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PENGARUH SIKAP KEUANGAN, GAYA HIDUP DAN PENDAPATAN TERHADAP PERILAKU PENGELOLAAN KEUANGAN GENERASI MILENIAL Lindananty Lindananty; Febiola Theresia; Zainul Arifin
IDEI: Jurnal Ekonomi & Bisnis (IDEI: Journal of Economics & Business) Vol 5 No 2 (2024): DECEMBER 2024
Publisher : Insan Doktor Ekonomi Indonesia (IDEI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38076/ideijeb.v5i2.260

Abstract

Millennials had been a widely discussed generation during the demographic bonus period. Millennials were the first generation to experience the development of global techno­logy. One of the impacts of technological development on millennials was that they had difficulty managing their finances because they tend to be impulsive and focused on short-term rewards. Therefore, financial management was necessary, involving applying financial attitudes, lifestyles, and income. This study aimed to test the influence of financial attitudes, lifestyles, and income on financial management behavior. The research data was obtained by distributing questionnaires to 64 millennial respondents from the Mawar Sharon Church (GMS) in Malang. The results showed that financial attitudes and lifestyles did not affect financial management behavior, while income affected financial management behavior. The implications of this research provided direction for millennials' financial education so that they can change their financial management behavior to be more effective. Generasi  milenial merupakan generasi yang sangat banyak dibahas selama masa bonus demografi. Milenial sendiri merupakan generasi pertama yang menikmati perkembangan teknologi dunia. Salah satu dampak perkembangan teknologi pada Generasi Milenial adalah mereka mengalami kesulitan dalam mengelola keuangannya karena mereka cenderung ber­sikap impulsif, fokus pada kesenangan untuk memuaskan dirinya. Oleh karena itu, diperlu­kannya perilaku pengelolaan keuangan dengan mengaplikasikan sikap keuangan, gaya hidup dan pendapatan. Penelitian ini bertujuan untuk menguji pengaruh sikap keuangan, gaya hidup dan pendapatan pada perilaku pengelolaan keuangan. Data penelitian ini diperoleh dengan cara menyebarkan kuesioner, jumlah responden yaitu 64 orang Generasi Milenial Gereja Mawar Sharon (GMS) Malang. Hasil penelitian ini menunjukkan bahwa sikap keuangan dan gaya hidup tidak berpengaruh pada perilaku pengelolaan keuangan sedangkan pendapatan berpengaruh pada perilaku pengelolaan keuangan. Implikasi penelitian ini dapat memberikan arahan untuk edukasi keuangan bagi Generasi Milenial, sehingga dapat merubah perilaku pengelolaan keuangan yang lebih efektif.
Pengaruh Work-Life Balance Dan Job Satisfaction Terhadap Turnover Intention Pada Karyawan Zainul Arifin; Anggella Marshanda Putri
Jurnal Edukasi (Ekonomi, Pendidikan dan Akuntansi) Vol 14, No 1 (2026): Transformasi Bisnis Berkelanjutan
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/je.v14i1.23473

Abstract

Human Resource Management (HRM) as a division responsible for managing an organization's human resources plays an important role in determining whether an organization succeeds or not. One of the biggest challenges companies face in managing HR is turnover intention, or employees' intention to resign, because it not only increases recruitment and training costs but also lowers the company's image and stability. This study aims to analyze the effect of work-life balance and job satisfaction on turnover intention. The research was conducted using a quantitative approach with SEM-PLS via SmartPLS 4.0, and the sampling technique used was a census, meaning the entire population, which in this case is all employees of BAYIKU.ID, totaling 37 people. The research results show that work-life balance has a positive but not significant effect on turnover intention. This is suspected to be because turnover intention is more influenced by other dominant factors like compensation, leadership, and job satisfaction, so it's not the main factor affecting employees' decisions to stay. On the other hand, job satisfaction has a negative and significant effect on turnover intention. This means that the higher the level of job satisfaction, the lower the employees' desire to resign. This study contributes to understanding employee retention in a startup environment.