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All Journal Krisna: Kumpulan Riset Akuntansi Jurnal Riset Akuntansi dan Bisnis JURNAL ILMIAH MANAJEMEN & BISNIS HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Jurnal SOLMA Maneggio: Jurnal Ilmiah Magister Manajemen JURNAL MUTIARA AKUNTANSI International Journal of Business Economics (IJBE) Jurnal Akuntansi dan Keuangan Kontemporer (JAKK) IIJSE
Maya Sari
Universitas Muhammadiyah Sumatera Utara
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Journal : IIJSE

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Islamic Green Banking At Bank Pembangunan Daerah In Indonesia Rahmayati Rahmayati; Siti Mujiatun; Maya Sari
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economic: January, 2022
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1850

Abstract

This research aims to prove the concept of Islamic Green Banking in the banking system in Indonesia, precisely at the Bank Pembangunan Daerah (BPD) bank and to proves that CSR, Green Accounting, Growth Financing, NPF, Liability on Green Banking have a simultaneous and partial test effect on Green Banking. The research method used is descriptive quantitative, using secondary data from the bank's Annual Report from 2015-2020 at PT. BPD Aceh Syariah, PT. BPD Sumatera Utara, PT. BPD Jambi, PT. BPD. Nagari, PT. BPD. Riau and Kepulauan Riau, PT. BPD Sumatera Selatan and Bangka Belitung. The results of the study prove that the Corporate Social Responsibility (CSR), Growth Financing, Green Accounting, NPF variable have an effect on Green Banking except for Liability variable which shown negative result on Green Banking and this study is that the application of Green Banking is a pattern that can be implemented by the BPD through digitizing online services.
Analysis of Factors Affecting the Financial Performance of MSMEs Businesses in Buntu Bedimbar Village, Sub-District Tanjung Morawa Aji Fadillah Saragih; Maya Sari
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3950

Abstract

This study aims to determine the effect of MSME business financial performance on MSME business actors. The type of research used in this research is hypothesis testing. The sample in this study were MSME players in Buntu Bedimbar Village, Tanjung Morawa District. At this time, many MSMEs in the area are declining, both in terms of numbers and income, so for that, the researchers made observations and decided to take several variables that allegedly could affect the business performance of MSMEs in the area. The data collection technique used a questionnaire with 171 respondents. Validity and reliability tests were carried out on respondents who had the same characteristics as the research subjects. The analysis method used in this research is the 1-5 linear scale analysis method. The results showed that the business capital variable had a positive and significant influence on the financial performance of Buntu Bedimbar Village MSME businesses. The business duration variable has no influence and is significant on the financial performance of Buntu Bedimbar Village MSME businesses, the financing variable has an influence and is significant on the financial performance of Buntu Bedimbar Village MSME businesses, the Islamic financial literacy variable has an influence and is significant on the financial performance of Buntu Bedimbar Village MSME businesses. Together, capital, financing, and Islamic financial literacy have a positive and significant influence on the financial performance of Buntu Bedimbar Village MSME businesses, while the length of business does not have any influence on the financial performance of Buntu Bedimbar Village MSME businesses.
The Effect of Entrepreneurship Mentoring on Increasing Income at Laznas IZI North Sumatra Muhammad Rizky Ramadhan; Maya Sari
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

This research is entitled "The Effect of Entrepreneurial Assistance on Increasing Income at LAZNAS IZI North Sumatra". The purpose of this study is to find out and analyze the extent to which the entrepreneurial assistance provided by LAZNAS IZI North Sumatra has an effect on increasing the mustahik income of productive zakat program recipients. The approach used in this study is a quantitative approach with a type of causal associative research. The research population amounted to 60 mustahik recipients of the entrepreneurship assistance program, and the entire population was used as a sample with saturated sampling techniques. Data were collected through a closed-ended questionnaire and analyzed using simple linear regression with the help of the SPSS program version 26.0. This study fills the gap that empirical studies on the effectiveness of the quality of entrepreneurial assistance in productive zakat programs in Indonesia are still limited, especially in the context of measuring the direct economic impact on mustahik. The findings of this study also contribute to the Islamic social finance literature by strengthening the evidence that mentoring is an important instrument in the modern zakat empowerment model. The results of the study show that entrepreneurial assistance has a positive and significant effect on increasing mustahik income. The value of the regression coefficient is 0.587, and the significance level is 0.000 (< 0.05) indicating that any increase in entrepreneurial assistance will increase mustahik income significantly. A determination coefficient value (R²) of 0.466 indicates that 46.6% of the variation in income increase is explained by the entrepreneurial assistance variable, while the remaining 53.4% is influenced by other factors outside the research model. These findings strengthen the view that a planned and sustainable mentoring program is able to form economic independence and improve the welfare of productive zakat beneficiaries.
Co-Authors Ade Febriani Aji Fadillah Saragih Andriyani Andriyani Asmaul Husna Aulia Rahman Harahap Irfan Irfan Irfan, Irfan Jufrizen Muhammad Andi Prayogi Muhammad Rizky Ramadhan Nadia Ika Purnama Nancy Mayriski Siregar Radiman Radiman Rahmayati Rahmayati Sarwo Edi Siregar, Ratih Anggraini Siti Mujiatun Vera Handayani Widia Astuty