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Journal : Diponegoro Journal of Islamic Economics and Business

PERILAKU KONSUMSI SWIKE KODOK PADA MASYARAKAT MUSLIM DI KABUPATEN GROBOGAN Widayanti, Safira; Pujiyono, Arif
Diponegoro Journal of Islamic Economics and Business Vol 1, No 2 (2021): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (808.493 KB) | DOI: 10.14710/djieb.13588

Abstract

Consumption Behavior of Swike Kodok in Muslim Communities in Grobogan District. Every muslim should understand about Islamic laws. One of them is Islamic dietary law about halal (permissible) or haram (forbidden) food of swike kodok. Although swike kodok is haram food, some Muslims prefer to continue consuming it. This study aims to determine the reasons of several Muslims who continue consuming swike kodok. This study uses the phenomenological method with the Interpretative Phenomenological Analysis (IPA) approach. The Interpretative Phenomenological Analysis (IPA) approach is used in research to find out the meaningful and different experiences on every Muslim consumer of swike kodok. This method uses in-depth interview techniques and analyzed as stages in the phenomenological method guidelines with the Interpretative Phenomenological Analysis (IPA) approach. Participants in this study were 5 Muslim consumers of swike kodok. They are native inhabitants of Grobogan district that also swike kodok stalls consumers, in Purwodadi sub-district. The results obtained from this study there are 4 main themes and at once reveal the background of the phenomenon why Muslims still consuming swike kodok. Among them are social environment, addictive behavior of consuming swike kodok, the satisfaction of consuming swike kodok, and self- belief.
DETERMINAN PROFITABILIAS PT. BANK PANIN DUBAI SYARIAH TBK PERIODE 2013-2017 MENGGUNAKAN METODE ARDL-ECM Saputra, Donny Eka; Pujiyono, Arif
Diponegoro Journal of Islamic Economics and Business Vol 1, No 2 (2021): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (989.773 KB) | DOI: 10.14710/djieb.13585

Abstract

Profitability is an important tool to improve Islamic bank performance, evaluating their operations, determining management policy, making strategy to help the Islamic banks survive in competitive market, and improving living standard of people. In 2017, PT Bank Panin Dubai Syariah Tbk becomes the most losses Islamic bank among the other 14 Islamic bank in Indonesia. This study aims to examine the influence of bank specific and macroeconomy factors that contributed toward the profitability of PT. Panin Dubai Bank Syariah. Tbk over the period 2013- 2017. This study used the Autoregressive Distributed Lag – Error Correction Model (ARDL-ECM) consisting of a stationary test, optimal lag selection, cointegration test, diagnostic test, and stabilization test. Data used in this study are monthly time series data with 60 observations obtained from Otoritas Jasa Keuangan and Badan Pusat Statistik over the period 2013-2017. Bank specific variable are FDR and DPK, while macroeconomic variable are BI Rate, inflation, and exchange rates. Based on optimal lag selection, ARDL (1,0,1,0,0,0) model is generated. The ARDL-ECM estimation results showed that FDR, BIR, and KURS affect profitability in both short and long run. DPK affect profitability only in short run, while inflation does not affect profitability in both short run and long run. The speed of adjustment is 85% per period. The implication of this result is PT. Panin Dubai Bank Syariah Tbk needs to raise CASA to minimalize the operating costs and must able to managed well bad financing through inter-bank, central bank and securities placements.