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All Journal Journal of Economic, Bussines and Accounting (COSTING) InPrime: Indonesian Journal Of Pure And Applied Mathematics Husnayain Business Review
Puspa Liza Ghazali
Universiti Sultan Zainal Abidin
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Mathematics

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Table of Integration Model for Motor Vehicle Sharia Insurance Rini Cahyandari; Asep Solih Awalluddin; Dara Selvi Mariani; Sukono Sukono; Puspa Liza Ghazali
InPrime: Indonesian Journal of Pure and Applied Mathematics Vol 2, No 1 (2020)
Publisher : Department of Mathematics, Faculty of Sciences and Technology, UIN Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (3070.751 KB) | DOI: 10.15408/inprime.v2i1.14811

Abstract

AbstractMotor vehicle insurance is one of the general insurance types that provide coverage for loss, damages, and disappearance of a motor vehicle due to risks experienced by the covered object. The product illustration of motor vehicle insurance is generally presented in a condensed form, containing few pages and limited information. Based on a product illustration of motor vehicle sharia insurance issued by PT. Asuransi Tri Pakarta (TRIPA) treated as a case study, an alternative version of product illustration in form of a table of integration model was designed to not only provided general information but also vehicle prices, values of premiums, tabarru, ujrah, investment, insurance costs, and surplus (if any). The partitions also performed on the additional protection offered by TRIPA so that the benefits that would be received by the insured would be greater. The generated table of integration model presents richer information regarding the insurance products, better scheme, and transparency in the management of total premiums.Keywords: general insurance; product illustration; management of total premiums; integration model; benefits. AbstrakAsuransi kendaraan bermotor merupakan salah satu jenis asuransi umum yang memberikan jaminan terhadap kerugian, kerusakan dan kehilangan kendaraan bermotor akibat terjadinya risiko yang menimpa obyek pertanggungan. Umumnya ilustrasi produk asuransi kendaraan bermotor disajikan dalam bentuk ringkasan yang beragam dalam beberapa halaman dan hanya menjelaskan informasi secara umum saja. Mengambil studi kasus berupa ilustrasi produk asuransi syariah kendaraan bermotor dari PT. Asuransi Tri Pakarta (TRIPA), dirancang bentuk alternatif penyajian berupa tabel model integrasi yang memberikan informasi tidak hanya harga kendaraan dan besaran premi, tetapi juga informasi tentang tabarru, ujrah, investasi, biaya asuransi, surplus (jika ada). Selanjutnya, dilakukan partisi terhadap perlindungan tambahan sehingga manfaat yang diperoleh tertanggung lebih luas. Melalui tabel model integrasi ini, informasi yang tertulis tentang produk asuransi lebih lengkap dan skema pengelolaan premi total asuransi syariah kendaraan bermotor juga lebih jelas.Kata Kunci: asuransi umum; ilustrasi produk; pengelolaan premi total; model integrase; manfaat.
Workload and Employee Performance in the Plantation Industry in Indonesia Puspa Liza Ghazali; Dedi Iskamto; Asyraf Aftanorhan
Husnayain Business Review Vol. 3 No. 2 (2023)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia (ADPEBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/hbr.v3i2.744

Abstract

This study aims to determine the effect of workload on employee performance at PT. Perkebunan Nusantara V Administrative Division of Human Resources/General Sei Galuh Gardens. The population in this study were employees of the Human Resources/General Administration Section, namely as many as 50 people. In this study, researchers took all employees, namely 50 people. To get a sample of this study researchers used the census method. For data analysis and hypothesis testing using SPSS version 25. Hypothesis testing was carried out to determine the relationship between the independent variable and the dependent variable. The results of the hypothesis show that workload has an effect on employee performance. The determinant test shows that the R Squere value is 90.2%, meaning that there is an effect of workload on employee performance, while the remaining 9.8% is influenced by other variables outside of this research.
PENGARUH HARGA DAN KUALITAS PRODUK TERHADAP LOYALITAS KONSUMEN PADA PORDUK SKINCARE DI KECAMATAN MEDAN SUNGGAL Julianus Deni Cristanto; Dede Ansyari Guci; Puspa Liza Ghazali
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 3 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v8i3.14666

Abstract

Meningkatnya kebutuhan akan produk skincare di Kota Medan dipengaruhi oleh harga dan kualitas produk, yang memainkan peran penting dalam membangun loyalitas konsumen dan strategi pemasaran yang efektif. Tujuan penelitian ini untuk melihar pengaruh harga dan kualitas produk terhadap loyalitas konsumen pada produk skincare. Penelitian ini menggunakan metode regresi linier berganda dengan menggunakan 100 sampel.Hasil dari penelitian ini memperlihakan bawah harga secara parsial berpengaruh positif dan signifikan terhadap loyalitas konsumen, kemudian pada kualitas produk secara parsial berpengaruh positif dan signifikan terhadap loyalitas konsumen. Pada uji simultan memperlihatkan bahwa harga dan kualitas produk berpengaruh positif dan signifikan terhadap loyalitas konsumen pada produk skincare di Kota Medan Kesimpulan penelitian ini menunjukkan bahwa harga dan kualitas produk skincare berpengaruh positif dan signifikan terhadap loyalitas konsumen di Kota Medan, baik secara parsial maupun simultan. Hal ini menekankan pentingnya harga yang kompetitif dan kualitas produk yang baik dalam membangun loyalitas konsumen.
Co-Authors Asep Solih Awalluddin, Asep Solih Asyraf Aftanorhan Dara Selvi Mariani Dede Ansyari Guci Dedi Iskamto Julianus Deni Cristanto Rini Cahyandari Sukono .