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All Journal Tasyri` : Jurnal Tarbiyah-Syari`ah-Islamiyah Enrichment : Journal of Management Akademika ADILLA: Jurnal Ilmiah Ekonomi Syari'ah Jurnal Perbankan Syariah Darussalam (JPSDa) Journal of Islamic Banking
Agus Wahyu Irawan
IAI Al-Hikmah Tuban
Religion Arts Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Analisis Kualitas Produk untuk Meningkatkan Kepuasan Nasabah Agus Wahyu Irawan
Tasyri` : Jurnal Tarbiyah-Syari`ah-Islamiyah Vol 27 No 2 (2020): October 2020
Publisher : LPPM STAI Ihyaul Ulum Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/tasyri.v27i2.95

Abstract

The purpose of this article is to find out how to optimize product quality for customer satisfaction. The type of data used in this article is secondary data. Secondary data is data obtained from library sources which include documents, books, and research reports. How to optimize product quality by means of initial ideas or ideas, screening of ideas or ideas, concept development and testing, marketing strategies, business analysis, product development, market testing, commercialization. Product quality is something that provides benefits both in terms of meeting daily needs or something that consumers want to have. Therefore, good product quality will affect customer satisfaction.
Swot Analysis Of Implementation Of Mutlaqoh Muḍarabah Contract On Pension Saving Products At Indonesian Sharia Bank Kc Bojonegoro Muhammad Muslih; Agus Wahyu Irawan; Kholishudin; Shelvyna Rikantasari
Enrichment : Journal of Management Vol. 12 No. 4 (2022): October: Management Science and Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (346.934 KB)

Abstract

This study aims to explain the implementation of muḍarabah mutlaqoh contracts in retirement savings at Bank Syariah Indonesia KCP Bojonegoro. This study uses a qualitative research type using SWOT analysis. By using the method of collecting data through interviews, observation and documentation of the subject. Basically, the activities of every Islamic bank are not much different from conventional banks. Islamic banks have an intermediary function, namely bridging the interests of people who need funds with those who have excess funds. In addition, Islamic banks also have a mandate function so that they are obliged to be responsible and maintain the security of the funds stored. In accordance with sharia principles in the National Sharia Council Fatwa No. 02/DSN-MUI.IV/2000 concerning savings which are divided into two types, namely savings that use the wadi'ah principle and the principle of muḍarabah mutlaqoh. The results of this study indicate that this retirement savings uses a muḍarabah mutlaqoh contract in which this contract uses the principle of profit sharing between shahibul mall (customers) and muḍarib (managers) with the distribution using the profit sharing method or the net revenue sharing method between both parties based on the agreed ratio. The implementation of retirement savings includes: requirements to become a prospective customer, opening savings to closing savings, profit sharing for retirement savings and product promotions. The obstacles that exist in retirement savings are: lack of public trust and must have two savings.
Model Kewirausahaan Sosial Di Pondok Pesantren Miftahul Hikmah Sukorejo Parengan Tuban Dian Rosita Hariyati; Agus Wahyu Irawan; Shelvyna Rikantasari
Akademika Vol 16, No 2 (2022): Akademika
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/adk.v16i2.1097

Abstract

Entrepreneurship model whose business is partly for social and partly for business development. The problem raised is how the social entrepreneurship model at Miftahul Hikmah Islamic Boarding School Sukorejo Parengan Tuban, the research method used is a qualitative research method, namely by describing the results of the study. The results of the research on the social entrepreneurship model at Miftahul Hikmah Islamic Boarding School cover three points, namely, the entrepreneurship education model in the form of training and field practice. Ma'arif Mart's cooperative social entrepreneurship model, namely, students as employees, Part of the results of kopontren's business for pesantren, as well as the HCG (Hikma Collection Group) social entrepreneurship model, namely students as employees and some of the proceeds are used for pesantren. The social entrepreneurship model is in accordance with the four elements of social entrepreneurship, namely, the existence of social values, economic activities, innovation and civil society.
Peran Bank Jatim Syariah Dalam Meningkatkan Profitabilitas Agus Wahyu Irawan; Imam Wahyudhi
ADILLA : Jurnal Ilmiah Ekonomi Syari'ah Vol 6 No 1 (2023): Januari
Publisher : Universitas Islam Darul 'ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/adilla.v6i1.3748

Abstract

This research has a problem about the role of Islamic Jatim banks in increasing profitability. The research method used by researchers is a qualitative descriptive research method. The results that the researchers obtained were increasing financing (expansion of financing). By increasing financing to the public, the profits obtained by the bank will increase. Reducing operational costs. Reducing NPL (non-performing/uncollectible financing). effort. Bank Jatim Syariah is no exception, which is engaged in raising funds (funding) and channeling funds (landing) with a sharia pattern. Barriers in its implementation is bad credit. It is difficult to understand the character of customers in their technical philosophy, rejecting risky customers with all considerations is better than accepting them.
Pendistribusian Zakat Sebagai Upaya Pengentasan Kemiskinan Di Badan Amil Zakat Nasional (BAZNAZ) Agus Wahyu Irawan; Heri Kuncoro Putro; Moh. Agus Sifa’; Imam Wahyudhi
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 3 No. 1 (2023): Januari 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v3i1.1954

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana Manajemen pendistribusian zakat. Penelitian ini menggunakan metode penelitian kualitatif. Metode analisis yang digunakan adalah deskriptif kualitatif. Berbagai usaha telah dilakukan oleh pemerintah termasuk ulama dan ilmuwan agar implementasi zakat terlaksana. Untuk itu sebenarnya konsep operasional penerapan zakat, dapat dijadikan contoh dan terus dikembangkan pada masa sekarang, serta diaktualisasikan sesuai dengan pertumbuhan dan tuntutan masyarakat. Dengan memberdayakan zakat secara optimal (mulai dari pemetaan data muzakki, pencatatan muzakki, pengumpulan dana/benda zakat, pendistribusian dana/benda zakat, pemetaan dan pencatatan penerima zakat) yang selalu diupdate. Proram Pensistribusian Zakat yang dilaksanakan oleh BAZNAS Tuban adalah Tuban, Berdaya adalah memberdayakan masyarakat yang kurang mampu yang punya usaha untuk terus berkembang, Tuban Sehat memberikan bantuan kepada masyarakt yang membutuhkan mobil ambulance dan memberikan bantuan uang untuk berobt, Tuban peduli memberikan bantuan kepada masyarakat yang mengalami bencana banjir, lonsor, Tuban cerdas memberikan bantuan beasiswa kepada siswa yang kurang mampu dan Tuban Taqwa memberikan bantuan kepada penjaga masjid dan guru TPQ dan pendakwah yang ekonominya masih kurang mampu untuk memnuhi kebutuhan hidupnya.
PENGELOLAAN WISATA PANTAI BALONGAN DALAM UPAYA PENDISTRIBUSIAN PENDAPATAN MASYARAKAT Muhammad Munim; Heri Kuncoro Putro; Agus Wahyu Irawan
Journal of Islamic Banking Vol. 4 No. 2 (2023): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to determine the process and role of managing Balongan beach tourism potential towards equal distribution of community income in Balongmulyo Village, Kragan subdistrict. How is the management process carried out so that the process can achieve the targets desired by various stakeholders. The method used in this research is descriptive qualitative. The methods used in collecting data in this research were interviews, observation and documentation. The research results show that Balongan beach tourism uses a form of community-based tourism management or Community Based Tourism (CBT). This form of management prioritizes the concept of harmony between stakeholders, namely the community, government and private sector (investors). To achieve this management requires a long process, namely from the planning, implementation to maintenance stages. Then the role of managing Balongan beach tourism potential is the economic impact that is most recognized by the people of Balongmulyo, namely the equal distribution of income for the people of Balongmulyo. Because the management of Balongan beach tourism can open up employment opportunities for the people of Balongmulyo and the surrounding community by selling or as builders and increasing people's income.
Co-Authors Dian Rosita Hariyati Heri Kuncoro Putro Imam Wahyudhi Kholishudin Muhammad Munim Muhammad Muslih Shelvyna Rikantasari Sifa', Moh Agus