Fajrin Intan Safitri
Universitas Brawijaya

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Do we need a Sharia Supervisory Board in every Islamic bank? Asad Arsya Brilliant Fani; Dian Septi Purnamasari; Fajrin Intan Safitri
Journal of Islamic Economics and Philanthropy Vol. 5 No. 4 (2023): May
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (392.566 KB) | DOI: 10.21111/jiep.v6i2.9678

Abstract

Sharia compliance is crucial for Islamic Financial Institutions, so SSB an importantelement is the existence. The SSB is tasked with providing advice and suggestions tothe directors as well as supervising and making decisions, policies related to bankactivities so that they comply with sharia principles. The amount of remuneration inseveral banks is a problem in this research, so is it really necessary to have SSB in everybank, will the DSN not be enough? Remuneration can be allocated as an additionalfinancing fund for debtors. This paper examines the relationship between SSBeffectiveness, their remuneration, asset efficiency. Using a quantitative descriptivemethod, the Common Effect Model CEM as a model and form of dummy variable crosssection data. The results that can be drawn from this study are the SSB remuneration,the number of members of the SSB, the total number of meetings held and the size ofthe assets have a significant effect on financing. Even though the percentage ofremuneration in several banks is not reasonable, the role of SSB in each bank is stillvery much needed according to their roles and obligations.
Pemberdayaan Perempuan melalui Koperasi Digital Fatayat NU Kabupaten Kediri Nurul Badriyah; Setyo Tri Wahyudi; Ismatul Khasanah; Anif Fatma Chawa; Lailil Muflikhah; Amalia Rahmawati; Kartika Sari; Fajrin Intan Safitri; Radeetha Radeetha; Rihana Sofie Nabela
ALMUJTAMAE: Jurnal Pengabdian Masyarakat Vol. 6 No. 1 (2026): April
Publisher : Universitas Djuanda Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/almujtamae.v6i1.22127

Abstract

Rendahnya literasi digital dan kelembagaan ekonomi perempuan di tingkat lokal masih menjadi kendala dalam meningkatkan akses terhadap peluang usaha dan sumber daya ekonomi. Kondisi ini mendorong perlunya upaya pemberdayaan yang terintegrasi dengan transformasi digital. Kegiatan pengabdian ini bertujuan untuk memberdayakan perempuan melalui pendirian Koperasi Fatayat NU Kabupaten Kediri berbasis digital guna memperkuat kemandirian ekonomi dan kapasitas organisasi perempuan. Metode pelaksanaan meliputi pelatihan literasi digital, pendampingan kelembagaan koperasi, Focus Group Discussion (FGD) di empat korwil, serta perancangan prototipe aplikasi koperasi digital berbasis web yang disesuaikan dengan kebutuhan anggota. Hasil kegiatan menunjukkan adanya peningkatan pemahaman anggota terkait manajemen koperasi, literasi keuangan, dan pemanfaatan sistem digital. Selain itu, telah tersusun Rencana Bisnis (Renbis) di setiap PAC serta pemetaan empat jenis koperasi potensial, yaitu jasa, simpan pinjam, produksi, dan konsumsi. Pengembangan aplikasi digital juga telah mencapai tahap perancangan struktural dengan fitur keanggotaan daring, pencatatan transaksi otomatis, dan laporan keuangan berbasis cloud. Implikasi dari kegiatan ini menunjukkan bahwa pendekatan berbasis digital efektif dalam memperkuat kapasitas ekonomi perempuan serta mempercepat transformasi koperasi, sehingga perlu ditindaklanjuti melalui finalisasi legalitas, implementasi aplikasi, dan penguatan jejaring kemitraan untuk menjamin keberlanjutan program.
Synergy of Zakat and Taxes Viewed from Fiscal Policy Objectives Fajrin Intan Safitri; M Syahrul Syarifuddin
Journal of Islamic Economics and Philanthropy Vol. 6 No. 4 (2024): May
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Until now, taxes are still the main instrument in fiscal policy in Indonesia. Meanwhile, zakat, which has considerable potential, has not yet become an instrument of fiscal policy. Maximization and efficiency can be achieved if the synergy of zakat and taxes is maximized. This study, it will examine how the synergy of zakat and taxes is when viewed from the objectives of fiscal policy, namely maintaining stability and developing the country's economy, improving the quality of human resources, maintaining price stability, and increasing investment. Qualitative methods were used in this study and library research as an exploratory approach and study. The results of this study are: First, the synergy of zakat and taxes can complement each other and can help achieve fiscal policy goals, and can reduce the risk of problems that can come at any time, such as inflation and economic recession. Second, zakat and taxes both have the same potential and can synergize together in helping achieve fiscal policy goals.
Do we need a Sharia Supervisory Board in every Islamic bank? Dian Septi Purnamasari; Asad Arsya Brilliant Fani; Fajrin Intan Safitri
Journal of Islamic Economics and Philanthropy Vol. 5 No. 4 (2023): May
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sharia compliance is crucial for Islamic Financial Institutions, so SSB an important element is the existence. The SSB is tasked with providing advice and suggestions to the directors as well as supervising and making decisions, policies related to bank activities so that they comply with sharia principles. The amount of remuneration in several banks is a problem in this research, so is it really necessary to have SSB in every bank, will the DSN not be enough? Remuneration can be allocated as an additional financing fund for debtors. This paper examines the relationship between SSB effectiveness, their remuneration, asset efficiency. Using a quantitative descriptive method, the Common Effect Model CEM as a model and form of dummy variable cross section data. The results that can be drawn from this study are the SSB remuneration, the number of members of the SSB, the total number of meetings held and the size of the assets have a significant effect on financing. Even though the percentage of remuneration in several banks is not reasonable, the role of SSB in each bank is still very much needed according to their roles and obligations.