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All Journal eCo-Buss Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) eCo-Fin Abdi-Dharma Global Accounting : Jurnal Akuntansi NEAR: Jurnal Pengabdian kepada Masyarakat Transformasi Masyarakat : Jurnal Inovasi Sosial dan Pengabdian Jurnal Pengabdian Kepada Masyarakat Indonesia Journal of Accounting, Finance, Taxation, and Auditing (JAFTA)
Aldi Samara
Universitas Buddhi Dharma
Agriculture, Biological Sciences & Forestry Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Library & Information Science Materials Science & Nanotechnology Nursing Public Health Social Sciences Transportation Other

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Navigasi Digital Payment: Edukasi Keamanan Transaksi Cashless dan Manajemen Risiko Keuangan Pendekatan Literasi Keuangan di Kalangan Pelajar SMA Aldi Samara; Etty Herijawati; Limajatini Limajatini; Irwan Irwan; Salikim Salikim
Transformasi Masyarakat : Jurnal Inovasi Sosial dan Pengabdian Vol. 3 No. 4 (2026): Oktober: Transformasi Masyarakat : Jurnal Inovasi Sosial dan Pengabdian
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/transformasi.v3i4.3651

Abstract

Digital transformation is accelerating the adoption of cashless transactions among the younger generation, particularly students at SMK Yuppentek 5 in Tangerang Regency. However, this high rate of digital payment adoption has not yet been fully matched by an adequate understanding of transaction security and financial risk management. This Community Service (PkM) initiative aims to enhance the digital financial literacy of students at SMK Yuppentek 5, Tangerang Regency, by educating them on cashless transaction security and personal financial risk management strategies. The activity employed an interactive approach combining informative lectures, threat identification simulations (covering phishing, skimming, and account hijacking), and a workshop on digital-based daily budget management. Participants were selected from SMK Yuppentek 5, Tangerang Regency, using a purposive sampling method. Program success was evaluated through post-test analysis to measure improvements in participant understanding. The results indicate a significant increase in the participants' digital literacy, particularly regarding the recognition of potential cybercrimes, the application of personal data protection principles (such as enabling two-factor authentication), and the ability to plan prudent financial allocations. Through this program, students are not only equipped to navigate digital payment instruments safely but also possess greater financial resilience to face future cyber-transaction risks.
a Valencia Rosalind Santoso; Aldi Samara
Global Accounting Vol. 5 No. 2 (2026): Global Accounting: Jurnal Akuntansi
Publisher : Fakultas Bisnis

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Abstract

Tulisan ini menelusuri apakah empat angka laporan keuangan mampu menerangkan harga penutupan akhir tahun. Angka itu ialah laba atas aset (ROA), laba per lembar (EPS), margin laba bersih (NPM), dan perputaran total aset (TATO). Amatan mencakup 20 emiten subsektor makanan dan minuman di Bursa Efek Indonesia, tahun buku 2021 sampai 2024, sehingga terbentuk 80 observasi. Pengolahan memakai SPSS versi 25. Uji terpisah hanya meloloskan EPS pada taraf 5 persen. ROA, NPM, dan TATO tidak lolos. Ketika keempatnya dimasukkan ke dalam satu persamaan, uji serentak lolos. Adjusted R Square sebesar 0,779, sehingga model menjelaskan 77,9 persen variasi harga saham.
Co-Authors Chandika Diana Silaswara Etty Herijawati Ida Adhani Irwan Irwan Juan Barus Gultom Lia Dama Yanti Limajatini Limajatini Metta Susanti Mohamad Zulman Hakim Rina Sulistiyowati Rr Dian Anggraeni Rr. Dian Anggraeni Salikim Salikim Selfiyan Selfiyan Selfiyan Suhendra Suhendra Suryadi Winata Valencia Rosalind Santoso Wilson Liukarya