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All Journal Islamic Ecomonics Journal An-Nisbah: Jurnal Ekonomi Syariah TSAQAFAH FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Dialektika: Jurnal Ekonomi dan Ilmu Sosial Journal of Islamic Economics and Finance Studies Journal of Islamic Economics and Philanthropy Jurnal Ilmu Ekonomi dan Bisnis Islam Nusantara Hasana Journal Journal of Economics, Law, and Humanities Al Qardhu Jurnal Ekonomi dan Bisnis Islam Proceedings of Femfest International Conference on Economics, Management, and Business
Miftahul Huda
Universitas Darussalam Gontor
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Nursing Social Sciences

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Journal : islamic ecomonics journal

 1 
Indikator Perilaku Konsumen Dalam Memenuhi Kebutuhan Primer (Studi Maslahah Imam Al-Gazali Kitab Al Mustasfa Min ‘Ilm Ushul) Miftahul Huda
Islamic Economics Journal Vol 3, No 2 (2017)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (377.382 KB) | DOI: 10.21111/iej.v3i2.2719

Abstract

Consumer behavior is a human attitude in utilizing its income in meeting the needs, both individually and socially. The problem of human economy in the perspective of Islam is the fulfillment of need with Natural Resources (SDA), with the concept of maslahah is expected to assist in fulfilling the welfare of human life present. Imam Al-Ghazali has previously introduced the concept of social welfare function, in which we are required to distinguish the needs of dharuriyyat, hajiyyat, and tahsiniyyat is a matter which must Observed, lest we be wrong in determining the category level tesebut. Introduction in meeting the needs of priority scale has been introduced since the first although not yet reviewed in detail. The application al-ushul al-khamsah in meeting human needs has been facilitated by its development to date. The universal value that belongs to its own value in guarding the behavior of a consumer to become an Islamic Man.
The Effect of Macroeconomic Variables on the Profitability of Islamic Commercial Banks in Indonesia Huda, Miftahul; Rofiqo, Azidni; Abdul Razak, Abdurrizqi Bin; Nabila, Fikriyyatun
Islamic Economics Journal Vol. 10 No. 2 (2024)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/iej.v10i2.11759

Abstract

Islamic banks as a form of banking that operates based on sharia principles, are expected to show superior financial performance when compared to interest-based conventional banks. This study aims to determine the effect of inflation, JUB, and PUAS on the profitability of Indonesian Islamic Commercial Banks. The method used in this research is a deductive quantitative method, with the Vector Autoregressive (VAR) Vector Error Correction Model (VECM) approach and the E-Views 12 test tool. The data used in this study used secondary data with time series data from the period January 2013 to April 2023, where ROA was used as an independent variable and Inflation, Money Supply, and Islamic Interbank Money Market became the dependent variable. As for the results of this study, in the long term, the variables of Inflation and JUB have a significant and negative effect on the Return on Assets (ROA) of Indonesian Islamic Commercial Banks, while the Islamic Interbank Money Market (PUAS) variable does not have a significant and negative effect on the Return on Assets (ROA) of Indonesian Islamic Commercial Banks. In the short term, the variables of Inflation, Money Supply (JUB), and the Islamic Interbank Money Market (PUAS) do not have a significant and negative influence on the Return on Assets (ROA) of Indonesian Islamic Commercial Banks.
Co-Authors Abdul Razak, Abdurrizqi Bin Achmad Fajaruddin Ahmad Lukman Nugraha Ahmad Suminto Ahmad Suminto Amelia Putri Arizka Zaharani Anwar Fatoni Baehaqi Bunga Wahyu Santika Chaerul Rochman Dian Septi Purnamasari Febrina Yolandha Fikriyyatun Nabila Gayuh Aulia Safitri Hanif, Muhammad Nabil Husna Nabila Rosyida Isma Fathya Fajriati Khoirul Umam Listya Rahmah Lusiana Suryadie Putri M. Kurnia Rahman Abadi Maisaroh Aribah, Shafira Meichio Lesmana Mohamad Anton Athoillah Mufti Afif Muhammad Abdul Aziz Mulya Fan Tika Mu’arrifah Mu’arrifah Nabila, Fikriyyatun Nafisatu Roudlotin Ni’mah Nakhwa Hasanatul Aulia Nazmah Maryam Nuri Azizah Putri Fadillah Rahman Putri Miftakhul Jannah Ratna Alfina Nurcahyani Ririn Maryam Rizqon, Abdul Latif Rofiqo, Azidni Septiyani, Amelia Suminto , Ahmad Susilo, Adib . Syaidatul Sa’diah Zaimudin Al-Mahdi Mokan Zuhria Febriana Putri