Claim Missing Document
Check
Articles

Found 2 Documents
Search

Memberikan Penyuluhan Penerapan Manajemen Risiko Berbasis ISO 31000 Pada Sektor Industri Jasa dan UMKM Mulawarman Awaloedin; I Nyoman Winata; Syahrial Sidik
ARSY : Jurnal Aplikasi Riset kepada Masyarakat Vol. 3 No. 1 (2022): ARSY : Jurnal Aplikasi Riset kepada Masyarakat
Publisher : Lembaga Riset dan Inovasi Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/arsy.v3i1.297

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk melakukan penyuluhan tentang bagaimana menerapkan manajemen risiko berbasis ISO 31000 di masyarakat pengguna. Untuk mendapatkan data, dilakukan penyuluhan menggunakan platform zoom meeting, dengan sasaran pengusaha sektor industri jasa keuangan, UMKM, serta para pengajar di perguruan tinggi dan mahasiswa. Pembahasan mencakup pada penerapan manajemen risiko berbasis ISO 31000 dengan menghadirkan seorang pakar dan praktisi di bidang ini. Pembahasan dilengkapi dengan serangkaian kasus-kasus yang terjadi, tentang bagaimana menerapkan manajemen risiko versi ISO 31000 di industri terkait. Seperti industri logistik dan transportasi, asuransi dan industri keuangan non bank lainnya. Meskipun cara teraman dalam pengelolaan risiko adalah dengan menghindari risiko (risk avoidance), namun kegiatan pengabdian ini berupaya untuk memberikan penyuluhan bahwa sangat disarankan untuk mengalihkan risiko (risk transfer) ke badan usaha yang akan menanggung risiko tersebut. Kata Kunci : risiko, manajemen risiko, ISO 31000
Analysis Leverage to Anticipate The Risk of Financial The National Life Insurance Company I Nyoman Winata
International Journal of Science, Technology & Management Vol. 4 No. 1 (2023): January 2023
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v4i1.757

Abstract

This study aims to (1) analyze the condition of the application of financial leverage and operational leverage of PT. Asuransi Jiwa XYZ; (2) analyze the impact of the condition of applying financial leverage and operational leverage on the company's financial risk. This research method uses a quantitative descriptive method with a case study approach at PT Asuransi Jiwa XYZ. The type of research data used is secondary data, namely quantitative data in the form of financial report data for 2018-2020 obtained from the company's website. Data analysis techniques are performed by calculating financial leverage ratios and operational leverage, then interpretation is carried out. Then an analysis of the impact of the condition of the company's leverage on its financial risk is carried out. The results achieved are that in general financial leverage and operational leverage indicate poor performance. Meanwhile, the impact of financial leverage and operational leverage on the company's financial risk also indicates poor performance, this is possibly due to the impact of the Covid-19 pandemic which has hit the country and even the whole world. However, data from the previous two years had shown indications of a significant decline in the company's financial performance.