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Edukasi Inovasi Bisnis dan Pembiayaan Mandiri: Strategi Kemandirian Ekonomi Desa Kertawangi Tjandrasa, Benny Budiawan; Malinda, Maya; Wattimena, Sophia Isabella; Ida, Ida; Herlina, Herlina; Iskandar, Dini
Jurnal Pengabdian Multidisiplin Vol. 4 No. 3 (2024): Jurnal Pengabdian Multidisiplin
Publisher : Kuras Institute & Scidac Plus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51214/002024041260000

Abstract

Desa Kertawangi memiliki potensi sumber daya alam yang melimpah di sektor pertanian dan pariwisata. Namun, masyarakat Desa Kertawangi dihadapkan pada tantangan pengembangan usaha terkait inovasi, akses pembiayaan mandiri, dan perlu bijak dalam pengelolaan keuangan. Kegiatan pengabdian ini bertujuan untuk meningkatkan kapasitas masyarakat melalui edukasi inovasi bisnis dan pembiayaan mandiri, sehingga mampu memanfaatkan potensi lokal secara optimal. Metode yang digunakan adalah ceramah dan diskusi. Hasil kegiatan menunjukkan peningkatan pengetahuan Masyarakat Desa Kertawangi terhadap inovasi bisnis, pengelolaan keuangan, dan akses pembiayaan. Implikasi kegiatan ini adalah mendorong Masyarakat Desa Kertawangi meningkatkan kapasitasnya dalam mengelola potensi lokal yang berkelanjutan. Saran dari kegiatan pengabdian ini adalah perlunya pendampingan berkelanjutan untuk memastikan terlaksananya pemanfaatan potensi lokal secara optimal.
PEMBINAAN PERENCANAAN KEUANGAN DAN INVESTASI BAGI GURU DAN KARYAWAN BPK PENABUR BANDAR LAMPUNG Anatan, Lina; Martalena; Iskandar, Dini; Wahyusaputra, Tedy; Herlina
Servirisma Vol. 4 No. 1 (2024): Servirisma : Jurnal Pengabdian kepada Masyarakat
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) Universitas Kristen Duta Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21460/servirisma.2024.41.64

Abstract

The global economic crisis challenge which caused the economy to not be conducive had a significant impact on the macroeconomic and microeconomic levels, namely individuals. In this circumstance, the public needs to be provided education related to financial literacy, especially financial planning, investment, and retirement through community service activities. Implementation of community service activities in the form of training is conducted to provide information and knowledge and increase public understanding, especially teachers and employees of BPK Penabur Bandar Lampung on the importance of financial planning, investment planning, and retirement planning. The evaluation results pre- and post-presentation of material related to these three topics showed an increase in participants' understanding of financial planning, investment planning and retirement planning. Apart from that, there has been an increase in information and access to knowledge related to financial planning, investment planning, especially related to investment instruments, and retirement planning. These two conclusions were drawn based on evaluation results which showed an increase in the percentage of correct answers given by participants.
Pension Literacy For The Teachers and Administration Staff in BPK Penabur Jatibarang Peter, Peter; Wahyusaputra, Tedy; Iskandar, Dini; Gunawan, Ika; Herlina, Herlina; Martalena, Martalena; Hadianto, Bram
Jurnal Abdimas Prakasa Dakara Vol. 4 No. 2 (2024): Pemberdayaan Masyarakat Melalui Pengembangan Kompetensi dan Literasi Praktis Be
Publisher : LPPM STKIP Kusuma Negara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37640/japd.v4i2.1962

Abstract

Financial literacy is the basis for building a wise nation to manage money. As one of this kind of knowledge, pension planning and implementation must be deeply introduced by higher education institutions, as exhibited by their lecturers, to society in service to the community. To support it, the lecturers in the undergraduate management department at the Business Faculty of Maranatha Christian University do it by training teachers and administration staff members of BPK Penabur Jatibarang. Moreover, the community service committee takes seven questions from Luchak and Gunderson (2000), develops them into nine questions with a multiple-choice system, and examines the difference in the percentage of accurate answers (PAA) post and pre-presented materials by the paired sample t-test to evaluate this training. Based on this testing result, the participants can correctly answer more questions after training (63.17%) than before (47.30%), reflecting the zone movement based on Chen and Volpe (1998) from the low level below 60% to the middle level between 60% and 79%. Regarding the long-term implementation, the participants must obtain the money needed for pensions by saving money monthly and investing in assets that can elevate their value, such as marketable securities in the capital market, gold, and hard currency.
Community service to improve the comprehension of investment literacy for employees in Bogor City Peter, Peter; Iskandar, Dini; Herlina, Herlina; Martalena, Martalena; Wahyusaputra, Tedy; Hadianto, Bram
Jurnal Abdimas Kartika Wijayakusuma Vol 5 No 3 (2024): Jurnal Abdimas Kartika Wijaya Kusuma
Publisher : LPPM Universitas Jenderal Achmad Yani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26874/jakw.v5i3.533

Abstract

This community service intends to enhance people's understanding of investment literacy amid fraudulent investments. The people intended are employees and affiliated persons of BPK Penabur in Bogor City. Moreover, the service community team uses the lecture method to train the participants, the advanced questions to assess their investment knowledge level, and the pair sample t-test to detect the difference of precise correct responses to measure the effectiveness of this event. Based on the evaluation, the team reports that their investment literacy level elevates before and after the training sections, reflected by 62.83% to 78.95% correct responses, which is they have the middle level based on the certain criteria. Having this level, they are suggested to start investing in bonds, shares, and mutual funds by contacting the local securities companies or following the financial certification provided by Maranatha Christian University to get comprehensive economic knowledge.
The Personal Debt Management Literacy for the Participants affiliated with Penabur Christian Education Agency Foundation in Cirebon Peter, Peter; Iskandar, Dini; Herlina, Herlina; Martalena, Martalena; Wahyusaputra, Tedy; Hadianto, Bram
Abdimas Galuh Vol 7, No 2 (2025): September 2025
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ag.v7i2.18611

Abstract

This community service aims to make the participants associated with Penabur Christian Education Agency Foundation in Cirebon comprehend debt management by delivering knowledge of credit cards, pawnshops, pay-later, and online peer-to-peer lending platforms. Because of the numerous people, the keynote speaker utilizes the lecture technique to deliver them, followed by a question-and-answer section. Furthermore, this committee designed the related multiple choice questions through the questionnaire and asked the participants to complete them before and after the material delivery (MD) to know this effectiveness. As a result, 70.95% of precise answers exist after MD, elevated from 65.77% of precise ones before MD. This situation indicates that the participants understand this debt literacy well. Indeed, by having it, they can correctly decide the debt sources used to avoid financial problems.