Ivana Rosediana Dewi
Departemen Ekonomi Syariah - Fakultas Ekonomi Dan Bisnis - Universitas Airlangga

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THE EFFICIENCY OF ASEAN SHARIA BANKS FOR THE 2013-2013 PERIOD: TWO-STAGE STOCHASTIC FRONTIER ANALYSIS Ivana Rosediana Dewi; Bayu Arie Fianto
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 3 (2020): Maret-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20203pp585-601

Abstract

This study aims to determine the influences of internal and external variables of Islamic banks towards technical efficiency (TE)of Islamic banks in ASEAN 2013-2018. The data represented the sample from each country. The study was analyzed using two-step processes. The first stage is looking for technical efficiency (TE) with the Stochastic Frontier Analysis (SFA) as an intermediation approach. The second stage is conducting panel data regression analysis to determine the influence of internal and external variables of Islamic banks towards TE score. The result of the study indicates that the average TE value of Islamic banks in ASEAN at the periods of the study has very good efficiency of 0.92 (92.8 percent). Respectively, Islamic banks in Indonesia have TE score higher than Malaysia. Meanwhile, Islamic banks in Brunei Darussalam have the highest TE score, followed by Islamic banks in Thailand and the Philippines. The variable of total assets (lnTA), Degree of Capitalization (EQTA), and Bank's Financing Intensity (FINTA) have a positive and significant effect on the value of TE and the variable of economic growth (GDP) and inflation rate (CPI) have no effect on TE of sharia banks.Keywords: Technical Efficiency, Islamic Bank, ASEAN, Stochastic Frontier AnalysisREFFERENCE Abdul-majid, A. M., Saal, D. S., Battisti, G., Journal, S., August, N., & Saal, M. A. D. S. (2016). Efficiency in Islamic and conventional banking : an international comparison efficiency in Islamic and conventional banking : an international comparison, 34(1), 25–43.Aigner, D., Lovell, C. A. K., & Schmidt, P. (1977). Formulation and estimation of stochastic frontier production function models. Journal of Econometrics, 6(1), 21–37. Al-Gasaymeh, A. (2016). Bank efficiency determinant: Evidence from the gulf cooperation council countries. Research in International Business and Finance, 38, 214–223. Alqahtani, F., Mayes, D. 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Muslim Consumer Behavior Towards Halal Industry 4.0: Attitudes And Perceived Risk Anifatul Hanim; Ivana Rosediana Dewi; Nanik Istiyani
UNEJ e-Proceeding 2021: International Conference on Management, Business, and Technology (ICOMBEST) 2021
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of industry 4.0 today requires the entire business industry to adapt to changes in technology and science, including the halal industry, namely by digitizing the halal industry and Muslim consumers. It is necessary to study how Muslim behavior in the decision to purchase a halal product in order to optimize the halal industry. Muslim consumers implement Islamic values and principles in consumption behavior so that they have different characteristics from consumer behavior in conventional theory. Muslim consumers are influenced by internal and external factors in making purchasing decisions for halal products, including subjective norms, perceived behavioral control, self-identity, halal awareness, religiosity, purchasing decision strategies, online consumer behavior consisting of perceived risk, technology acceptance. and online trusts. The purpose of reviewing the theory of Muslim consumer behavior is to be able to optimize the development of the halal industry by recognizing the behavior of Muslim consumers as the target market for the Muslim industry so that they can compete and develop halal products according to the needs and demands of Muslim consumers in the industrial era 4.0. Keywords: Industry 4.0, Halal Industry, Muslim Consumer Behavior, Purchasing Decisions
Determinan Niat untuk Berpartisipasi dalam Wakaf Energi Istiqlal Marwah Eugenia Cascarella; Ivana Rosediana Dewi;  Sulistya Rusgianto
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (634.778 KB) | DOI: 10.47467/alkharaj.v5i5.3469

Abstract

This study aims to identify the factors that influence the intention to participate in the Istiqlal energy waqf. This study examines the effect of knowledge, and environmental concern on attitude in Istiqlal energy waqf participation. In addition, it examines the effect of the variables in the Theory Planned Behavior on the intention to participate in the Istiqlal energy waqf. The analytical technique used is the Structural Equation Model (SEM) which is operated with AMOS 23 software. The respondents in this study were 200 people representing gen Y and gen Z Muslims in Indonesia aged 18-40 years. The results showed that environmental concern had an effect on attitude and perceived behavioral control had an effect on the intention to participate in Istiqlal energy waqf. Meanwhile, knowledge has no effect on attitude. Attitude and subjective norms were also found to have no effect on the intention to participate in the Istiqlal energy waqf.