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All Journal ASEAN Journal on Hospitality and Tourism Finansha: Journal of Sharia Financial Management Al-Muamalat : Jurnal Ekonomi Syariah Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Indonesian Journal of Economics and Management Likuid: Jurnal Ekonomi Industri Halal Gunung Djati Conference Series LOBI: Jurnal Ekonomi, Manajemen, Bisnis Islam
Mila Badriyah
UIN Sunan Gunung Djati Bandung
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FIQH LEMBAGA PEMBIAYAAN SYARIAH Putri Apriyani,; Salwa Mayassarah A.; Sheila Assyfa S.; Mila Badriyah; Elsa Yuliandri
Gunung Djati Conference Series Vol. 42 (2024): Seminar Nasional Ekonomi dan Bisnis Islam
Publisher : UIN Sunan Gunung Djati Bandung

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Abstract

Tujuan penelitian ini adalah untuk mengetahui mengenai fiqih lembaga pembiayaan Syariah yang terdiri atas fiqih modal ventura Syariah, fiqih leasing Syariah dan fiqih anjak piutang Syariah. Metode yang digunakan untuk melakukan penelitian ini adalah metode studi pustaka (library research). Studi pustaka adalah penelitian yang objek kajiannya menggunakan data pustaka berupa buku, e-book, artikel, dan jurnal ilmiah. Penelitian ini dilakukan dengan membaca, menelaah, dan menganalisis objek kajian. Penelitian ini menghasilhkan bahwa pembiayaan atau financing adalah proses pemberian dana dari suatu pihak kepada pihak lain guna menyokong investasi yang sudah direncanakan, baik dilakukan sendiri maupun lembaga. Dalam penelitian ini, pembiayaan Syariah adalah penyediaan dana usaha oleh satu pihak ke pihak lain berdasarkan prinsip-prinsip akad Syariah. Lembaga pembiayaan Syariah yang dibahas terdiri dari fiqih modal ventura Syariah, yang merupakan bisnis pembiayaan melalui penyertaan modal ke dalam suatu perusahaan yang menerima pembiayaan untuk jangka waktu tertentu dengan berlandaskan prinsip Syariah; fiqih leasing Syariah, yang merupakan bisnis pembiayaan melalui penyertaan modal ke dalamnya.
PENGARUH ECONOMIC VALUE ADDED (EVA) DAN PRICE TO BOOK VALUE (PBV) TERHADAP STOCK PRICE PADA PERUSAHAAN YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX (JII) (Studi Kasus di PT. Timah tbk Periode 2013-2022) Mila, Mila Badriyah; Aldi, Aldi Nurhikmah
Lobi Vol. 1 No. 2 (2024): LOBI: Jurnal Ekonomi, Manajemen, Bisnis Islam
Publisher : Laboratorium FEBI UIN SGD Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/lobi.v1i2.910

Abstract

Penelitian ini dilatarbelakangi adanya ketidaksesuaian data yang ditemukan oleh peneliti pada PT. Timah Tbk dengan teori yang telah ada. Teori menyatakan bahwa jika Economic Value Added dan Price to Book Value atau dalam penelitian ini di jadikan variabel X1 dan X2, dimana perusahaan mengalami peningkatan diikuti dengan Stock Price (Harga Saham) dijadikan variabel Y. Hasil penelitian menunjukan bahwa; 1) Economic Value Added secara parsial tidak berpengaruh signifikan terhadap Stock Price dengan persamaan Stock price = 0.105 + 0.000 Economic Value Added dengan nilai korelasi sebesar 0.472. Interpretasi nilai kriteria hubungan korelasi dari keduanya adalah sedang dan nilai thitung sebesar 1.513 atau nilai thitung < ttabel (1.513 < 2.306) dengan nilai signifikasi 0.169 > 0.05; 2) Price to Book Value (PBV) secara parsial berpengaruh signifikan, dengan persamaan Stock price = -0.012 + 0.083 Price to Book Value dimana nilai korelasi sebesar 0.911. Interpretasi nilai kriteria hubugan korelasi dari keduanya adalah sangat kuat dan nilai thitung sebesar 6.233 atau nilai thitung > ttabel (6.233>2.306) dengan nilai signifikasi 0.00<0.05; 3) Secara simultan variabel berpengaruh signifikan terhadap Stock Price dengan interpretasi nilai kriteria hubugan korelasi secara simultan adalah sangat kuat dengan nilaiFtabel sebesar 4.734 atau Fhitung > Ftabel (29.188 > 4.734).
PELAKSANAAN MOTIVASI KERJA DAN INSENTIF DALAM MENINGKATKAN KINERJA PEGAWAI FAKULTAS SYARI’AH DAN HUKUM UIN SGD BANDUNG Hartati, Neneng; Badriyah, Mila
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 5 No. 2 (2018): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v5i2.5168

Abstract

ABSTRAKUntuk mencapai peningkatan kualitas kinerja dari sumber daya manusia, perlu didukung dengan adanya motivasi kerja dan insentif yang dapat dijadikan sebagai pegangan bagi setiap pegawai agar dapat bekerja secara optimal. Penelitian ini bertujuan, yaitu untuk mengetahui kaitan motivasi kerja dan insentif dengan kinerja pegawai di Fakultas Syari’ah dan Hukum. Dalam penelitian ini, peneliti menggunakan metode deskriptif-kualitatif, yakni memberikan gambaran dengan suatu satuan analisis secara utuh dalam satu kesatuan yang terintegrasi. Dari hasil penelitian, konsep motivasi kerja yang dikembangkan di lingkungan Fakultas Syari’ah dan Hukum, yaitu bagaimana para pegawai mampu bekerja cepat, tepat, dan benar. Sedangkan bentuk motivasi yang dikembangkan, yaitu diberikan insentif berbasiskan kinerja, membuka ruang untuk promosi jabatan bagi yang berprestasi.
TINJAUAN HUKUM EKONOMI SYARIAH TENTANG BEBAN BIAYA DALAM PEMBIAYAAN MIKRO DENGAN AKAD MUSYARAKAH MUTANAQISHAH DI BRI SYARIAH Sariningsih, Sariningsih; Jaenudin, Jaenudin; Badriyah, Mila
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 7 No. 1 (2020): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v7i1.10860

Abstract

The musyārakah mutanāqiṣhah contract on micro financing in BRISyariah KCP Majalaya incurs costs (administrative fees, notary fees and insurance costs) that must be borne by the customer. This differs from the DSN MUI fatwa No.73/DSN-MUI/XI/2008 concerning Musyārakah Mutanāqiṣhah. This study aims to determine the micro financing in BRISyariah KCP Majalaya, the mechanism and its relevance to the fatwa of DSN MUI No.73/DSN-MUI/XI/2008. The method used is descriptive, which is describing microfinancing with the musyārakah mutanāqiṣhah contract in BRISyariah KCP Majalaya. Based on the results of the study, it can be concluded that microfinance with the musyārakah mutanāqiṣhah contract is one of the products and services provided by BRISyariah KCP Majalaya. The mechanism starts with the customer submitting an application, before the disbursement the customer must pay the full cost, the customer then shares the profit accompanied by the purchase of a portion of the bank. The cost burden in conducting microfinance with the musyārakah mutanāqiṣhah contract is not yet relevant to the DSN MUI fatwa No.73/DSN-MUI/XI/2008, because all costs that should be borne jointly are borne by the customer, this can lead to injustice.
PELAKSANAAN AKAD QARDH WA AL-IJARAH PADA PRODUK DANA TALANGAN PENDIDIKAN DI KOPERASI MITRA DHUAFA CABANG KADUGORA Wulandari, Selly Sri; Nuraeni, Neni; Badriyah, Mila
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 7 No. 1 (2020): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v7i1.10861

Abstract

The education bailout product (DTP) is a solution for members who have difficulty paying fees to complete their children's education. This study aims to determine how the implementation of the qardh wa al-ijarah contract on the DTP product and to know the review of Sharia Economic Law on the implementation of DTP. The method used is descriptive that is to explain how the implementation of the qardh wa al-ijarah contract on the DTP product. Based on the results of the study it was concluded that the implementation of the qardh wa al-ijarah contract on the DTP product used the qardh wa al-ijarah agreement, where the qardh contract was a KOMIDA & members' debt and agreement agreement, while the ijarah contract was a KOMIDA agreement and members where members were willing to pay for educational services. According to the review of Sharia Economic Law in DSN MUI Fatwa No.29 of 2002 as a reference for the implementation procedure of DTP products and the muqalah fiqh principle is contradictory because the benefits of the Ujrah given are based on the bailout funds provided, so that the law is riba and does not meet Islamic economic values as basic principles muamalah.
REVITALISASI WAKAF PRODUKTIF UNTUK PEMBIAYAAN UMKM: SINERGI EKONOMI SYARIAH DAN INKLUSI KEUANGAN BERKELANJUTAN Yuda Septia Fitri; Widiawati; Mila Badriyah
Gunung Djati Conference Series Vol. 56 (2025): Seminar Nasional Ekonomi dan Bisnis Islam
Publisher : UIN Sunan Gunung Djati Bandung

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Abstract

Wakaf produktif memiliki potensi besar sebagai instrumen keuangan sosial Islam dalam mendukung pembiayaan usaha mikro, kecil, dan menengah (UMKM) secara inklusif dan berkelanjutan. Penelitian ini bertujuan untuk mengkaji model revitalisasi wakaf produktif dalam pembiayaan UMKM dengan melibatkan sinergi antara nazir wakaf, lembaga keuangan syariah, regulator, pemerintah, serta masyarakat pengguna produk UMKM. Menggunakan pendekatan kualitatif berbasis literature review, penelitian ini menganalisis berbagai model, kebijakan, dan tantangan implementasi wakaf produktif di Indonesia, khususnya dalam mendukung stabilitas ekonomi dan inklusi keuangan syariah. Hasil kajian menunjukkan bahwa sinergi kelembagaan, profesionalisme nazir, dan pemanfaatan teknologi digital menjadi kunci dalam penguatan peran wakaf produktif. Integrasi model wakaf dengan skema Cash Waqf Linked Sukuk (CWLS) dan akad salam dinilai relevan untuk mendorong pembiayaan sektor riil secara adil dan berkelanjutan. Temuan ini memberikan rekomendasi strategis bagi pengembangan ekosistem pembiayaan syariah berbasis wakaf, sekaligus membuka ruang baru dalam pemberdayaan UMKM sebagai pilar ekonomi nasional.
STUDI LITERATUR PROGRAM FUNDRAISING, STRATEGI FUNDRAISING, DAN KUALITAS INFORMASI AKUNTANSI DALAM MENINGKATKAN PERTUMBUHAN ZIS Rd. Amar Muslih; Mila Badriyah
Gunung Djati Conference Series Vol. 56 (2025): Seminar Nasional Ekonomi dan Bisnis Islam
Publisher : UIN Sunan Gunung Djati Bandung

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Abstract

This study aims to examine the influence of fundraising programs, fundraising strategies, and the quality of accounting information on the growth of zakat, infaq, and sadaqah (ZIS). Using literature review method, this study analyzes previous research findings related to these variables. The results indicate that well-implemented fundraising programs, especially during the Covid-19 pandemic, significantly influenced ZIS growth. Effective fundraising strategies, including digital fundraising and stakeholder engagement, also play a critical role. Additionally, the quality of accounting information, marked by accuracy, relevance, timeliness, and completeness, enhances transparency and accountability, thus fostering trust among stakeholders and increasing ZIS collections. This research contributes to the development of ZIS management practices, especially for zakat institutions in Indonesia.
PERSEPSI WIRAUSAHAWAN ATAS KONTRIBUSINYA TERHADAP PEREKONOMIAN DI KABUPATEN BANDUNG Yazid, Naufal; Badriyah, Mila; Dana Kusuma, Suteja Wira
Likuid Jurnal Ekonomi Industri Halal Vol. 1 No. 2 (2021): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/likuid.v1i2.14159

Abstract

Entrepreneurs have an important role for the economy of a region, especially in Kabupaten Bandung which has great potential for entrepreneurial development. The role of entrepreneurs for a country is to open new types of businesses and new jobs and play an important role in the ability to create and provide value-added products that have the courage to take risks, and innovate, and can be well organized to find and read market opportunities. This study aims to determine the perception of entrepreneurs on their contribution to the economy in Kabupaten Bandung, as well as to determine the contribution of the culinary sector and the fashion sector to the economy in Kabupaten Bandung. This research method uses qualitative methods with descriptive methods by distributing questionnaires and interviews to entrepreneurs in Kabupaten Bandung. The results of the study can be seen that the majority of respondents perceive that entrepreneurs have a positive contribution to the economy in Kabupaten Bandung. Entrepreneurs directly or indirectly have contributed actively in advancing the economy, then the culinary sector and the fashion sector are the sectors that have the greatest potential contribution to the economy in Kabupaten Bandung.Keywords: Perception, Entrepreneur, Contribution, Economy
PERAN KOPERASI KONSUMSI PONDOK PESANTREN DALAM PEMBERDAYAAN MASYARAKAT Julaicha, Siti; Badriyah, Mila
Likuid Jurnal Ekonomi Industri Halal Vol. 2 No. 1 (2022): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/likuid.v2i1.15302

Abstract

Islamic boarding school consumption cooperatives are categorized as sales cooperatives because of buying and selling transactions between the pesantren and their students. The cooperation between the community and pesantren in selling is the result of their production which is collected and traded in the cooperative with a profit-sharing system. This can be a solution in alleviating the poverty of the surrounding community and efforts towards a prosperous and prosperous society, at least it can help the unemployed. This study aims to find out how the role of consumption cooperatives in Islamic boarding schools in an effort to empower the community and to find out what are the supporting and inhibiting factors in their performance. The research method used by the researcher is a descriptive qualitative method in the form of written words from the observed subject. empowerment indicators are access, control, participation, and equality.From the results of this study, it can be seen that the achievement of the consumption cooperative of the Raudlatul Hasanah Islamic boarding school in an effort to improve the economic welfare of the surrounding community in the form of creating jobs, prospering the economy of rural communities and realizing an equal standard of living for the community. The supporting factors are: 1). Enthusiastic students. 2). Society participation. 3). coaching. 4). Very strategic location. 5). availability of housing. While the inhibiting factors, namely: 1). Running out of raw materials. 2). reduced student buying interest. 3). Constrained in permit sales of production out of boarding schools. 
Travel Cost Method for Valuing Destinations and Atractions: The Paradox of Muslim-Friendly Tourism Suteja Wira Dana Kusuma; Elsa Yulandri; Vemy Suci Asih; Endah Trihayuningtyas; Mila Badriyah
ASEAN Journal on Hospitality and Tourism Vol. 24 No. 1 (2026):
Publisher : Centre For Tourism Planning and Development

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5614/ajht.2026.24.1.01

Abstract

This study compares the economic value of two tourist sites: Al-Jabbar, a single attraction, and the City of Semarang (CoS), a multi-attraction site, using the Travel Cost Method (TCM). The results show a significant difference in consumer surplus, with CoS generating about Rp. 6,289,308 per visit, far exceeding Al-Jabbar's Rp. 801,282 per visit. This highlights CoS's broader appeal and diverse offerings, attracting more visitors and maximising economic benefits. Al-Jabbar visitors are more sensitive to travel cost changes, affecting their visit frequency, while CoS visitors show lower sensitivity, likely due to the variety of attractions. The study also reveals a paradox in Muslim Friendly Tourism (MFT) services. At Al-Jabbar, MFT considers a decrease in visit frequency, suggesting limited appeal, whereas at CoS, MFT has no significant impact, possibly due to the destination's diverse attractions. These insights are crucial for destination management and tourism development.
Co-Authors Aldi, Aldi Nurhikmah Dana Kusuma, Suteja Wira Dzikrayah, Fithri Ekadyana Nuriman Fauzi Elsa Yulandri Elsa Yuliandri Endah Trihayuningtyas Jaenudin Jaenudin Jaenudin Jaenudin Julaicha, Siti Nadyya Awaliyyah Nanda Lutfi Habib Musthofa Neneng Hartati, Neneng Neni Nuraeni, Neni Puspa Miranti Putri Apriyani, Rd. Amar Muslih Salwa Mayassarah A. Sariningsih Sariningsih Sariningsih, Sariningsih Selly Sri Wulandari Sheila Assyfa S. Suteja Wira Dana Kusuma Vemy Suci Asih Widiawati Widiawati Widiawati Wulandari, Selly Sri Yazid, Naufal Yuda Septia Fitri