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Increasing the competitiveness of Rural Banks through an innovation approach in Bogor District Dimas Ari Darmantyo; Ratno Ratno; Yustiana Wardhani
The Management Journal of Binaniaga Vol 5, No 2 (2020): December 2020
Publisher : STIE Binaniaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33062/mjb.v5i2.394

Abstract

Competition in the banking world in increasing the value of its assets is getting tighter.The presence of financial technology adds to the tight competition in the banking world. Rural Banks (BPR) which focuses on small community services and MSMEs must innovate in order to survive in the banking industry. This research aims to find out if there is an influence of product innovation, process innovation, marketing innovation and organizational innovation on business performance, with accidental sampling method to obtain 150 samples of BPR Customers Bogor District, this research uses Structural Equation Modelling (SEM) method to analyze the data obtained. The results showed that, there is a positive influence of product innovation, process innovation, marketing innovation and organizational innovation on business performance. Product innovation variables have a stronger impact on business performance than marketing innovation, organizational innovation and process innovation. Keywords : Product Innovation, Process Innovation, Marketing Innovation and Business Performance
The development of social entrepreneur through family empowerment (Posdaya) in the Bogor City Ratno Ratno; Adri Wihananto; Syarief Gerald Prasetya
The Management Journal of Binaniaga Vol 5, No 2 (2020): December 2020
Publisher : STIE Binaniaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33062/mjb.v5i2.401

Abstract

Unemployment in urban areas is a social problem that must be resolved immediately. One way to overcome these social problems is community empowerment through social entrepreneurship or better known as social entrepreneur. The purpose of this research is to provide input in policy making related to handling economic and social problems and also as a medium for increasing knowledge as well as a reference source for further research related to Posdaya. The research method uses Qualitative Interactive analysis, namely the process of searching, compiling and analyzing data obtained from interviews in a systematic manner so that it is easy to understand and of course can be informed to others. Research results: the characteristics of Posdaya cadres in Bogor City based on individual characteristics are mostly female, aged 25 to 45 years, have the highest education equivalent to SMU (Senior High School), work as entrepreneurs and have been administrators for 4 to 6 years. In a qualitative analysis, it is found that sociopreuner and social innovation have a relationship with the success of the Posdaya (Social Entrepreneur), where sociopreneurs and social innovation tend to have a positive relationship with Social Entrepreneurs.Keywords: Social Entrepreneur and Family Empowerment