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All Journal Jurnal Manajemen dan Bisnis (Performa) Journal of Innovation in Business and Economics Kajian Akuntansi Bina Ekonomi: Majalah Ilmiah Fakultas Ekonomi Universitas Katolik Parahyangan Jurnal Riset Ilmu Ekonomi dan Bisnis Bandung Conference Series: Economics Studies International Journal of Entrepreneurship and Sustainability Studies Kajian Akuntansi Jurnal Penelitian Pendidikan Indonesia

Nurfahmiyati Nurfahmiyati

Bandung Islamic University

Author-ID : 3243910

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences Other

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The Effect of Islamic Work Ethics Indicators on Employees Performance Study at BPRS AR nurfahmiyati nurfahmiyati; Allya Roosallyn Assyofa; Sri Iswati; Zainuddin Maliki
Jurnal Manajemen Bisnis Performa Vol 18, No 1 (2021)
Publisher : Universitas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/performa.v18i1.6086

ABSTRAKPenelitian ini dilakukan untuk mengetahui pengaruh indikator Etika Kerja Islami terhadap Kinerja Karyawan di BPRS Amanah Rabbaniah. Etos Kerja Islami di BPRS Amanah Rabbaniah disebut “ILMU PADI”, yaitu Integritas (Integrity), Loyalitas (Loyalty), Mandiri (Independent), Unggul (Superior), Profesional (Professional), Amanah (Trust), Disiplin (Discipline) dan Ikhlas (Sincere). Menurut (Robbins, 2006) terdapat enam aspek kinerja individu karyawan yaitu: kualitas, kuantitas, ketepatan waktu, efektivitas, kemandirian dan komitmen kerja. Metode penelitian yang digunakan adalah analisis deskriptif kuantitatif dengan menggunakan software SmartPLS versi 2. Metode Partial Least Square merupakan bagian dari Structural Equation Analysis (SEM). Hasil dari penelitian ini adalah indikator-indikator yang berhubungan dengan Etika Kerja Islami mempunyai pengaruh yang berbeda terhadap indikator lain yang berkaitan dengan Kinerja karyawan. Dari semua indikator yang diteliti, terdapat empat indikator Etika Kerja Islami yang memiliki pengaruh positif dan signifikan terhadap indikator kinerja karyawan, antara lain indikator kedisiplinan terhadap ketepatan waktu, disiplin terhadap kualitas, kemandirian terhadap kualitas, dan profesional terhadap kerjasama.Kata Kunci: Kinerja Karyawan, Etika Kerja Islami ABSTRACTThis study was conducted to determine the effect of Islamic Work Ethics indicators on Employee Performance in BPRS Amanah Rabbaniah. Islamic Work Ethic in BPRS AmanahRabbaniah is called “ILMU PADI”, which is Integritas (Integrity), Loyalitas (Loyalty), Mandiri (Independent), Unggul (Superior), Profesional (Professional), Amanah (Trust), Disiplin (Discipline) and Ikhlas (Sincere). According to Robbins (2006) there are six aspects of employees individual performance namely: quality, quantity, timeliness, effectiveness, independence and work commitment. The research method used is descriptive quantitative analysis, using SmartPLS software version 2. Partial Least Square method is part of structural equation analysis (SEM). The results of this study are indicators related to Islamic Work Ethics have different effects on the other indicators relating to Employee Performance. Of all the indicators studied, there are four indicators of Islamic Work Ethics that have a positive and significant impact on employee performance indicators, including disciplinary indicators to timeliness, discipline to quality, self-reliance to quality, and professional to cooperation.Keywords: Employee Performance, Islamic Work Ethics

FAKTOR PENENTU TINGKAT PENGANGGURAN USIA PRODUKTIF AWAL PADA MASA PANDEMI COVID-19 DI KECAMATAN SUKAJADI Althaf Azhar Rafhi Syahputra; Shafira Syahnaztia; Nurfahmiyati Nurfahmiyati
Bina Ekonomi Vol. 26 No. 1 (2022): Bina Ekonomi: Majalah Ilmiah Fakultas Ekonomi Universitas Katolik Parahyangan
Publisher : Center for Economic Studies Universitas Katolik Parahyangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26593/be.v26i1.5417.50-62

The Ministry of Manpower stated that the Covid-19 pandemic had a significant impact on labor market conditions in Indonesia. This is due to the increasing number of companies terminating their employees. With this, the unemployment rate increased by 7.35%. One of the factors that can affect the high unemployment rate is the high number of job seekers of 89% which is not matched by the number of jobs as many as 15 million that must be provided by the government. The purpose of this study was to determine what factors can determine the high rate of early productive age unemployment in Sukajadi District, Bandung City. The sample of this study were residents of early productive age located in Sukajadi District, Bandung City. The sampling technique used is purposive sampling. The method used is an exploratory quantitative method by performing regression analysis. The results of this study indicate that the variable level of education of early productive age and health level of early productive age have a significant effect on the unemployment rate of early productive age, while the variable of labor force participation rate of early productive age has no effect on unemployment rate of early productive age.

STRATEGI DALAM MENGATASI PENGANGGURAN AKIBAT COVID-19 DI KELURAHAN SUKAGALIH KOTA BANDUNG Mohamad Ibnu Dinar; Nurul Sifa; Nurfahmiyati
Bina Ekonomi Vol. 26 No. 1 (2022): Bina Ekonomi: Majalah Ilmiah Fakultas Ekonomi Universitas Katolik Parahyangan
Publisher : Center for Economic Studies Universitas Katolik Parahyangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26593/be.v26i1.5440.63-75

The problem of unemployment in Sukagalih Village is caused by the many economic sectors that have been affected by the emergence of the COVID-19 pandemic. Unemployment that occurs is caused by several factors, such as the many occurrences of layoffs (Termination of Employment), the PPKM policy (Enforcement of Restrictions on Community Activities) or Work From Home (WFH) rules. The purpose of this study is to determine the condition of unemployment due to COVID-19 and strategies to overcome unemployment. This research is categorized as a field research using qualitative descriptive methods and using primary data and secondary data collected using interview guidelines. In determining the strategy of reducing unemployment, this study uses triangulation techniques to test the validity of the data. There are three main reasons revealed by informants from the community that they have not or are not working, namely the COVID-19 pandemic, age constraints, and having a history of illness. The results of this study indicate that there are special strategies in overcoming the unemployment problem due to COVID-19 in Sukagalih Village, including providing job training and increasing job vacancies.

Pengaruh Capital Adequacy Ratio , Biaya Operasional Pendapatan Operasional dan Net Operational Margin terhadap Financing to Deposit Ratio pada Bank Umum Syariah di Indonesia Tahun 2016-2018 Moch Fajar Suryo Atmojo; Nurfahmiyati
Jurnal Riset Ilmu Ekonomi dan Bisnis Volume 1, No. 1, Juli 2021, Jurnal Riset Ilmu Ekonomi dan Bisnis (JRIEB)
Publisher : UPT Publikasi Ilmiah Unisba

Abstract. Sharia Banking as an economic sub-system certainly will directly or indirectly have an impact on the development and economic growth of a country. Sharia Commercial Bank (BUS) is a bank that conducts business activities based on sharia principles and in its activities provides services in payment traffic as referred to in Act Number 21 of 2008 concerning Sharia Banking. The health of a bank is very important for all parties involved both the owner, manager (management) of the bank, the banking service user community, monetary authorities, and other parties.This study was conducted to examine the effect of CAR, BOPO, and NOM on Financing to Deposit Ratio (FDR) of Sharia Commercial Banks in Indonesia in 2016-2018. This type of research uses quantitative research with a verification approach. The data used are secondary data taken from the FSA using time series data. Data processing uses Eviews version 7.0 with Ordinary Least Square (OLS) method.The results showed that the CAR variable partially had a negative effect and the BOPO and NOM variables had a positive and significant effect on FDR at Islamic Commercial Banks in Indonesia. From the estimation results obtained R-square of 0.733707, which means 73.37 percent variation of changes in Financing to Deposit Ratio (FDR) of Sharia Commercial Banks is explained by variations in changes in CAR, BOPO, and NOM. While the remaining 26.63 percent explained by other variables not included in the equation model. Abstrak. Perbankan Syariah sebagai suatu sub sistem ekonomi tentunya baik secara langsung maupun tidak langsung akan memberikan dampak terhadap perkembangan dan pertumbuhan ekonomi suatu negara. Bank Umum Syariah (BUS) adalah bank yang menjalankan kegiatan usahanya berdasarkan prinsip syariah dan dalam kegiatannya memberikan jasa dalam lalu lintas pembayaran sebagaimana dimaksud dalam Undang-Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah. Kesehatan suatu bank merupakan hal yang sangat penting bagi seluruh pihak yang terkait baik pemilik, pengelola (manajemen) bank, masyarakat pengguna jasa bank, otoritas moneter, serta pihak lainnya. Penelitian ini dilakukan untuk menguji pengaruh CAR, BOPO, dan NOM terhadap Financing to Deposit Ratio (FDR) Bank Umum Syariah di Indonesia Tahun 2016-2018. Jenis penelitian menggunakan penelitian kuantitatif dengan pendekatan verifikatif. Data yang digunakan adalah data sekunder yang diambil dari OJK menggunakan data runtut waktu (time series). Pengolahan data menggunakan program Eviews versi 7.0 dengan metode Ordinary Least Square (OLS). Hasil penelitian menunjukkan variabel CAR secara parsial berpengaruh negatif dan variabel BOPO dan NOM berpengaruh positif dan signifikan terhadap FDR pada Bank Umum Syariah di Indonesia. Dari hasil estimasi diperoleh R-square sebesar 0.733707, yang berarti 73.37 persen variasi perubahan pada Financing to Deposit Ratio (FDR) Bank Umum Syariah dijelaskan oleh variasi perubahan pada CAR, BOPO, dan NOM. Sementara sisanya 26.63 persen diterangkan oleh variabel lain yang tidak masuk ke dalam model persamaan.

Pengaruh Upah Minimum, Pertumbuhan Ekonomi dan Investasi terhadap Penyerapan Tenaga Kerja di Sumbar Wafin Renaldi; Nurfahmiyati
Jurnal Riset Ilmu Ekonomi dan Bisnis Volume 2, No. 1, Juli 2022, Jurnal Riset Ilmu Ekonomi dan Bisnis (JRIEB)
Publisher : UPT Publikasi Ilmiah Unisba

Abstract. This study aims to: Knowing the effect of the minimum wage, economic growth and investment on employment in the province of West Sumatra in 2010-2020, Knowing how much influence the Minimum Wage, Economic Growth and Investment have on employment in the province of West Sumatra in 2010-2020. The method that will be used in this research is a quantitative approach. Quantitative or statistical methods are used with the aim of testing predetermined hypotheses. Research analysis tools use multiple linear regression analysis tools. The partial estimation results obtained that the minimum wage (X1) has a significant and positive effect on employment (Y) in West Sumatra Province at a significance level of 5%. The second variable, economic growth (X2) has a significant and negative effect on employment (Y) in West Sumatra Province at a significance level of 5%. The third variable, investment (X3) in West Sumatra Province has no significant effect and is negatively related to employment (Y) in West Sumatra Province at a significance level of 5%. Meanwhile, the results of the simultaneous test show that the three independent variables (minimum wage, economic growth, and investment) simultaneously have a significant effect on employment in West Sumatra Province at the 95% confidence level. Abstrak. Penelitian ini bertujuan untuk: Mengetahui pengaruh Upah Minimum, Pertumbuhan Ekonomi dan Investasi terhadap penyerapan tenaga kerja di provinsi Sumatera Barat pada tahun 2010-2020, Mengetahui berapa besar pengaruh Upah Minimum, Pertumbuhan Ekonomi dan Investasi terhadap penyerapan tenaga kerja di provinsi Sumatera Barat pada tahun 2010-2020. Metode yang akan digunakan dalam penelitian ini adalah pendekatan kuantitatif. Metode kuantitatif atau statistik digunakan dengan tujuan untuk menguji hipotesis yang telah ditetapkan. Alat analisis penelitian menggunakan alat analisis regresi linier berganda. Hasil estimasi secara parsial diperoleh upah minimum (X1) berpengaruh signifikan dan berhubungan positif terhadap penyerapan tenaga kerja (Y) di Provinsi Sumatera Barat pada tingkat signifikansi 5%. Variabel kedua, pertumbuhan ekonomi (X2) berpengaruh signifikan dan berhubungan negatif terhadap penyerapan tenaga kerja (Y) di Provinsi Sumatera Barat pada tingkat signifikansi 5%. Variabel ketiga, investasi (X3) di Provinsi Sumatera Barat tidak berpengaruh signifikan dan berhubungan negatif terhadap penyerapan tenaga kerja (Y) di Provinsi Sumatera Barat pada tingkat signifikansi 5%. Sedangkan, hasil penelitian uji simultan menunjukkan bahwa ketiga variabel independen (upah minimum, pertumbuhan ekonomi, dan investasi) secara bersamaan berpengaruh signifikan terhadap penyerapan tenaga kerja di Provinsi Sumatera Barat pada tingkat kepercayaan 95%.

Implementation of Islamic Business Ethics in Persis Banjaran Jam'iyah Enterprises Nurfahmiyati Nurfahmiyati; Rini Lestari; Kania Nurcholisah; Asri Suangga; Asyifa Nur Azizah; Wijaya Handoyo; Dimas Nurjaya
Kajian Akuntansi Volume 23, No. 2, 2022
Publisher : Universitas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/ka.v23i2.10066

This study aims to determine the application of Islamic business ethics and dimensions based on four traits of the Apostle (Shiddiq, Amanah, fathonah, and Tabligh) to Jam'iyyah Persis Banjaran business actors. The research method is a descriptive qualitative analysis method carried out on independent variables without making comparisons or connecting with other variables to obtain an overview of the research variables. The results showed that the four qualities of the Apostle had been applied very well, especially in Shiddiq and Amanah. The results of processed data showed that the highest average score in Islamic business ethics was 4.58. Judging from the four qualities of the Apostle applied by business actors in Persis Banjaran, the Shiddiq dimension value is the highest, 4.68. Meanwhile, the value of the Amanah dimension is 4.59.

The Effect of Core Values Akhlak Effectiveness on Employee Performance at Indonesian Sharia Bank in Bandung City Rini Lestari; Nurfahmiyati Nurfahmiyati; Magnaz Lestira Oktoroza
Kajian Akuntansi Volume 23, No. 2, 2022
Publisher : Universitas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/ka.v23i2.10067

This research is motivated by the many problems that occur in Indonesian Islamic Banks related to the decline in banking performance caused by the many cases of embezzlement of customer funds and the provision of fictitious financing so that it indicates the low effectiveness of implementing the core value of AKHLAK which results in poor banking performance which is nothing but a reflection of poor performance. employee. The purpose of this study was to examine the effect of the effectiveness of the core value of AKHLAK on employee performance. The research was conducted at the Indonesian Sharia Bank (BSI) in the city of Bandung, with the method used was a verification method with a quantitative approach. The distribution of questionnaires was carried out as a data collection technique with respondents from all BSI employees in the city of Bandung.

The linkage of competence, professionalism and islamic work ethic: A literature review Nurfahmiyati Hasan Basri; Zainuddin Maliki; Sri Iswati; Rofi Rofaida; Harlina Meidiaswati
Journal of Innovation in Business and Economics Vol. 4 No. 01 (2020): Journal of Innovation in Business and Economics
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jibe.v4i01.8409

This paper aims to encourage the relationship between competence, professionalism, and the concept of Islamic work ethics as a proxy. Through a literature review, the results of this study show that in general, the study of competence, professionalism, and the concept of Islamic work ethics can be divided into three major groups, namely conceptual or theoretical studies, empirical studies of the effect of Islamic work ethics on performance, and efforts to increase the role of Islamic work ethics. Based on the selected literature and supported by major references, it can be concluded that there is an agreement between the concept of competence and conventional professionalism with Islamic work ethic. However, this study also does not deny that the implementation of Islamic work ethics still faces several obstacles and needs to continue to find solutions.

Analisis Tingkat Kesehatan Bank Syariah Indonesia dan Bank Muamalat Indonesia Periode 2019-2022 Cahyani Wulandari; Nurfahmiyati
Bandung Conference Series: Economics Studies Vol. 3 No. 2 (2023): Bandung Conference Series: Economics Studies
Publisher : UNISBA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/bcses.v3i2.9421

Abstract. Bank Syariah Indonesia and Bank Muamalat Indonesia are among the largest Islamic banks in Indonesia, with the Covid-19 pandemic problem, banks are required to maintain the soundness of the bank. The importance of maintaining the health of the bank aims to keep customers giving their trust to the bank concerned. The purpose of this study is to determine the soundness level of Bank Syariah Indonesia and Bank Muamalat Indonesia using the CAMEL variable in the period 2019 to 2022. As well as to find out whether there are differences between Bank Syariah Indonesia and Bank Muamalat Indonesia in each aspect of CAMEL This research method is descriptive quantitative. The data analysis technique used is the CAMEL method and the Difference Test (ANOVA). The data source used in this research is secondary data obtained from the websites of Bank Syariah Indonesia and Bank Muamalat Indonesia. The results showed that the soundness level at Bank Syariah Indonesia for the 2019 to 2022 period was in the HEALTHY predicate, while at Bank Muamalat Indonesia for the 2019 to 2022 period, it was HEALTHY ENOUGH. In the Different Test (ANOVA) of the six bank financial ratios, only two have significant differences, namely the ROA (Return on Assets) ratio and the BOPO (Operating Costs Operational Income) ratio. Abstrak. Bank Syariah Indonesia dan Bank Muamalat Indonesia termasuk ke dalam bank syariah terbesar di Indonesia, dengan adanya permasalahan pandemi Covid-19, bank dituntut untuk tetap menjaga tingkat kesehatan bank. Pentingnya menjaga kesehatan bank bertujuan agar nasabah tetap memberikan kepercayaan kepada bank yang bersangkutan. Tujuan dari penelitian ini untuk mengetahui tingkat kesehatan Bank Syariah Indonesia dan Bank Muamalat Indonesia dengan menggunakan variabel CAMEL pada periode 2019 sampai 2022. Serta untuk mengetahui apakah ada perbedaan antara Bank Syariah Indonesia dan Bank Muamalat Indonesia pada setiap aspek CAMEL. Metode Penelitian ini adalah deskriptif kuantitatif. Teknik analisis data yang digunakan adalah metode CAMEL dan Uji Beda (ANOVA). Sumber data yang digunakan dalam penelitian ini yaitu data sekunder yang diperoleh dari website Bank Syariah Indonesia dan Bank Muamalat Indonesia. Hasil penelitian menunjukkan bahwa tingkat kesehatan pada Bank Syariah Indonesia periode 2019 sampai 2022 berada pada predikat SEHAT, sedangkan pada Bank Muamalat Indonesia periode 2019 sampai 2022 berada pada predikat CUKUP SEHAT. Pada Uji Beda (ANOVA) dari keenam rasio keuangan bank, hanya dua yang memiliki perbedaan signifikan yaitu rasio ROA (Return on Asset) dan rasio BOPO (Biaya Operasional Pendapatan Operasional).

Pengaruh Pengeluaran Pemerintah terhadap Pertumbuhan Ekonomi Provinsi Riau Tahun 2012-2021 Khairunnisa Aydiawan Nasution; Nurfahmiyati
Bandung Conference Series: Economics Studies Vol. 3 No. 2 (2023): Bandung Conference Series: Economics Studies
Publisher : UNISBA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/bcses.v3i2.9472

Abstract. The city of Tasikmalaya Economic growth can be measured by looking at the development of Gross Regional Domestic Product at constant prices (real GRDP). Riau Province has the second highest GRDP value on the island of Sumatra, but in 2020 it experienced minus economic growth and Riau Province government spending decreased in 2020 and 2021. This study aims to determine the effect of government spending on economic growth in Riau Province.The analysis technique used in this study is panel data regression analysis with the Random Fixed Model (REM) approach and uses secondary data from the Central Statistics Agency (BPS) in the form of government expenditure data and economic growth in the period 2012-2021. The results of the analysis show that the government expenditure variable has a negative and significant effect on the economic growth of Riau Province. This is because the economic sectors, namely production, distribution, consumption and economic balance affected by government spending are still less than optimal so that government spending has no effect on economic growth in Riau Province. Abstrak. Pertumbuhan ekonomi dapat diukur dengan melihat perkembangan Produk Domestik Regional Bruto atas dasar harga konstan (PDRB riil). Provinsi Riau memiliki nilai PDRB tertinggi kedua di Pulau Sumatera, namun pada tahun 2020 sempat mengalami pertumbuhan ekonomi yang minus dan pengeluaran pemerintah Provinsi Riau mengalami penurunan pada tahun 2020 dan 2021. Penelitian ini bertujuan untuk mengetahui pengaruh pengeluaran pemerintah terhadap pertumbuhan ekonomi di Provinsi Riau. Teknik analisis yang digunakan dalam penelitian ini adalah analisis regresi data panel dengan pendekatan Random Fixed Model (REM) dan menggunakan data sekunder yang berasal dari Badan Pusat Statistik (BPS) berupa data pengeluaran pemerintah dan pertumbuhan ekonomi dalam periode tahun 2012-2021. Hasil analisis menunjukkan bahwa variabel pengeluaran pemerintah berpengaruh negatif dan signifikan terhadap pertumbuhan ekonomi Provinsi Riau. Hal ini dikarenakan sektor perekonomian yaitu produksi, distribusi, konsumsi dan keseimbangan perekonomian yang dipengaruhi oleh pengeluaran pemerintah masih kurang optimal sehingga pengeluaran pemerintah tidak berpengaruh terhadap pertumbuhan ekonomi di Provinsi Riau. Kata Kunci: Pengeluaran Pemerintah, Pertumbuhan Ekonomi.

Co-Authors Allya Roosallyn Assyofa Althaf Azhar Rafhi Syahputra Asyifa Nur Azizah Azkia Rahma Pradinda Cahyani Wulandari Dimas Nurjaya Harlina Meidiaswati Kania Nurcholisah Khairunnisa Aydiawan Nasution Magnaz Lestira Oktoroza Meidy Haviz Moch Fajar Suryo Atmojo Mohamad Ibnu Dinar Nurleli Nurleli Nurul Sifa Rini Lestari Rofi Rofaida Sebayang, Asnita Shafira Syahnaztia Sri Iswati Suangga, Asri Wafin Renaldi Wijaya Handoyo Zainuddin Maliki

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