Article Per Year (5 Year)
p-Index From 2020 - 2025
0
P-Index
This Author published in this journals
All Journal Journal of Economics, Business, & Accountancy Ventura Journal of Business & Banking JPM17: Jurnal Pengabdian Masyarakat
Rr. Iramani
STIE Perbanas Surabaya
Arts Humanities Economics, Econometrics & Finance Social Sciences

Published : 7 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 7 Documents
Search

 1 
The role of board of commissioners and transparency in improving bank operational efficiency and profitability Lutfi Lutfi; Meliza Silvy; Rr. Iramani
Journal of Economics, Business, & Accountancy Ventura Vol 17, No 1 (2014): April 2014
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jebav.v17i1.268

Abstract

Good corporate governance is a critical aspect in banking industries because the larg- est part of the source of funds is from public. Two of the important aspects of good corporate governance are the role of the board of commissioners and transparency. This study aimed to assess the effect of the implementation of good governance, which is proxied by the role of the board of commissioners and transparency of financial and non-financial condition, toward the operational efficiency and profitability of the na- tional commercial banks in Indonesia. This study uses data of thirty six banks for five years, from 2008 to 2012. Random effect panel data technique is used to analyze the data since this technique can increase the power of statistical analysis. The results shows that in terms of efficiency only board that functions well capable of improving the operational efficiency of the banks. As for profitability, both good board of commis- sioners and public transparency are capable of increasing the bank operational profit- ability in Indonesia.
STUDI EXPERIENCED REGRET, RISK TOLERANCE, OVERCONFIDANCE DAN RISK PERCEPTION PADA PENGAMBILAN KEPUTUSAN INVESTASI Dewi Ayu Wulandari; Rr. Iramani
Journal of Business & Banking Vol 4, No 1 (2014): Mei 2014
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v4i1.293

Abstract

Nowadays Investors often make investment decision irrationally. The decision is often based on their judgment that is far away from rational assumption. When investors face risky situation, there are some objectivities, emotions, and other psychological factors that usually effecttheir decision making. This purpose of study is to examine the effect of experienced regret, risk tolerance, overconfidence and risk perception on investment decision making among lecturers in economics studies in Surabaya. Sample of this study is the lecturers of the economics studies in Universities in Surabaya who are also the investors. This study usedpurposive, convenience and snow-ball sampling method. There are 72 respondents taken from questionnaire by survey method. To test hypotheses, this study employs descriptive analysis and multiple regression analysis. Moreover, by performing multiple regression analysis, this study found that only risk tolerance and risk perception have significant effect on investment decision making, but experienced regret, and overconfidence do not.
PENGARUH OVERCONFIDENCE, EXPERIENCE, EMOTION TERHADAP RISK PERCEPTION DAN RISK ATTITUDE PADA INVESTOR PASAR MODAL DI SURABAYA Nadia Kartika; Rr. Iramani
Journal of Business & Banking Vol 3, No 2 (2013): November 2013
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v3i2.235

Abstract

There are some factors which are assumed to have effect on risk perception and risk attitude. This aims study to explain the effect of internal factors on risk perception and risk attitude. The internal factors in this study consist of overconfidence, experience and emotion. The sample was selected from the investors in Surabaya who invested in capital market. The data were collected by means of questionnaires. The questionnaires of surevy respionses weresidtributed to 104 investors in the capital markets of Surabaya. The analysis was done by using Generalized Structured Component Analysis (GSCA) to test hypotheses. The result show that internal factors have no significant effect on risk perception and risk attitude, and neither does risk perception on risk attitude.
Pengaruh corporate social responsibility pada kinerja keuangan perusahaan pertambangan Putri Asiza Agustien Aulia Rahmah; Rr. Iramani
Journal of Business & Banking Vol 5, No 2 (2015): November 2015 - April 2016
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v5i2.703

Abstract

The business people and their behavior need to understand their companies’ demand in the environment. They should also think about the whole stakeholders for manag-ing their business. Businessmen need to understand when a company operating there is a responsibility for stakeholder. In this research stakeholder are employees, suppliers, government, and environmental. The purpose of this research was to ex-amine the effects of Corporate Social Responsibility (CSR) toward the financial per-formance of a mining company in term of Return on Assets and Asset Turn Over. The analysis technique is using Multiple Regression Analysis (MRA). The result of this research shows that Corporate Social Responsibility affects Return on Asset and Asset Turn Over on a mining company. For that reason, business people should also pay attention to this factor in their business.
STUDI MANFAAT YANG DICARI NASABAH UMKM DAN PENGARUHNYA TERHADAP KEPUASAN PADA LAYANAN KREDIT BANK KONVENSIAL Anissa Sukmaputri; Rr. Iramani
Journal of Business & Banking Vol 3, No 2 (2013): November 2013
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v3i2.240

Abstract

This research tries to review the factors determining the benefit expected by Micro, Small and Medium enterprise bank customers. It also reviews the effect of benefit expected on satisfaction of credit services given by conventional banks. Besides, this study compares some factors expectedbetween micro, small and medium enterprise bank customers. It is based on theory relationship of relational benefit and satisfaction. With the sample of 150 conventional bank customers of Micro, Small and Medium enterprise in Surabaya and cities surround, analysis is done. This analysis is conducted by descriptive analysis, factor, and multiple regressions using SPSS 18. Relational benefits are expected by micro enterprise is that the customer intimacy to contact personnel, and trust over quality, both factors are influencing satisfaction. For small enterprises, relational benefits expected are that customer intimacy to contact personnel and also conformity of services and priority. From these three factors, factors influencing satisfaction is conformity of services and priority. While for medium enterprises relational benefits expected is customer intimacy to contact personnel, additional services and conformity of services. From these three factors, factors influencing satisfaction is additional services and conformity of services.
STUDI FINANCIAL MANAGEMENT BEHAVIOR PADA MASYARAKAT SURABAYA Naila Al Kholilah; Rr. Iramani
Journal of Business & Banking Vol 3, No 1 (2013): Mei 2013
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v3i1.255

Abstract

The financial management behavior has become prevailing issue nowadays. This is due to the societys behavior of consumptions in Indonesia, and especially in Surabaya city. This study aims to examine the relationship between Locus of Control, Financial Knowledge, and Income on Financial Management Behavior. The sample consists of 104 respondents, in Su- rabaya in which they were taken by means of Purposive Sampling. The characteristic of re- spondents such as they live in Surabaya, labor force, and they have income equal to Rp 1.500.000. Using Structural Equation Modeling on AMOS, this research found that no direct effect on Financial Management Behavior by Financial knowledge and Income. Locus of Control is positively related to Financial Management Behavior, and Locus of Control medi- ates the effect of Financial Knowledge on Financial Management Behavior.
Dampak Pelatihan dan Pendampingan Manajemen Usaha Terhadap Kinerja Pada Kelompok Usaha Camilan Khas Gresik Rr. Iramani; Tatik Suryani; Mochamad Nurhadi
JPM17: Jurnal Pengabdian Masyarakat Vol 4 No 2 (2019)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30996/jpm17.v4i2.1841

Abstract

Tujuan dari pengabdian masyarakat ini adalah untuk meningkatkan pengetahuan serta ketrampilan pengelola camilan khas Gresik.Pelatihan yang diberikan meliputi penentuan harga pokok produk, SOP pembuatan dan pengemasan produk serta pemasaran. Metode yang digunakan adalah pelatihan dan pendampingan. Target peserta dari kegiatan ini adalah rumah tangga penghasil camilan khas Gresik pada sentra opak jepit berlokasi di desa Kedung Rukem. Hasilyang diperoleh dari kegiatan pengabdian masyarakat ini adalah meningkatnya pengetahuan dan ketrampilan pengelola opak jepit yang pada akhirnya berdampak pada peningkatan kinerja usaha opak jepit. 
Co-Authors Anissa Sukmaputri Dewi Ayu Wulandari Lutfi Lutfi Meliza Silvy Mochamad Nurhadi Nadia Kartika Naila Al Kholilah Putri Asiza Agustien Aulia Rahmah Tatik Suryani