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Peter Peter
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Journal : Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat

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The Personal Debt Management Literacy for the Participants affiliated with Penabur Christian Education Agency Foundation in Cirebon Peter, Peter; Iskandar, Dini; Herlina, Herlina; Martalena, Martalena; Wahyusaputra, Tedy; Hadianto, Bram
Abdimas Galuh Vol 7, No 2 (2025): September 2025
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ag.v7i2.18611

Abstract

This community service aims to make the participants associated with Penabur Christian Education Agency Foundation in Cirebon comprehend debt management by delivering knowledge of credit cards, pawnshops, pay-later, and online peer-to-peer lending platforms. Because of the numerous people, the keynote speaker utilizes the lecture technique to deliver them, followed by a question-and-answer section. Furthermore, this committee designed the related multiple choice questions through the questionnaire and asked the participants to complete them before and after the material delivery (MD) to know this effectiveness. As a result, 70.95% of precise answers exist after MD, elevated from 65.77% of precise ones before MD. This situation indicates that the participants understand this debt literacy well. Indeed, by having it, they can correctly decide the debt sources used to avoid financial problems.
Co-Authors Ahmad Fadli Amun Amri Aribowo , Agus Bagus Mulyawan Bram Hadianto Ginting, Litka Tiadora Ria br. Herlina Herlina Herlina Herlina Ika Gunawan Iskandar, Dini Jessica Wiraatmaja Liem Ek Bien Liem Ek Bien Martalena Martalena Raihin, Yusuf Osman Salsabila, Unik Hanifah Sugianta Ovinus Ginting Tan , Ming Kuang Tedy Wahyusaputra