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PENGEMBANGAN PRODUK TABUNGAN DENGAN AKAD MUDHARABAH MUTHLAQAH DI BANK SYARIAH MANDIRI KCP SILIWANGI CIREBON Afif Muamar; Uswatun Khasanah; Diki Darmawan
Dimasejati: Jurnal Pengabdian Kepada Masyarakat Vol 1, No 2 (2019)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (75.134 KB) | DOI: 10.24235/dimasejati.v1i2.5819

Abstract

This study aims to explain the products in Bank Syariah Mandiri and the mechanism of BSM savings products with the Mudharabah Muthlaqah contract. Therefore, this study uses descriptive qualitative methods. The findings in this study, namely, first, there are three types of Bank Syariah Mandiri products that are still operating, which are fundraising products, financing products (channeling funds), and Bank service products. And second, BSM savings are daily savings using the rupiah currency. This account is based on the mudharabah muthlaqah contract system through the channel, namely opening a savings account, depositing BSM savings can be done in all offices of Bank Syariah Mandiri in accordance with the opening hours of cash, cash withdrawals in the teller's skyline customers must come to the office of Bank Syariah Mandiri, closing the BSM savings account fill out the form provided, and the replacement of the lost savings book can be done by making a letter of loss at the nearest police station then submit it to customer service. 
WANITA KARIR DALAM PRESPEKTIF PSIKOLOGIS DAN SOSIOLOGIS KELUARGA SERTA HUKUM ISLAM Afif Muamar
Equalita: Jurnal Studi Gender dan Anak Vol 1, No 1 (2019)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/equalita.v1i1.5153

Abstract

Abstract: The problem of career women does not only concern the normative aspects of Islamic teachings, but their existence also touches on the psychological and sociological aspects of the family. Therefore, this study has three objectives, namely first, to find out the psychological impact of career women in marriage and family. Secondly, knowing Islamic law about the activities of career women in the public domain. And third, knowing the reasons for allowing women to move in public areas. Using the method of library research, this study concludes that, first, psychologically, the existence of a career woman can influence the marital and family arrangements, which if not properly regulated is not impossible that will result in disharmony between marriage and family. Secondly, in Islam, no one has the right to forbid women to work outside the home, even though their husbands. This is related to the Islamic doctrine itself which never distinguishes between men and women in terms of gender. Third, the concept of a career woman does not mean a wife/mother is free to work abandoning the fate of her marriage and family.Keywords: Career Women, Psychological Family, Sociological Family and Islamic Law.Abstrak: Persoalan wanita karir sebenarnya tidak hanya menyangkut aspek normatif ajaran Islam semata, namun keberadaannya juga menyentuh aspek psikologis dan sosiologis keluarga. Oleh karena itu, penelitian ini memiliki tiga tujuan, yaitu pertama, mengetahui dampak psikologis wanita karir dalam perkawinan dan keluarga. Kedua, mengetahui hukum Islam tentang aktivitas wanita karir di wilayah publik. Dan ketiga, mengetahui alasan diperbolehkannya wanita beraktivitas di wilayah publik. Dengan menggunakan metode penelitian kepustakaan, penelitian ini menyimpulkan bahwa, pertama, secara psikologis, keberadaan wanita karir bisa mempengaruhi tatanan perkawinan dan keluarga, yang apabila tidak diatur dengan baik bukan mustahil akan berakibat pada disharmonisasi perkawinan dan keluarga. Kedua, dalam Islam tidak ada yang berhak melarang wanita untuk bekerja di luar rumah, termasuk suami sekalipun. Hal ini terkait dengan doktrin Islam sendiri yang sebenarnya tidak pernah membedakan antara laki-laki dan perempuan dari sisi jenis kelamin. Ketiga, konsep wanita karir tidak berarti seorang isteri/ibu bebas bekerja menelantarkan nasib perkawinan dan keluarganya.Kata Kunci: Wanita Karir, Psikologis Keluarga, Sosiologis keluarga dan Hukum Islam.
DIFERENSIASI DAN TINGKAT PEMAHAMAN PRODUK, SERTA KUALITAS SUMBER DAYA MANUSIA ATAS KEPUTUSAN NASABAH PERBANKAN SYARIAH Uswatun Khasanah; Afif Muamar
Ekonomi Islam Vol. 10 No. 2 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (601.251 KB)

Abstract

The greater growth of the banking industry creates increasingly fierce competition between the sharia banking industry so that it will make consumers have many alternative choices before deciding which bank to aim for sharia banking transactions. This study aims to reveal the level of understanding of the quality of human resources of customers to customer decisions, the perception of product differentiation of customer decisions. This study uses qualitative research, data collected by interview, observation, documentation and then analyzed using a descriptive analysis method. The results of the study prove the customer's perception of product differentiation, the level of product understanding, and the quality of human resources have a positive influence on customer decisions in Islamic Banking. This means that according to consumers the three components are considered important when using services in Islamic Banking. Keywords: Products, Quality of Human Resources, Customer Decisions
ANALISIS KEPATUHAN MUSLIM INDONESIA DALAM PRAKTIK KEWARISAN ISLAM (Studi Relasi Ayat Waris dengan Hadits Punahnya Ilmu Kewarisan) Wasman Wasman; Afif Muamar
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 8, No 1 (2023)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v8i1.13267

Abstract

AbstractThis study aims to find out the current implementation of Islamic inheritance law in Indonesia and how to provide an understanding of the division of inheritance in Indonesia. This study is classified as normative research using qualitative methods, which is classified as a type of literature review. The results of this study, namely first, the practice of dividing inheritance among Muslim communities in Indonesia has not been fully implemented. This happened due to the influence of two causal factors, including (1) European historical factors which divided its population into three groups, namely people and those who were equated with Europeans. Foreign Easterners (Chinese), and other Foreign Easterners and Indonesians who focus on European law. (2) Social Factors. Disobedience of some of the Indonesian Muslim community to study Islamic inheritance (faraidh). And second, there is a need for a movement to socialize the science of inheritance on an ongoing basis in terms of education, Islamic study organizations, and religious organizations. Keywords: Islamic Society; Inheritance Law; and The Era of Globalization