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All Journal Enrichment : Journal of Management Mutawazin (Jurnal Ekonomi Syariah) Al-Buhuts (e-journal) Komunal Jurnal Pengabdian Masyarakat Journal of Management and Innovation Entrepreneurship (JMIE)
Muhammad Ardi
Fakultas Ekonomi Dan Bisnis Islam, IAIN Sultan Amai Gorontalo, Indonesia
Religion Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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EFEKTIFITAS SLOGAN GERAKAN CINTA ZAKAT MELALUI PENDISTRIBUSIAN DAN PENDAYAGUNAAN ZAKAT PRODUKTIF PADA BAZNAS KOTA GORONTALO Norma Ningsih Bugi; Muhammad Ardi
MUTAWAZIN (Jurnal Ekonomi Syariah) Vol. 2 No. 1 (2021): Mutawazin (Jurnal Ekonomi Syariah) | April
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutawazin.v2i1.237

Abstract

The purpose of this study is to see the effectiveness of the movement of zakat love in Baznas in gorontalo city. Because this is a new program launched by president Jokowi. The author uses qualitative descriptive method to express the problem in depth and thoroughly, which is useful to provide information, facts and data about the program of zakat love movement in BAZNAS Gorontalo city for underprivileged people in Gorontalo city, by conducting interviews directly to baznas employees of Gorontalo city and people who receive zakat love movement funds. The results of the research conducted the results that the target of the program conducted by BAZNAS Gorontalo city is appropriate. This is evidenced by the selection process conducted by baznas to the candidate mustahiknya. The selection is useful to see if the candidates who are helped mustahik really poor and worthy to be given help. This is done to avoid any assistance that is not on target provided by BAZNAS. So that the help of productive zakat funds can be given to those who deserve help.
Pemberdayaan UMKM Melalui Digitalisasi Keuangan Menggunakan Aplikasi SI APIK di Desa Torosiaje, Kab. Pohuwato, Gorontalo Muhammad Ardi; Wahyudi Rusdi; Ikrima Usman; Ummu Ainun; Hajrahwati Tahir
Komunal Jurnal Pengabdian Masyarakat Vol. 2 No. 1 (2023): Mei 2023
Publisher : Scimadly Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55657/kjpm.v2i1.92

Abstract

Torosiaje Village is a 'floating' village which is one of the tourist destinations in Pohuwato Regency, Gorontalo. This uniqueness causes the UMKMs that develop there to be dominated by UMKMs engaged in tourism and culinary. However, the problem is that almost all of these UMKMs are not yet digital-based in their financial management, everything is still manual-based, from bookkeeping to marketing. SI APIK is an Android-based financial application that aims to improve access to finance, encourage UMKMs to upgrade, and encourage the productivity of UMKSs themselves. Therefore we feel the need to provide training/outreach to the community in Torosiaje village regarding Financial Digitalization in UMKM governance, with the hope of increasing UMKM actors' understanding of the importance of digitizing finance using the SI APIK application in every financial activity starting from simple bookkeeping, financial services access to finance, organizational management, business legality and digital financial records.
The influence of entrepreneurship education and training inbuilding youth entrepreneurial spirit in gorontalo province: - Andi Mardiana; Eka Zahra Solikahan; Muhammad Ardi; Ansar Sahabi; Abdul Latif
Enrichment : Journal of Management Vol. 12 No. 6 (2023): February: Management Science And Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/enrichment.v12i6.1193

Abstract

This study aims to determine the effect of the level of education and training in building the entrepreneurial spirit of youth in Gorontalo Province. The research method uses quantitative methods through multiple linear regression analysis, with 350 samples of MSME in Gorontalo Province from 7 fields. The results showed that the R square was 0.315 or 31.5%.From these results, it can be concluded that the level of education and entrepreneurship training that has been taken by young people has a linear correlation with the entrepreneurial spirit they have.This shows that there is a weak relationship between education and training in fostering the entrepreneurial spirit of youth in Gorontalo Province. This is because there are several factors outside the variables studied that can further foster an entrepreneurial spirit. for example environment and e-commerce.
Hambatan Pengimplementasian Laporan Keuangan Usaha Mikro Kecil dan Menengah (UMKM) Berbasis Digital Rahmatia Rahmatia; Muhammad Ardi; Afriana Lomagio; Ririn Paputungan; Novia A Mustava
Al-Buhuts Vol. 20 No. 1 (2024): Al-Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/ab.v20i1.4724

Abstract

This research aims to analysed the barriers in implementing the preparation of financial reports based digital for UMKM in Gorontalo. This reseach was a type of quantitative reseach with a Participatory Action Research (PAR) approach which consists of four stages, namely (1) Identifying the Research Question. (2) Gathering the information to answer the question, (3) Analyzing and interpreting the information, dan (4) Sharing the results with the participant. The research results show that there are several factors what can barriers the implementation of a financial reporting system UMKM based digital, namely the lack of business actors’ knowledge regarding the preparation of financial reports and technology, as well as the low interest of UMKM. This research highlights the barriers in implementing financial reports based digital for UMKM. These barriers then become a reference in designing a digital system for UMKM SIAM Syariah financial reports adapted to the needs and conditions of business actors. This information system based digital expected to produce relevant and reliable information according to the needs of UMKM. Different from previous research, this research did not just focus on the barriers to implementing financial reports in UMKM, but also provides concrete and practicial solutions to support of the implementation reports based digital in UMKM.
PENGARUH PEMBIAYAAN KUR SYARIAH PT PEGADAIAN TERHADAP PENDAPATAN UMKM DI KOTAMOBAGU Dinda Regina Putri Midu; Abdul Latif; Muhammad Ardi
Journal of Management and Innovation Entrepreneurship (JMIE) Vol. 3 No. 4 (2026): Juli
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70248/jmie.v3i4.4162

Abstract

Penelitian ini menganalisis hubungan pembiayaan Kredit Usaha Rakyat (KUR) Syariah PT Pegadaian dengan peningkatan pendapatan usaha mikro, kecil, dan menengah (UMKM) di Kotamobagu. Penelitian menggunakan pendekatan kuantitatif-asosiatif terhadap 81 penerima KUR Syariah yang dipilih dari populasi 421 pelaku UMKM. Data dikumpulkan melalui kuesioner dan dokumentasi, kemudian dianalisis dengan statistik deskriptif, uji kualitass instrumen, uji normalitas, Breusch-Pagan, Ramsey RESET, regresi linear sederhana, uji t, dan koefisien determinasi. Pembiayaan KUR Syariah berhubungan positif dan signifikan dengan kenaikan laba bersih bulanan (t = 7,685; p < 0,001), dengan R² sebesar 0,428. Omzet, laba bersih, dan volume penjualan juga lebih tinggi setelah pembiayaan, tetapi pola kenaikannya berbeda antarjenis usaha. Kontribusi penelitian terletak pada penyediaan bukti empiris mengenai pembiayaan mikro syariah melalui lembaga keuangan non-bank serta penjelasan mekanisme modal produktif yang menghubungkan pembiayaan, kapasitas usaha, dan pendapatan. Implikasinya, penyaluran KUR Syariah perlu disertai pendampingan pengelolaan modal dan pencatatan keuangan. Karena desain penelitian bersifat non-eksperimental dan menggunakan data retrospektif, temuan diinterpretasikan sebagai hubungan statistik, bukan bukti kausal yang mutlak.
Co-Authors Abdul Latif Afriana Lomagio Ajuna, Luqmanul Hakiem Andi Mardiana Ansar Sahabi Dinda Regina Putri Midu Dukalang, Hendra Eka Zahra Solikahan Hajrahwati Tahir Ikrima Usman Norma Ningsih Bugi Novia A Mustava Rahmatia Rahmatia Ririn Paputungan Ummu Ainun Wahyudi Rusdi