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Profit and Loss Sharing: Solusi Ekonomi Islam Menghadapi Globalisasi Ekonomi Nabhan, Faqih
MUQTASID Vol 1, No 1 (2010)
Publisher : STAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This paper aimed at presenting conceptual model that can explain conceptual aplication of profit and loss sharing. Theoritically, Islamic bank, as an intermediary institution, is believed as financial institution helping public economic activities and at the same time carrying out human life. Profit and loss sharing, as one of an Islamic economic mechanism, could be an economic solution of the lack of economics thought. The aplication of profit and loss sharing in budgeting can increase thecapability of fund mobilization and investment portofolio without rising of Islamic bank.Keywords: Profit and loss sharing, economic mechanism, Islamic bank
Profit and Loss Sharing: Solusi Ekonomi Islam Menghadapi Globalisasi Ekonomi Nabhan, Faqih
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 1, No 2 (2010): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v1i2.279-301

Abstract

This paper aimed at presenting conceptual model that can explain conceptual aplication of profit and loss sharing. Theoritically, Islamic bank, as anintermediary institution, is believed as financial institution helping public economic activities and at the same time carrying out human life. Profit and loss sharing, as one of an Islamic economic mechanism, could be an economic solution of the lack of economics thought. The aplication of profit and loss sharing in budgeting can increase the capability of fund mobilization and investment portofolio without rising of Islamic bank.
The Role of Operational Efficiency on Islamic Commercial Banks Nabhan, Faqih; Widyaningsih, Ayu
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 1 (2024): April
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i1.2342

Abstract

The study aims to analyze the effect of Fee-Based Income (non-interest income) and the Capital Adequacy Ratio on Profitability with an Efficiency bank as an intervening variable. The research object was a Sharia commercial bank registered in OJK from 2010 to 2019 with a sample of 11 banks. This type of research is quantitative research. Sampling was carried out by the purposive sampling method. The analysis tool used is multiple linear regression and analysis path (path analysis) using SPSS version 21 software. The study showed a positive and significant influence on Fee-Based Income and profitability. While the Fee-Based Income has a substantial effect on the operational efficiency ratio (OER), and the Capital Adequacy Ratio has a negative and significant effect on OER. The results of the path analysis showed that the bank efficiency (OER) was unable to mediate the influence of fee-based income on profitability but was able to negotiate the impact of the capital adequacy ratio on profitability in Islamic commercial banks from 2010 to 2019.
THE ROLE OF CAPITAL ADEQUACY RATIO (CAR) IN CONTROLLING LIQUIDITY RISK AND CREDIT RISK, SO ABOUT PROFITABILITY IMPROVEMENTS Probowati, Lina; Nabhan, Faqih
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 5 No 2 (2021) : Vol.5 No.2 Desember 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v5i2.3456

Abstract

Abstract This study aims to determine the effect of capital adequacy ratio (CAR) on profitability. This research was conducted on a sample of 10 Islamic Commercial Banks registered with the Financial Services Authority (OJK) in the 2010-2020 period. This study uses path analysis with SPSS 26 application. The results of this study indicate that CAR is not able to directly increase profitability, but CAR has a negative effect on liquidity risk and credit risk. This study also found that credit risk has a negative effect on Profitability, but Liquidity Risk has no effect on Profitability.Keywords: Capital Adequacy Ratio, Liquidity Risk, Profitability
Pengaruh Pembiayaan Mudharabah dan Resiko Kredit Terhadap Return On Equity (ROE) Pada Bank Umum Syariah Tahun 2019-2023 Agustina, Shinta Rahma; Nabhan, Faqih
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 4 No 2 (2024): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2024
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/jimpa.v4i2.407

Abstract

Penelitian ini berangkat dari research gap penelitian sebelumnya yang belum mencoba menganalisis bagaimana pengaruh dari pembiayaan Mudharabah dan resiko kredit terhadap Return On Equity (ROE) pada Bank Umum Syariah tahun 2019-2023. Penelitian ini bertujuan menganalisis pengaruh pembiayaan Mudharabah terhadap ROE, menganalisis risiko kredit terhadap ROE, dan menganalisis pengaruh pembiayaan Mudharabah dan risiko kredit terhadap ROE pada bank umum syariah tahun 2019-2023. Penelitian ini menerapkan jenis data kuantitatif dengan teknik pengumpulan sekunder yakni laporan triwulan pada tiga bank umum syariah di Indonesia yakni BSI, BCA Syariah, dan Bank Bukopin Syariah. Setelah analisis deskriptif statistik dilaksanakan, selanjutnya dilakukan uji asumsi klasik dan uji hipotesis. Hasil penelitian ini menunjukkan bahwa secara bersama-sama pembiayaan Mudharabah dan risiko kredit berpengaruh positif terhadap ROE dengan koefisien determinasi (R2) atau sebesar 67% dan sisanya 33% dipengaruhi oleh variabel lain. Secara parsial menunjukkan bahwa pembiayaan Mudharabah berpengaruh positif terhadap ROE dan risiko kredit berpengaruh positif terhadap ROE.
The Role of Work Engagement and Customer Service Orientation in Driving Employee Performance Handayani, Tria; Nabhan, Faqih
Jurnal Administrasi Bisnis Vol 14, No 1 (2025)
Publisher : Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/jab.v14i1.63051

Abstract

This study aims to examine Perceived Organizational Support (POS) in improving employee performance, which is strengthened by work engagement and customer service orientation. The sample used was 92 respondents from microfinance institutions in Salatiga, using a purposive sampling technique, and then distributing questionnaires directly. Data processing with SmartPLS 4.0 software. This research concludes several findings, first, POS is proven to encourage increased employee performance, strengthen work engagement, and increase customer service orientation. Second, work engagement and customer service orientation have a strong influence on improving employee performance. Third, work engagement and customer service orientation that are well managed are proven to be able to mediate the success of POS in improving employee performance. This research further clarifies the Social Exchange Theory (SET) perspective and provides further evidence regarding the role of POS in encouraging increased employee performance.
The Mediating Role of Internal Resource Integration in Enhancing Customer Orientation for Firm Performance: Evidence from Islamic Microfinance Institutions Nabhan, Faqih; Sari, Dewi Kartika
Kunuz: Journal of Islamic Banking and Finance Vol 5 No 1 (2025): Vol 5, No.1 2025
Publisher : Program Study Islamic Banking, Faculty of Economics and Bussiness Islam, State Islamic Institute of Manado (IAIN) Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/kunuz.v5i1.1352

Abstract

This study was started by a research gap regarding the influence of customer orientation on firm performance. Grounded in the resource-based theory, it develops a research model to examine the effect of customer orientation on firm performance, with internal resource integration serving as a mediating variable. This research population consisted of managers of Islamic Microfinance Institutions (IMFIs) in Semarang Regency, with a purposive sample of 100 respondents. Using SmartPLS for data analysis, the findings reveal that customer orientation exerts a positive and significant effect on firm performance, that customer orientation positively and significantly influences internal resource integration, and that internal resource integration positively and significantly enhances firm performance. Moreover, internal resource integration is found to effectively mediate the relationship between customer orientation and firm performance. These results provide empirical support for the resource-based theory, highlighting that superior internal resource integration amplifies the impact of customer orientation on performance. Accordingly, firms are advised to strategically manage their internal resources to build sustainable competitive advantage and achieve long-term performance excellence.
Brand Co-Creation dalam Mengoptimalkan Pengaruh Social Media Merketing Terhadap Business Performance Andriyanto, Muhamad; Nabhan, Faqih
Benefit: Jurnal Manajemen dan Bisnis Vol. 10 No. 1 (2025): Benefit : Volume 10 Juni No 1 tahun 2025
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/benefit.v10i1.9169

Abstract

This study uses brand co-creation as a mediating variable to determine the effect of social media marketing on company performance. The population in this study were MSMEs in Salatiga City and used hair formula calculations to select 110 samples. The sample was obtained using purposive sampling. Data were collected using Google Form from MSME actors in Salatiga City. The analysis tool used was Partial Last Square (PLS) software. By using a Likert scale to measure respondent data, a questionnaire was created and sent to MSME actors in Salatiga City. The questionnaire was created and sent to MSME actors in Salatiga City to collect primary data for this study. The following findings were taken from the results of data processing using SmartPLS: Business performance is significantly and positively influenced by social media marketing; co-branding is significantly and positively influenced by social media marketing; and co-branding can mediate the positive and impactful relationship between social media marketing and business performance.
Peran penting bank efficiency dalam memediasi pengaruh income diversification dan bank liquidity terhadap bank performance Utami, Riska Amalia; Nabhan, Faqih
Journal of Accounting and Digital Finance Vol. 2 No. 2 (2022): Journal of Accounting and Digital Finance
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jadfi.v2i2.48

Abstract

This study aims to determine the effect of income diversification and bank liquidity on bank performance with bank efficiency as an intervening variable in Islamic Commercial Banks in Indonesia in 2010-2019. The results show that income diversification has a positive and insignificant effect on bank performance, bank liquidity has a positive and insignificant effect on bank performance, income diversification has a positive and significant effect on bank efficiency, bank liquidity has a positive and insignificant effect on bank efficiency, bank efficiency has a negative and significant effect on bank efficiency.
Peran profitabilitas dalam memediasi leverage dan total asset turnover tehadap beta saham Wahyuningsih, Wahyuningsih; Nabhan, Faqih
Journal of Accounting and Digital Finance Vol. 2 No. 3 (2022): Journal of Accounting and Digital Finance
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jadfi.v2i3.261

Abstract

This study aims to determine the effect of leverage and total asset turnover on stock beta with profitability as an intervening variable in companies listed on the Jakarta Islamic Index 70 (JII70) for the 2018–2020 period with a sample of 38 companies taken based on purposive sampling technique. The analysis used includes descriptive tests, classical assumption tests, hypothesis testing, and path analysis. The results of the analysis show that the leverage variable has a significant positive effect on stock beta. while the variables of total asset turnover and profitability have no effect on stock beta. And in the path analysis, it is known that the effect of leverage and total asset turnover on stock beta cannot be mediated by the profitability variable.