Claim Missing Document
Check
Articles

Found 17 Documents
Search

STUDI KOMPARASI PEMIKIRAN AL-GHAZALI DAN IBNU TAIMIYAH TENTANG MEKANISME PASAR Bela Selvia Febriyanti; Muhtadi Ridwan; Khusnudin Khusnudin
Promosi: Jurnal Program Studi Pendidikan Ekonomi Vol 13 No 2 (2025): Promosi
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jp.v13i2.13400

Abstract

Markets have an important position in the economy. Islam acknowledges the existence of a market mechanism on condition that the market can function perfectly. However, in reality, there are often market distortions caused by the seller's mistake. So from that, this study aims to clarify how Al-Ghazali and Ibnu Taimiyah think about the market mechanisms and regulation of the market mekanisms that exist at the moment. The methodology used in this writing is a qualitative method of library study, i.e. studying ideas and findings contained in articles or, journals, books, dissertations related to scientific information. The results of this study suggest that Al-Ghazali and Ibnu Taimiyah agreed on price setting, that is, that prices are fixed through the power of supply and demand, only in cases where prices rise due to the occurrence of unfairness and inequality of market mechanisms, then the government can interfere in setting prices.
The Strategy of Islamic Boarding School-Owned Enterprises in Supporting Economic and Educational Sustainability at the Nurul Jadid Paiton Probolinggo Islamic Boarding School Widad Ulfatul Mawaddah Hadi; Umrotul Khasanah; Khusnudin Khusnudin
al-Afkar, Journal For Islamic Studies Vol. 9 No. 1 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i1.2805

Abstract

This study aims to identify the role of BUMP (Pesantren-Owned Enterprises) in supporting the economic independence of Islamic boarding schools, analyze the forms of BUMP’s contribution to the sustainability of education at Pondok Pesantren Nurul Jadid, and examine the management strategies of BUMP in ensuring the sustainability of both the economic and educational aspects of the pesantren. This study employs a naturalistic qualitative approach with phenomenological analysis, supported by the theoretical frameworks of Sustainable Development Theory, Human Capital Theory, and the Triple Bottom Line. These three theories are applied to examine the relationship among the economic, educational, and social dimensions that are integrated within BUMP’s management system. Thus, this research not only evaluates business success from an economic standpoint but also its contribution to the continuity of education. The findings of the study highlight six main strategies in BUMP management: strengthening Sharia-based governance through SOPs and financial report digitalization; business diversification encompassing trade, laundry, agribusiness, and digital platforms; integrating business with education through skill laboratories and student internships; strengthening alumni networks and strategic partnerships; digitizing financial management with Accurate and IPOS Ultimate applications; and developing a grand design for sustainability that synergizes economic, educational, leadership development, and physical infrastructure aspects. These findings affirm that BUMP can serve as a model for pesantren economic independence that is relevant to the challenges of the modern era while maintaining the identity of Islamic values.
Pengaruh Profitabilitas, Likuiditas, dan Financial Distress terhadap Nilai Perusahaan BUS yang terdaftar BEI reza khoirul umam; Khusnudin Khusnudin
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 9 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i9.12405

Abstract

This study analyzes the effect of profitability (ROA), liquidity (FDR), and financial distress (Altman Z-Score) on firm value (PBV) in 4 Islamic Commercial Banks listed on the Indonesia Stock Exchange for the period 2018–2024, with 112 observations from quarterly financial reports using the Common Effect Model through EViews 12. Purposive sampling was used to choose the sample using a causal associative quantitative approach. Partial results show that ROA has no significant impact (prob. 0.1349), FDR has a negative and significant effect (prob. 0.0093), and Altman Z-Score has a positive and significant effect (prob. 0.0000). Concurrently, the third variable has a significant effect on firm value (F-statistic 25.480; prob. 0.0000) with an Adjusted R² of 39.82%. These results emphasize the importance of prudent liquidity management and consistent maintenance of financial health as an effort to increase investor confidence and company value in the capital market, while also providing an empirical contribution to the development of Islamic financial management.
E-Wallet Adoption in Digital Payment Services: The Impact of Convenience, Trust, and Lifestyle Zuni Maulidiya; Khusnudin Khusnudin
Formosa Journal of Multidisciplinary Research Vol. 4 No. 4 (2025): April 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjmr.v4i4.137

Abstract

The purpose of this study was to analyze the effect of convenience, trust, and lifestyle on the use of e-wallet digital payment services for students in Malang City. This research uses quantitative methods with a descriptive approach. Data was obtained through a survey involving 105 respondents who were e-wallet user students in Malang City. The results of this study indicate that convenience, trust, and lifestyle have a positive and significant influence on the use of e-wallet digital payment services both partially and simultaneously. With a coefficient of determination of 62%, the three independent variables can significantly explain the use of e-wallet digital payment services for students in Malang City. This research emphasizes that e-wallet service provider companies are expected to maintain and improve service quality, and ease of use related to e-wallet operations, especially for students who use e-wallets efficiently to support their lifestyle behavior.
Decisions to Use Sharia Mobile Banking: The Role of Financial Literacy, Word of Mouth, and Ease of Features Mumtazah Nurjihan; Khusnudin Khusnudin
Formosa Journal of Multidisciplinary Research Vol. 4 No. 6 (2025): June 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjmr.v4i6.244

Abstract

The purpose of this study is to analyze the influence of financial literacy, word of mouth, and ease of service features on the decision of the people of Malang City in using Islamic bank mobile banking. The method used was descriptive quantitative with data from 100 respondents of Islamic mobile banking users. The results of the study showed that the three variables had a positive and significant influence, both partially and simultaneously, with a determination coefficient value of 64,7%. This means that most decisions to use the service can be explained by these three factors. This research emphasizes that banks, especially Islamic banks, mobile banking service providers are expected to maintain and improve the quality of services, as well as ease of use related to mobile banking operations, especially for people who use mobile banking efficiently to support daily financial activities.
Hisbah as the Basis for Modern Sharia Oversight: An Analysis of the Sharia Supervisory Board's Role in Realizing Maqasid Sharia Muhammad Imtiaz Humed; Khusnudin
al-Afkar, Journal For Islamic Studies Vol. 9 No. 4 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i4.2524

Abstract

The concept of hisbah in classical Islam can be actualized as a foundation for modern Sharia oversight, particularly through the role of the Sharia Supervisory Board (SSB) in financial institutions. However, the oversight conducted by the SSB is often merely formal and procedural, failing to address the deeper values of maqasid al-shari’ah (the objectives of Sharia). Given the complexity of modern financial products, a maqasid-based approach encompassing the protection of religion, life, intellect, lineage, and property is crucial as a benchmark for substantive Sharia validity. This study examines how hisbah principles can be embodied by the SSB within contemporary financial systems, utilizing a literature review methodology. The findings indicate that reorienting the SSB’s function from legalistic oversight to that of a guardian of Islamic ethical values is a vital strategy for realizing a Sharia financial system that is not only legally compliant but also delivers tangible benefits to the community.
Harmonizing Social And Religious Values In Sharia Economic Practices Fachrozi Fachrozi; Khusnudin Khusnudin
Al-Infaq: Jurnal Ekonomi Islam Vol. 15 No. 2 (2024)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/alinfaq.v15i2.2270

Abstract

This study aims to explore the harmonization of social and religious values within Sharia economic practices, focusing on the Indonesian context. The objective is to understand how these values can be integrated into everyday economic activities to promote ethical behavior and community welfare. Utilizing a systematic literature review (SLR) methodology, the research synthesizes various academic sources to identify key themes, trends, and insights. The thematic analysis reveals that education and awareness are crucial in fostering a Sharia-compliant economic environment. The findings highlight the significant role of Islamic finance in aligning financial practices with social values such as equity and justice, which are essential for community development. Additionally, the research identifies challenges, including diverse religious interpretations and limited awareness, which hinder the growth of Islamic economics in a pluralistic society. The study concludes that targeted educational initiatives and robust regulatory frameworks are necessary to facilitate the acceptance and effectiveness of Sharia economic practices.