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Journal : Ilmu Hukum Prima

TINJAUAN TENTANG PELAKSANAAN LELANG ATAS AGUNAN HAK TANGGUNGAN DALAM PERKARA KREDIT MACET ( STUDI PUTUSAN NOMOR 86/PDT/2015/PT.MDN) suhaila zulkifli zulkifli
Ilmu Hukum Prima (IHP) Vol. 1 No. 1 (2018): JURNAL ILMU HUKUM PRIMA
Publisher : jurnal.unprimdn.ac.id

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Abstract

Banks as a financial institution in the activities of distributing credit to the public can minimize the risk by applying clear and complete guarantee of the guarantee law, considering that any loan disbursement requires a strong guarantee that serves to guarantee the debtor's debt repayment if the debtor breaches an appointment or bankruptcy. Credit guarantee will provide legal certainty to the bank that the credit will be returned by execution of bank credit guarantee so as to prevent the occurrence of bad loans. The method of research in this writing is the normative juridical which aims to know the provisions of the implementation of the auction against objects of collateral in the credit agreement and to analizes review of decision number 86 / PDT / 2015 / PT-MDN. The legal provisions on the granting of guarantees in credit agreements are regulated in the Codeof civil Law No.4 of 1999 concerning mortgage right, Act No.42 of 1999 on fiduciary guarantee and Law no. 10 Year 1998 About Banking. The provisions of the auction for the objects of collateral in the credit agreement are contained in Article 20 Paragraph (1) Sub-Paragraph a and Sub-Paragraph (2) UUHT and Minister of Finance regulation No.106 / PMK.06 / 2013 About the Auction Guide.
ASPEK HUKUM PERJANJIAN FRANCHISE suhaila zulkifli zulkifli
Ilmu Hukum Prima (IHP) Vol. 1 No. 2 (2018): JURNAL ILMU HUKUM PRIMA
Publisher : jurnal.unprimdn.ac.id

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Abstract

In Indonesia a retail sales business such as a franchise is being developed. Although the use of a franchise system in Indonesia has been rife by the business community and has been going on for quite a long time, but in the 1997 battle, there was a regulation that specifically regulates the franchise problem.That the form of a franchise agreement between the producer and the seller is in the form of a standard agreement which contains the rights and obligations that must be carried out by the parties. The legal consequences if there is a default in the franchise agreement between the producer and the seller, then the party causing the loss is obliged to provide compensation to the aggrieved party to the dispute. If in a franchise agreement a dispute occurs, it must be submitted to the Arbitration Court. The role of the court in overruling the contract from the form of franchise contract is based on article 1338 paragraph 3 of the Civil Code of the principle of good faith so that the judge is authorized to interpret the contents of the franachise agreement whether in accordance with propriety and appropriateness, in addition to binding an agreement under normal conditions, to prevent injustice.
ANALISIS UPAYA DAN PERAN PERLINDUNGAN HUKUM TERHADAP KASUS PERETASAN DATA BANK SYARIAH INDONESIA Keliat, Venia Utami; Siregar, Andini Pratiwi; Zulkifli, Suhaila; Purba, Iin
Ilmu Hukum Prima (IHP) Vol. 6 No. 2 (2023): JURNAL ILMU HUKUM PRIMA
Publisher : jurnal.unprimdn.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34012/jihp.v6i2.4251

Abstract

The development of information and communication technology has had a significant impact on various sectors of life, including the banking sector. The legal system has made essential safeguards to protect bank and customer data security. The latest information regarding developments in the Indonesian Kapital data leak case must be sought through trusted news sources or contacting authorities such as the OJK or Bank Indonesia to obtain accurate and up-to-date information. The Consumer Protection Law seeks to protect bank customers by limiting standard clauses that cannot be avoided in today's banking business world. The method in this research uses normative legal research. Issues that occur in the banking world relate to the legal position of banking in cases of leakage of Indonesian Sharia Bank customer data and banking legal protection efforts that have been carried out by the legal system to protect the security of bank data and customer data. There are two factors that cause leaks of customer personal data, namely internal and external factors. Cases of customer data leakage are serious violations of privacy and information security. Banks, including Islamic banks, have a big responsibility in maintaining the confidentiality of customer data and protecting their personal information. If a data leak occurs, the bank could face legal and regulatory consequences, and could potentially harm their reputation. The method in this research uses normative legal research.