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Pengaruh CAR, BOPO, dan FDR Terhadap NPF Pada Bank Syariah Indonesia Periode Tahun 2016-2021 Annisa Rahayu; Fazhar Sumantri; Feby Angriawan Latumanase; Danni Maulana; Aditya Prasetyo
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 3 No 4 (2022): May 2022
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v3i4.1215

Abstract

Islamic bank is a banking system that runs a system of financial activities based on Islamic law. The performance of Islamic banks can be measured by the size of the NPF. Factors that affect NPF basically come from outside and inside the company such as CAR, BOPO, and FDR. This study aims to examine the effect of Non Performing Financing (NPF) from Islamic banks with the Capital Adequacy Ratio (CAR), Operating Costs and Operating Income (BOPO) and Financing to Deposit Ratio (FDR). This research is a quantitative research. The data used is quarterly data at BRI Syariah Bank. In this study using multiple regression data analysis. The classical assumption tests used in this research are normality, multicollinearity, heteroscedasticity and autocorrelation. The research shows that NPF has a positive and significant effect on CAR, BOPO, and FDR. The predictive capability of the three variables on the NPF is 56.6%, while the rest are affected by other factors outside the research model
Pengaruh Motivasi dan Kepuasan Kerja Terhadap Kinerja Guru SMA Negeri 6 Halmahera Utara Maluku Utara Feby Angriawan Latumanase; Irwin Ananta Vidada
Jurnal Syntax Admiration Vol. 4 No. 10 (2023): Jurnal Syntax Admiration
Publisher : Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jsa.v4i10.735

Abstract

Based on the 2022 Teacher Performance Assessment (PKG) as evidenced by the 2022 Teacher Competency Test, it explains that the results of the competency test for teachers, especially high school teachers in North Maluku Province with an average of 44.79, are considered low. SMA Negeri 6 Halmahera Utara as one of the best high schools in North Maluku Province is of course one of the schools that has low teacher performance. Even the students admit that the teachers of SMA Negeri 6 North Halmahera really teach in accordance with their duties and responsibilities, but there are a number of things that do affect teacher performance which are thought to be caused by a lack of motivation and job satisfaction in completing their assignments. The purpose of this study was to determine the effect of motivation and job satisfaction on teacher performance at SMA Negeri 6 Halmahera Utara, North Maluku. The research method that the author uses is the Quantitative Method by using a questionnaire on 30 teachers at SMA Negeri 6 Halmahera Utara, North Maluku. From the results of the study it was found that there is a positive relationship between motivation and teachser performance, job satisfaction and teacher performance.