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All Journal Kalimah Jurnal Studi Agama dan Pemikiran Islam Journal of Islamic Economics and Philanthropy Journal of Islamic Economics and Philanthropy
Dian Septi Purnamasari
Universitas Gadjah Mada
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

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Makna Agama: Studi Komparasi Pemikiran Wilfred Cantwell Smith dan Karen Armstrong Hasse Jubba; Dian Septi Purnamasari; Rifa Nurul Isnaeni; Prasna Hestu Swasta
Kalimah: Jurnal Studi Agama dan Pemikiran Islam Vol 20, No 1 (2022)
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/klm.v20i1.6766

Abstract

Thinking and reformulating the meaning of religion is the responsibility of academics and religious people worldwide. Religion, a medium to feel the presence of God, has a strategic role in solving its adherents’ problems. This article seeks to discuss the thoughts of Wilfred Cantwell Smith and Karen Armstrong since their thought have a strong influence on the religious issues for academics and religious scholars in the world. The thoughts of the two figures in religious studies become a source of knowledge to broaden insights and perspectives and a reflections process related to human diversity and religious interpretation. Through literature study, the researchers find that the two figures emphasize that religion is not static but dynamic. It develops along with human interests and needs. However, some other substantial differences provide a gap to discuss in finding a more contextual meaning of religion.
Do we need a Sharia Supervisory Board in every Islamic bank? Asad Arsya Brilliant Fani; Dian Septi Purnamasari; Fajrin Intan Safitri
Journal of Islamic Economics and Philanthropy Vol. 5 No. 4 (2023): May
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (392.566 KB) | DOI: 10.21111/jiep.v6i2.9678

Abstract

Sharia compliance is crucial for Islamic Financial Institutions, so SSB an importantelement is the existence. The SSB is tasked with providing advice and suggestions tothe directors as well as supervising and making decisions, policies related to bankactivities so that they comply with sharia principles. The amount of remuneration inseveral banks is a problem in this research, so is it really necessary to have SSB in everybank, will the DSN not be enough? Remuneration can be allocated as an additionalfinancing fund for debtors. This paper examines the relationship between SSBeffectiveness, their remuneration, asset efficiency. Using a quantitative descriptivemethod, the Common Effect Model CEM as a model and form of dummy variable crosssection data. The results that can be drawn from this study are the SSB remuneration,the number of members of the SSB, the total number of meetings held and the size ofthe assets have a significant effect on financing. Even though the percentage ofremuneration in several banks is not reasonable, the role of SSB in each bank is stillvery much needed according to their roles and obligations.
Do we need a Sharia Supervisory Board in every Islamic bank? Dian Septi Purnamasari; Asad Arsya Brilliant Fani; Fajrin Intan Safitri
Journal of Islamic Economics and Philanthropy Vol. 5 No. 4 (2023): May
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sharia compliance is crucial for Islamic Financial Institutions, so SSB an important element is the existence. The SSB is tasked with providing advice and suggestions to the directors as well as supervising and making decisions, policies related to bank activities so that they comply with sharia principles. The amount of remuneration in several banks is a problem in this research, so is it really necessary to have SSB in every bank, will the DSN not be enough? Remuneration can be allocated as an additional financing fund for debtors. This paper examines the relationship between SSB effectiveness, their remuneration, asset efficiency. Using a quantitative descriptive method, the Common Effect Model CEM as a model and form of dummy variable cross section data. The results that can be drawn from this study are the SSB remuneration, the number of members of the SSB, the total number of meetings held and the size of the assets have a significant effect on financing. Even though the percentage of remuneration in several banks is not reasonable, the role of SSB in each bank is still very much needed according to their roles and obligations.
Literasi Muslim Dalam Memilih Sistem Perbankan di Indonesia Antara Bank Syariah atau Bank Konvensional: Muslim Literacy in Choosing a Banking System in Indonesia: Between Islamic Banks or Conventional Banks Dian Septi Purnamasari
Journal of Islamic Economics and Philanthropy Vol. 5 No. 3 (2023): February
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The current sharia financial and banking system, especially in Indonesia, is increasingly showing its rapid performance and development, especially in February 2021, which is the most important moment for the inauguration of the merger of three sharia state-owned banks. The merger of three state-owned Islamic banks is nothing but a form of government effort in providing facilities to the Indonesian Muslim community, increasing value for shareholders, increasing value for MSME players, the industrial sector, education, and other Islamic programs such as hajj savings, zakat waqf, Stiff Thought Muslims, is a challenge that will be faced by Indonesia in the process towards the 2030 call and becoming the center of world sharia finance. Is choosing an Islamic bank for theIndonesian Muslim community the best choice? It even becomes something that must be emulated by the Indonesian Muslim community, and if not, then there will be a view that "it is not said to be a true Muslim, if you still have funds and financing in conventional banks". The method used in this study uses qualitative comparative. If depositors, investors and debtors see the advantages that exist in banks based on the level of risk in facing the global financial crisis, then the choice of Islamic banks is the right choice. In general, the Islamic banking system is more stable than conventional banks. The reason is the Islamic banking system which does not recognize interest.
Co-Authors Asad Arsya Brilliant Fani Fajrin Intan Safitri Jubba, Hasse Prasna Hestu Swasta Rifa Nurul Isnaeni