization of Organic Waste Management with a Circular Economy Approach : The Case of Food Recycling in Bantul Regency, Indonesia Hamdani, Rizki; Ash Shidiqie, Jannahar Saddam; Priyadi, Unggul; Dinurri’anah, Umi; Adli, Akmal Inan Hafidh
Jurnal Pengabdian UNDIKMA Vol. 6 No. 2 (2025): May
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v6i2.14238

Abstract

The purpose of this community service activity is to encourage and increase community empowerment in managing waste, increase community income, and open up employment opportunities in the Griya Cendekia YBW UII Fostered Village, Bantul, DIY. In this community service activity, a circular economy approach is applied by empowering the community. This program involves 25 participants through maggot cultivation training and organic waste management to produce eco-enzyme products. The methods used include stages of socialization, training, and technical assistance. The results of the community service show that this activity improves the community's ability to manage organic waste productively, producing products such as laundry soap, facial soap, and hand sanitizer. This activity concludes that organic waste management through maggot cultivation and eco-enzyme production not only supports environmental sustainability but also creates new economic opportunities for the community.
Impact of financial inclusion and institutional quality on banking stability: Lessons from the Asia region Nugrohowati, Rindang Nuri Isnaini; Ash Shidiqie, Jannahar Saddam
Economic Journal of Emerging Markets Volume 17 Issue 1, 2025
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.vol17.iss1.art2

Abstract

Purpose — This study examines the effects of financial inclusion and institutional quality on bank stability. It first examines the effects of banking on the whole Asian region and then the region according to income categories.Method — We use aggregate data from 2013 to 2021 to investigate banking stability in 39 Asian countries and apply the generalized method of Moments (GMM), specifically the first difference GMM and system GMM. In addition, this research uses Principal Component Analysis (PCA) to measure the composite variables of the financial inclusion index and institutional quality index. Findings — The findings demonstrate that overall financial inclusion has a favourable effect on Asian nations' banking systems. However, an examination based on income categories reveals some intriguing results: financial inclusion improves bank stability in lower- and upper-middle-income countries but does not affect high-income countries. In lower-middle-income countries, institutional quality has a detrimental effect on bank stability; in upper-middle-income and high-income countries, it has no effect.Implications — The availability of financial services to households and small and medium-sized enterprises (SMEs) significantly impacts the stability of Asian banks. Several policy recommendations are feasible to implement, including the need for collaboration between banks and the government to broaden banking services to all communities, particularly in lower-middle-income nations.Originality — Analyzing the differences in the impact of institutional quality and financial inclusion variables on banking stability in Asian countries according to income categories.
Exploring online infaq intentions of young Muslim Ikawati, Retty; Afriadi, Fiqih; Fitriyani, Yeny; Ash Shidiqie, Jannahar Saddam; Lidasan, Mussolini Sinsuat
Asian Journal of Islamic Management (AJIM) VOLUME 6 ISSUE 1, 2024
Publisher : Faculty of Business & Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/AJIM.vol6.iss1.art2

Abstract

Purpose – This study aims to analyze the intention of the young Muslim generation in paying infaq using online platforms. Methodology – The respondents in this study were 320 young Muslims who had previously made infaq payments through online platforms. The research framework applied was an extended unified theory of acceptance and use of technology (UTAUT) model to predict the intention to use new technology. Structural equation modeling (SEM) techniques to assess the validity, reliability, and relationships between various latent variables.Findings – The results of the data analysis show that performance expectations, social influence, infaq literacy, and habits have a significant influence on the intention to pay infaq through online platforms. In addition, habits and intention to pay donations online also influence usage behavior in paying donations via online platforms. Implications – Based on these findings, it is recommended that the Amil Zakat Infaq and Sedekah Agency (BAZNAS) collaborate with profit-oriented and non-profit social organizations in Indonesia. This collaboration is expected to improve online infaq services and expand the reach of community participation, in line with the increasing intention in and habit of using online platforms to pay infaq.Originality – This study uniquely focuses on the young Muslim generation's behavior in using online platforms for infaq, an area not extensively explored in previous research. By employing Structural Equation Modeling (SEM), it offers a comprehensive analysis of both direct and indirect effects, providing actionable insights for enhancing online donation platforms.
Co-Authors Adli, Akmal Inan Hafidh Afriadi, Fiqih Ardiami, Kinanthi Putri Dinurri’anah, Umi Dinurri’anah, Umi Fitriyani, Yeni Fitriyani, Yeny Hamdani, Rizki Heri Sudarsono Hidayat, Hafizh Ikawati, Retty Lidasan, Mussolini Sinsuat Miftakhul Khasanah Nugrohowati, Rindang Nuri Isnaini Rahmi, Asri Noer Rusny Istiqomah Sujono Silviana Pebruary Siti Aisiyah Suciningtias Unggul Priyadi