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Implementasi Manajemen Keuangan untuk Membangun Kebiasaan Menabung pada Anak TK di Tadika Tahfiz Nur Furqan,Malaysia Ayu Dya Inayah; Syahrul Amsari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7499

Abstract

Financial management is a very important life skill to have from an early age. Saving education is an important step in forming financial management skills, self-control and planning for the future in children. Educational activities carried out at Tadika Tahfiz Nur Furqan aim to improve children's understanding of the importance of implementing savings habits from an early age which will help them develop positive habits in managing finances. Qualitative descriptive methods were applied in this study through data collection techniques, namely observation, interviews, and documentation. The data obtained were analyzed to improve children's understanding of saving habits. The results of the study showed that children did not yet understand financial management and the application of saving, resulting in low interest in saving. However, this education succeeded in instilling positive habits and awareness of the importance of discipline in managing money. The practice of saving by making piggy banks from paper not only increases children's creativity but can also foster a sense of ownership and strengthen understanding about saving.
Strategi Pemasaran untuk Meningkatkan Jumlah Pendaftar di Tadika: Studi Kasus di Tadika Al Fikh Orchard Bandar Parklands Malaysia Ade Ermanisa; Syahrul Amsari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7500

Abstract

This study aims to analyze the marketing strategies applied by Tadika Al Fikh Orchard Bandar Parklands in increasing the number of student enrollments. This research uses a qualitative approach with a descriptive method to describe the situation and conditions in the field in detail. Data were obtained through interviews, observation, and documentation. The results showed that Tadika Al Fikh Orchard has implemented a fairly appropriate market segmentation by targeting parents who want Islamic-based education and a child-friendly approach. However, there are challenges in terms of a less strategic location, which has led to a decrease in the number of student enrollments in recent years. In addition, promotion through social media and word of mouth proved effective, although direct promotion in the neighborhood still needs to be improved. Based on these findings, some suggestions are to expand market segmentation, increase aggressive promotion, consider opening branches in more strategic locations, and strengthen the advantages of the Islamic and Montessori-based curriculum. This research is expected to provide insights for Tadika Al Fikh Orchard to increase learner enrollment and strengthen its position in the early childhood education market.
Penerapan Manajemen Mutu dalam Meningkatkan Prestasi Anak Usia Dini di Tadika Didik Bistari Gemilang, Malaysia Liyana Adriana; Syahrul Amsari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7503

Abstract

This research aims to analyze the implementation of quality management implemented by Tadika Didik Bistari Gemilang in improving the achievement of early childhood. This research uses a qualitative descriptive method applied in this research through data collection techniques, namely observation, interviews and documentation. The results of this research show that in implementing quality management in improving early childhood achievement, researchers used 4 aspects, first, the education program offered at Tadika Didik Bistari Gemilang was adapted to the National Pre-School Standard Curriculum (KSPK) with the concept of integrated learning. The learning process is carried out using easy and fun methods, one of which is learning while singing and playing. Second, the Parenting and Care Program, which provides security, food, sleep, bathing and care from the time the children arrive until they return home. In the morning, the teacher welcomed the children and asked them to eat the morning snacks provided earlier. Third, infrastructure This can be seen from the condition of the safe, comfortable, clean, complete facilities, many toys that can be played before learning, as well as learning tools and media used to train students' focus and motor skills. And fourth, competent teachers to run and optimize educational programs and care and maintenance programs well, of course, the role of competent teachers is needed.
The Influence of Muzaki's Trust on the Use of QRIS as an Instant Zakat Payment Tool at Baznas of North Sumatera Province Ningsih Ningsih; Syahrul Amsari
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i2.7152

Abstract

This study aims to analyze the effect of muzaki trust on the use of QRIS (Quick Response Code Indonesian Standard) as a means of paying zakat, infaq, and sadaqah (Instant) at the National Amil Zakat Agency (BAZNAS) of North Sumatra Province. Muzaki trust is an important factor in determining the success of digital technology implementation in zakat management, especially in the era of digital transformation that demands transparency, convenience, and transaction security. This study uses a quantitative approach with survey and questionnaire methods involving 86 respondents. Data analysis was conducted using simple linear regression to examine the effect of trust dimensions, including integrity, competence, and reliability of digital systems, on muzaki's interest and decision in using QRIS. The results showed that muzaki trust significantly positively influences the use of QRIS as a payment method for Istan. These findings suggest that increasing muzaki trust through education, system transparency, and better digital services can strengthen the acceptance of digital payment technology within zakat institutions. This research is expected to be a reference for BAZNAS and other zakat management institutions in developing a more effective and trustworthy zakat digitization strategy.