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Pengaruh Pembiayaan Mudharabah terhadap Profitabilitas Pada PT.Bank Muamalat Indonesia Tbk Periode 2013-2020 Anggi Aulia Putri; Wirman Wirman
YUME : Journal of Management Vol 4, No 3 (2021)
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v4i3.1354

Abstract

Abstrak Penelitian ini dilakukan bertujuan untuk mengukur seberapa besar pengaruh Pembiayaan Mudharabah terhadap Profitabilitas pada PT.Bank Muamalat Indonesia,Tbk. Metode yang digunakan untuk penelitian ini adalah metode deskriptif melalui pendekatan kuantitatif. Data yang diperoleh dalam penelitian ini yaitu data sekunder berupa laporan keuangan triwulan PT.Bank Muamalat Indonesia,Tbk. Penelitian ini menggunakan model analisis regresi sederhana melalui tiga uji asumsi klasik yaitu uji normalitas, uji multikolinieritas, dan uji heteroskedastisitas. Berdasarkan hasil penelitian yang telah diperoleh menggunakan program SPSS versi 24 dengan model analisis regresi sederhana menunjukkan bahwa pembiayaan mudharabah berpengaruh terhadap profitabilitas pada PT.Bank Muamalat Indonesia,Tbk namun pengaruhnya sangat rendah. Hal tersebut dibuktikan dengan nilai sig sebesar 0.011 < 0,05 dan nilai t hitung 2.727 > t tabel 2.042. Kata Kunci: Pembiayaan Mudharabah, Profitabilitas, Akuntansi Syariah. AbstractThis study aims to measure how much influence Mudharabah Financing has on Profitability at PT. Bank Muamalat Indonesia, Tbk. The method used for this research is descriptive method through a quantitative approach. The data obtained in this study are secondary data in the form of quarterly financial statements of PT. Bank Muamalat Indonesia, Tbk. This study uses a simple regression analysis model through three classical assumption tests, namely normality test, multicollinearity test, and heteroscedasticity test. Based on the results of research that has been obtained using the SPSS version 24 program with a simple regression analysis model, it shows that mudharabah financing has an effect on profitability at PT. Bank Muamalat Indonesia, Tbk but the effect is very low. This is evidenced by the sig value of 0.011 < 0.05 and the t arithmetic value of 2.727 > t table 2.042. Keywords: Mudharabah Financing, Profitability, Syariah Accounting.
The Influence of Indonesian Religious Youtuber in Socializing Interfaith Dialogue Zaitun Saftia; Wirman Wirman
Bulletin of Indonesian Islamic Studies Vol. 4 No. 1 (2025): Bulletin of Indonesian Islamic Studies
Publisher : KURAS Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51214/biis.v4i1.1534

Abstract

This article analyzes the content of religious preaching delivered by Habib Ja'far on YouTube, focusing on interfaith dialogue and its impact on the understanding of diversity among viewers. In Indonesia, which is known for its diversity, intolerance often arises where differences are considered negative and subjective truths are imposed. To overcome this, efforts are needed to raise awareness of the importance of respecting differences. One method that has proven effective is religious preaching through social media, such as that carried out by Habib Ja'far, who emphasized the importance of moderation in religion in a country with high diversity. The main problems in this study: First, how is the message of religious moderation conveyed by Habib Ja'far on YouTube? Second, how do viewers react to the preaching? Third, how much does Habib Ja'far's religious preaching content contribute to shaping the understanding of diversity among viewers? The research method used is qualitative with a content analysis approach, which allows researchers to systematically assess video content and viewer responses through comments on YouTube. The theories applied include religious moderation and digital communication, which are the basis for analyzing the spread of moderation messages in the context of digital platforms. The results of the study show that the positive reaction of the audience to Habib Ja'far's preaching can play a significant role in increasing the understanding of diversity and instilling an attitude of tolerance. Many comments from the audience expressed appreciation for this moderate preaching, which helped them realize the importance of respecting differences. Habib Ja'far's preaching has succeeded in creating an inclusive discussion space where religious diversity is respected, while also demonstrating the potential of social media in effectively disseminating messages of diversity and tolerance in the digital era.
Korelasi Kearifan Lokal dengan Kepercayaan Lokal terhadap Tolak Bala di Paluta Aji Pratama; Wirman Wirman; Ryandi Ryandi
YASIN Vol 3 No 6 (2023): YASIN: Jurnal Pendidikan dan Sosial Budaya
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/yasin.v3i6.1842

Abstract

This research is entitled Correlation of Local Wisdom with Local Trust in Rejecting Reinforcements in Paluta. The problem that arises in this research is How does local wisdom and local trust affect the rejection of reinforcements in Siancimun Village? To what extent does local wisdom play a role in local beliefs and what is the relationship between local wisdom and local beliefs towards Rejecting Bala. Based on the background of the problem above, the author is interested in studying more deeply about repulsion of reinforcements, by comparing two differences, namely, Local Wisdom and Local Beliefs. In this research, the researcher used this type of research, namely field research which is qualitative in nature. The research method used by researchers is a phenomenological approach. In this case, the author also divides it into two data sources, namely primary data and secondary data. The forms of research data are interviews, observation and documentation. The results of this research show that local wisdom is a concept that refers to knowledge, traditions, values and practices that have existed and developed in a particular society for many years. Local wisdom is often related to traditional knowledge, wisdom in adapting to the local natural environment, and ways of life that have been passed down from generation to generation. Meanwhile, local belief is a local belief system which is a belief system or spiritual belief, religion or faith that develops in a particular community or area. Rejecting reinforcements in Siancimun Village, Paluta started from the shrinking of the springs, therefore the ritual of rejecting reinforcements was carried out. This ritual is used to ward off evil in order to avoid the disaster that befell Siancimun Village. Then there is the ritual of rejecting reinforcements in Siancimun Village using offerings to commemorate ancestors. Until now, local wisdom and local beliefs regarding repelling reinforcements are still carried out by the people of Siancimun Village, Paluta.