Article Per Year (5 Year)
p-Index From 2021 - 2026
3.655
P-Index
This Author published in this journals
All Journal Jurnal Ilmiah Wahana Akuntansi IMPROVEMENT: Jurnal Ilmiah untuk peningkatan mutu manajemen pendidikan Jurnal Akuntansi dan Keuangan JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Transekonomika : Akuntansi, Bisnis dan Keuangan Profit: Jurnal Manajemen, Bisnis dan Akuntansi Jurnal Indonesia Sosial Sains Jurnal Akuntansi, Perpajakan dan Auditing JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Ekopedia: Jurnal Ilmiah Ekonomi Jejak digital: Jurnal Ilmiah Multidisiplin IJEMA Journal of Business Innovation and Accounting Research Optimal: Jurnal Ekonomi dan Manajemen
Diah Armeliza
Unknown Affiliation
Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Environmental Science Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Neuroscience Physics Public Health Social Sciences Other

Published : 31 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 31 Documents
Search

 1   2   3   4 
Pengaruh Pengetahuan Keuangan, Locus of Control, dan Kepribadian terhadap Perilaku Pengelolaan Keuangan Pelaku UMKM Sektor Kuliner di Jakarta Utara Rayhan Suryoputro; Diah Armeliza; Gentiga Muhammad Zairin
OPTIMAL Jurnal Ekonomi dan Manajemen Vol. 6 No. 3 (2026): September: OPTIMAL: Jurnal Ekonomi dan Manajemen
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/optimal.v6i3.12842

Abstract

This research is driven by the ongoing issues of inadequate discipline and inefficiencies in financial record-keeping, along with poor cash flow management faced by a majority of Micro, Small, and Medium Enterprises (MSMEs). These challenges can severely hinder their ability to operate effectively amid changing market conditions and fluctuations in basic commodity prices. This study aims to analyze the effect of financial knowledge, locus of control, and personality on financial management behavior among culinary MSME owners in North Jakarta. A quantitative approach was employed using a rule-of-thumb sampling technique, collecting data through questionnaires from 102 culinary MSME respondents in the region. The data analysis technique utilized Structural Equation Modeling based on Partial Least Squares (SEM-PLS). The results indicate that financial knowledge has a positive and significant effect on financial management behavior, locus of control has a positive and significant effect on financial management behavior, while personality has a negative and significant effect on financial management behavior. These findings indicate that the integration of financial literacy, internal control orientation, and personality stability constitutes a crucial determinant in shaping adaptive and measurable financial management behavior among business owners. This study carries significant implications for the development of behavioral accounting literature and serves as a valuable reference for government institutions in formulating educational and financial management assistance programs for MSMEs.
Co-Authors Absyirni Ari Gayo Achmad Fauzi Ade Karimah Adina Putri Annisa Alfiani Aqilah Hanifah Arbi Sukma Jaya Ati Sumiati Aurellia Bianda Sandri Cahyo Alfianto Charity Anggraeni CHOIRUL ANWAR Deva Ayu Pradani Dwi Handarini Dwi Kismayanti Respati Etty Gurendraw Etty Gurendrawati Fahmy Fauzan Shiddieq Fakhri Salman Alparisi Farah Azrabella Athalya Gentiga Muhammad Zairin Heru Dwiyanto Ika Fitriyanti Indah Muliasari Indra Pahala Istiasmidiati Wardiningrum M. Farian Thaib I. Muhammad Jeasen Allan Budy Kusuma Muhammad Rizqi Ramadhan Musyaffi, Ayatulloh Michael Nasution, Hafifah Neti Karnati Nuramalia Hasanah Pirnando Pirnando Putri Nabila Enov Raphita Bornok Yuliarta Pakpahan Ratna Anggraini Rayhan Suryoputro Rida Prihatni Sabrina Nurhaliza Safira Aura Cahyani Septi Nurmalita Siti Halimatu Zahro Siti Nurchaliza Sustresia Sihombing Syarafina Wahyudianti Taufik, Wage Muhammad Tresno Eka Jaya Unggul Purwohedi Vanesa Amalia Duati Zakaria, Adam