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All Journal DiE: Jurnal Ilmu Ekonomi dan Manajemen JEA17: Jurnal Ekonomi Akuntansi JEB17 : Jurnal Ekonomi dan Bisnis International Journal of Artificial Intelligence Research Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JURNAL PENDIDIKAN TAMBUSAI GANEC SWARA JAZ: Jurnal Akuntansi Unihaz Revitalisasi : Jurnal Ilmu Manajemen REMITTANCE: JURNAL AKUNTANSI KEUANGAN DAN PERBANKAN International Journal of Business, Law, and Education Jurnal Ilmiah Wahana Pendidikan ABDI MASSA: Jurnal Pengabdian Nasional AKM: Aksi Kepada Masyarakat Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Economic Reviews Journal Jurnal Ilmiah Akuntansi dan Keuangan (JIAKu) Jurnal Kreativitas dan Inovasi (Jurnal Kreanova) Jurnal Manajemen, Akuntansi, Ekonomi Jurnal Pengabdian Harapan Bangsa West Science Interdisciplinary Studies West Science Interdisciplinary Studies Journal of Environmental Economics and Sustainability Jurnal Penelitian Pendidikan Indonesia Jurnal Kegiatan Pengabdian Mahasiswa (JKPM)
Titiek Rachmawati
Dosen Fakultas Ekonomi Universitas 17 Agustus 1945 Surabaya
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Mechanical Engineering Neuroscience Public Health Social Sciences Other

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Pengaruh Biaya Produksi, Biaya Operasional, dan Volume Penjualan Terhadap Laba Bersih pada Sektor Industri Food and Beverage di Perusahaan yang Terdaftar di Bursa Efek Indonesia Tahun 2021-2023 Paramida, Novia; Rachmawati, Titiek
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 5 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i5.24957

Abstract

Perusahaan industri food and beverage, sebagai subsektor manufaktur yang terdaftar di Bursa Efek Indonesia (BEI), terus berkembang seiring meningkatnya permintaan terhadap produk konsumtif. Selain berkontribusi pada perekonomian, sektor ini juga menghadapi persaingan yang semakin ketat. Untuk bertahan, perusahaan harus fokus pada efisiensi biaya, pencapaian target penjualan, dan optimalisasi laba. Laba perusahaan menjadi indikator utama untuk mengukur keberhasilan, sesuai dengan tujuan utama pendirian perusahaan, yaitu memperoleh laba maksimal. Penelitian ini bertujuan untuk menganalisis pengaruh biaya produksi, biaya operasional, dan volume penjualan terhadap laba bersih perusahaan food and beverage yang terdaftar di BEI periode 2021-2023. Dengan mengidentifikasi pengaruh masing-masing variabel, diharapkan penelitian ini dapat memberikan gambaran tentang kontribusi faktor-faktor tersebut terhadap kinerja keuangan perusahaan dan memberikan wawasan bagi perusahaan untuk merumuskan strategi yang lebih efektif dalam pengelolaan biaya dan pemasaran guna meningkatkan profitabilitas. Metode yang digunakan adalah analisis kuantitatif dengan teknik Partial Least Square (PLS), menggunakan perangkat lunak SmartPLS. Analisis terdiri dari outer model untuk menguji validitas (loading factor > 0,7, AVE > 0,5) dan reliabilitas (composite reliability > 0,7, Cronbach’s alpha > 0,6), serta inner model untuk mengukur hubungan antar konstruk laten melalui R-Square, f-square, dan Q-Square. Pengujian hipotesis dilakukan dengan t-statistic (> 1,96) atau p-value (< 0,05) untuk menentukan signifikansi hubungan antar variabel. Hasil penelitian menunjukkan bahwa 1) biaya produksi (X1) tidak berpengaruh signifikan, 2) biaya operasional (X2) tidak berpengaruh signifikan, dan 3) volume penjualan (X3) berpengaruh signifikan terhadap laba bersih. Dari hasil analisis, dapat disimpulkan bahwa volume penjualan (X3) memiliki pengaruh signifikan terhadap laba bersih, Sementara biaya produksi (X1) dan biaya operasional (X2) tidak berpengaruh signifikan terhadap laba bersih, menunjukkan bahwa efisiensi biaya saja tidak cukup untuk meningkatkan laba. Oleh karena itu, perusahaan sebaiknya lebih fokus pada strategi peningkatan volume penjualan melalui inovasi, promosi, dan perluasan pasar, sambil tetap menjaga efisiensi biaya untuk mendukung kelangsungan operasional.
Analisis terhadap Penerapan Manajemen Risiko Kredit dalam Meminimalisir Kredit Bermasalah pada Bank Jatim (Studi pada PT. Bank Jatim TBK Kantor Pusat Surabaya) Natasya, Aginsha Caurel; Rachmawati, Titiek
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 1 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i1.25256

Abstract

In every credit provision, credit risk is inseparable. Credit risk is the risk of loss that can be associated with the possibility of the debtor's failure to pay his obligations. This risk arises due to poor performance from the debtor's inability to fulfill all or part of the agreements that have been agreed upon with the bank. The risk in providing credit can be called non-performing loans (Non-Performing Loans). In this regard, the author intends to analyze the bad debts that have occurred in banking in East Java. Currently, East Java banking also continues to play an active role in providing credit by targeting a reduction in the number of bad loans (Non-Performing Loans) of 5%. The Corporate Secretary of Bank Jatim targets a reduction in the risk of bad loans (NPL) for 2024 to below 3%. This strategy was taken to improve credit quality and maintain the health of the bank's loan portfolio in line with the growth in credit distribution which is also targeted to increase by 22.04% to Rp. 66.83 trillion. The data collection technique used is Library Research, which is research by reading books, literature, written reports and scientific papers that are related to the problems discussed. And Field Research, which is data collection by direct observation of the objects studied by means of observation and interviews. The results of this study can be concluded that Risk Management at PT. Bank JATIM Head Office has been implemented well. However, in its implementation there are still shortcomings, namely Credit analysis is not careful enough so that it provides credit to debtors who currently have consumer loan facilities from other banks, monitoring of debtors and reporting of visit results in call reports has not been carried out in accordance with applicable provisions.
Bibliometric Analysis on the Use of Artificial Intelligence in Improving the Efficiency of Banking Financial Processes in Southeast Asian Countries Khuan, Hendri; Judijanto, Loso; Rachmawati, Titiek; Tanjung, Tia; Vandika, Arnes Yuli
West Science Interdisciplinary Studies Vol. 2 No. 01 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i01.597

Abstract

This bibliometric analysis delves into the utilization of Artificial Intelligence (AI) in enhancing the efficiency of banking financial processes within Southeast Asian countries. With the banking sector in Southeast Asia undergoing rapid technological transformation, AI has emerged as a pivotal force, promising improvements in operational efficiency, risk management, and customer experience. By analyzing the scholarly landscape, including citation metrics, network visualizations, trend analysis, and density visualization, this research uncovers key themes and trends in the adoption of AI in banking across the region. The study not only offers valuable insights into the evolving research domain but also provides guidance for academics, practitioners, and policymakers aiming to shape the future of financial processes in Southeast Asia.
ECONOMIC EMPOWERMENT STRATEGY MODEL FOR COASTAL WOMEN ON THE BASIS OF BLUE ECONOMY AND LOCAL POTENTIAL IN SURABAYA Rahmiyati, Nekky -; Rachmawati, Titiek
International Journal of Artificial Intelligence Research Vol 7, No 1.1 (2023)
Publisher : Universitas Dharma Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29099/ijair.v7i1.1.1043

Abstract

This study aimed to determine the role of coastal women in improving the economy of fishermen family, the role of coastal women in implementing blue economy, and the right empowerment strategy model for coastal women. The type of this research was quantitative, the number of samples was 50 and the sampling technique was purpose sampling. This study used SWOT analysis. This research found that coastal women have not played a role in the application of the blue economy, obstacles in the application of the blue economy include: from the side of fishermen (producers) there were still many fishermen's wives who have low knowledge, especially about the blue economy. Practices that were not environmentally friendly, for example the use of plastic in every activity, throwing garbage / waste into the sea / drying the fish on the highway, this showed a low level of understanding the minimize waste, which means that in the production process must produce clean products (clean production) with no waste (zero waste). The role of coastal women in utilizing local potential at tourist beaches was still not optimal because KPPI members did not have skills, especially no innovation and no product variations from fishermen's catches, and weak marketing strategies. The results of the SWOT analysis showed that the main strategy generated was the SO strategy with the highest score of 3.9 in position 1, namely using strengths to seize and take advantage of the maximum opportunities
Pengaruh Karakteristik Perusahaan terhadap Pengungkapan Csr Pada Perusahaan yang Terdaftar di Indeks LQ45 BEI Rahmawati, Cindy; Rachmawati, Titiek
Jurnal Pendidikan Tambusai Vol. 8 No. 1 (2024): April 2024
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v8i1.12709

Abstract

Tujuan dari judul yang diteliti ini adalah untuk mendapatkan jawaban suatu perumusan masalah yaitu leverage, likuiditas, profitabilitas dan ukuran perusahaan terhadap pengungkapan Corporate Social Responsibility (CSR). Populasi dari studi ini merupakan perseroan atau industri yang termasuk di Indeks LQ45 BEI tahun 2020 sampai dengan 2022. Adapun sampel yang dilakukan dengan metode purposive sampling yaitu seluruh perseroan atau industri yang termasuk pada Indeks LQ45 Bursa Efek Indonesia (BEI) dan memberitakan secara publik (annual report) laporan tahunan dan (sustainability report) laporan keberlanjutannya pada tahun 2020-2022. Dari kriteria-kriteria tersebut mendapatkan sampel sebanyak 30 data perusahaan. Alat analisis yang digunakan dalam penelitian ini adalah SPSS (Software Statistical Package for Social Science) versi 22. Perolehan dari pengujian dalam penelitian ini menunjukkan bahwa variabel leverage, profitabilitas dan ukuran perusahaan memberikan pengaruh atas pengungkapan Corporate Social Resposibility (CSR). Sementara itu variabel likuiditas tidak memberikan pengaruh atas pengungkapan Corporate Social Resposibility (CSR).
Bibliometric Analysis on the Use of Artificial Intelligence in Improving the Efficiency of Banking Financial Processes in Southeast Asian Countries Khuan, Hendri; Judijanto, Loso; Rachmawati, Titiek; Tanjung, Tia; Vandika, Arnes Yuli
West Science Interdisciplinary Studies Vol. 2 No. 01 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i01.597

Abstract

This bibliometric analysis delves into the utilization of Artificial Intelligence (AI) in enhancing the efficiency of banking financial processes within Southeast Asian countries. With the banking sector in Southeast Asia undergoing rapid technological transformation, AI has emerged as a pivotal force, promising improvements in operational efficiency, risk management, and customer experience. By analyzing the scholarly landscape, including citation metrics, network visualizations, trend analysis, and density visualization, this research uncovers key themes and trends in the adoption of AI in banking across the region. The study not only offers valuable insights into the evolving research domain but also provides guidance for academics, practitioners, and policymakers aiming to shape the future of financial processes in Southeast Asia.
Strategy model of coastal women's economic empowerment (fisherman's wife) based on blue economy and local potential in kenjeran beach tourism location city of Surabaya Rahmiyati, Nekky; Rachmawati, Titiek
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol. 9 No. 4 (2023): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020232379

Abstract

This study aims to find out the role coastal women in improving the economy of fishermen's families, the role of coastal women in implementing the blue economy, the right model of empowerment strategies for coastal women. The types of research are quantitative, the number of samples is 50 and the sampling technique is purposive sampling. This study uses SWOT analysis. The results of the SWOT analysis show that the main strategy produced is the SO strategy with the highest score of 3.9 in position 1, which is to use strength to seize and take advantage of opportunities as large as possible. The role of coastal women in using local potential on tourist beaches is still not optimal because KPPI members do not have the skills, in particular there is no innovation and there is no variety of products from fishermen's catches, and weak marketing strategies.
Pengaruh Kinerja Lingkungan, Good Corporate Governance Terhadap Nilai Perusahaan dengan Kinerja Keuangan Sebagai Variabel Intervening pada Perusahaan BUMN yang Terdaftar di BEI Periode 2021-2024 Ambarwati, Salva Dewi; Rachmawati, Titiek
Economic Reviews Journal Vol. 4 No. 4 (2025): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v4i4.979

Abstract

                Using financial performance as an intervening variable, this study investigates how environmental performance and Good Corporate Governance (GCG) affect company value. Eight state-owned enterprises were selected purposively, and data was obtained from the Indonesia Stock Exchange and the companies' official websites. To conduct this analysis, descriptive statistics, validity and reliability tests, inner model evaluation, and hypothesis testing through bootstrapping were used. The results of the study indicate that sustainability and governance are not yet major considerations for the market, as environmental performance and GCG do not have a direct impact on company value. While GCG does not have a significant impact, environmental performance has been proven to improve financial performance. In addition, financial performance has the ability to control the influence of environmental performance on company value; however, it cannot control the relationship between GCG and company value. These findings confirm that financial performance is the most dominant factor in the formation of company value.
PENGEMBANGAN TEKNOLOGI E-COMMERCE DAN EKONOMI KREATIF UNTUK MENINGKATKAN EKONOMI DESA PANGPAJUNG, KECAMATAN MODUNG, KABUPATEN BANGKALAN Rachmawati, Titiek; Hidayat, Muhammad Taufik; Sutjahyani, Dewi
ABDIMAS Vol 5 No 06 (2025): PENGABDIAN MASYARAKAT
Publisher : COMMUNITY OF RESEARCH LABORATORY SURABAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69957/abdimass.v5i06.2529

Abstract

Kegiatan Pengabdian Masyarakat di Desa Pangpajung bertujuan meningkatkan kapasitas masyarakat dalam pemanfaatan teknologi E-Commerce dan pengembangan ekonomi kreatif. Rendahnya literasi digital dan keterampilan kewirausahaan menjadi dasar perlunya pelatihan. Program yang dilaksanakan meliputi sosialisasi kewirausahaan, pelatihan penggunaan marketplace, pendampingan pembuatan konten, serta pembuatan produk kreatif “Good Mood Sujelo”. Hasil kegiatan menunjukkan peningkatan pengetahuan masyarakat mengenai pemasaran digital, kemampuan mengelola usaha, dan pemahaman strategi promosi. Kegiatan ini juga memperkuat pemberdayaan masyarakat melalui edukasi, pendampingan, dan pembentukan pola pikir wirausaha berbasis teknologi.
MEMANFAATKAN TANAMAN UNTUK KEGIATAN ECOPRINT Soemadijo, Pramita Studiviany; Andjarwati, Tri; Rachmawati, Titiek
Jurnal Kreativitas dan Inovasi (Jurnal Kreanova) Vol 2 No 2 (2022): Mei
Publisher : Sekolah Tinggi Ilmu Ekonomi Indonesia (STIESIA) Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (286.908 KB) | DOI: 10.24034/kreanova.v2i2.5237

Abstract

Kampung tematik Polowijen yang dikelola oleh warga, ada UKM yang menjual hasil kerajinan warga. Anggota UKM tersebut memerlukan pelatihan untuk pemulihan ekonomi, sehingga dapat meningkatkan taraf hidup. Terlebih dahulu melakukan observasi, sebelum pelatihan, kemudian membuat MOU dan berdiskusi kapan akan dilaksanakan serta bentuk pelatihan apa yang dibutuhkan. Pelatihan dilakukan dengan media zoom, karena masih ada pandemi covid-19. Pelatihan dilakukan selama tiga kali yaitu mempraktekkan cara membuat ecoprint pada media kain dengan system Pounding serta menggunakan bahan alami yang berasal dari alam. Pelatihan tersebut dilakukan mulai dari awal sampai bahan siap untuk di proses menjadi bahan jadi yang siap untuk di proses menjadi tas dan bahan lainnya kepada 30 peserta. Pendampingan dilakukan selama 2 kali setelah pelatihan sampai anggota UKM mampu membuat ecoprint secara mandiri tanpa instruktur, sehingga pelatihan ini memberikan manfaat dan taraf hidup bagi anggota UKM di kampung tematik Polowijen, kelurahan Polowijen, sehingga ketahanan ekonomi di kampung ini dapat terjaga.
Co-Authors Adiati Trihastuti, Adiati Aini, Nabilah Qurrotul Ambarwati, Salva Dewi Arnes Yuli Vandika Bahrim, Salsabila Maulidya Supriadi Basjah, Fabiola Latifah Cindy Rahmawati Endang Indartuti, Endang Fitrianingsih, Dwi Hanafi, Roy Judijanto, Loso Khuan, Hendri Kusnul Kotimah, Kusnul Laksmanta, Ananda Mitsa Ghalizha Muhammad Taufik Hidayat Mushfiroh, Luluk Nasywa A, Cailah NATALIA, YOHANA FRANSISKA Natasya, Aginsha Caurel Neezmadevi, Kallyana Tantri Nekky Rahmiyati Oktavianty, Mufidah Sahla Paramida, Novia Puspitasari, Raja Gita Putri, Icha Aulia Rahmiyati, Nekky - Sitohang, Arga Christian Soemadijo, Pramita Studiviany Solehsi, Devi Alita Studiviany, Pramita Sutjahyani, Dewi Syilviana ., Syilviana Tia Tanjung, Tia Tri Andjarwati, Tri Umbaran, Dita Faradhila Wahidhani, Eha Hasni Widiawati, Pipit Wijaya, Khansa Tsabita