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Analisis Pendapatan Petani Kelapa Sawit dalam Meningkatkan Kesejahteraan Ekonomi Keluarga di Nagari Bawan Kabupaten Agam Rahmidatul Annisa; Khadijah Nurani
Transformasi: Journal of Economics and Business Management Vol. 3 No. 3 (2024): September : Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v3i3.1944

Abstract

The background of this study stems from a number of issues, including the inability of oil palm farmers to make ends meet financially, the impact of their reliance on oil palm income on the well-being of their families, and the relationship between oil palm farmers' income and the price at which Palm Fruit Bunches (FFB) are sold in Nagari Bawan, Kabupaten Agam. Nonetheless, a lot of farmers continue to struggle with a shortage of funding when it comes to running oil palm plantations and boosting the output of palm fruit bunches (FFB). A qualitative descriptive research approach is used, and it involves gathering research objects based on field data. Direct observation and interviews with oil palm farmers in Nagari Bawan, Kabupaten Agam, were used to gather data. The Nagari Bawan administration (Nagari Secretariat) and thirteen oil palm plantation owners were the research's primary sources of information about the circumstances and state of the study in Nagari Bawan, Kabupaten Agam. According to the author's study findings in Nagari Bawan, Kabupaten Agam, income indicators such as monthly income, employment, and family responsibilities may be used to analyze oil palm farmers' income in order to improve the economic welfare of their families. This indicates that oil palm growers are looking for side employment since their revenue is insufficient to cover their expenses.
Analisis Peningkatan Ekonomi Masyarakat Pada Usaha Sanjai di Kecamatan Harau Kabupaten Lima Puluh Kota Rahma Andriani; Khadijah Nurani
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 2 No. 1 (2024): Februari : Jurnal Ekonomi dan Pembangunan Indonesia
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jepi.v2i1.432

Abstract

This research is based on the obstacles experienced by sanjai owners in Harau District are limited capital, marketing, suppliers who are often stuck or late in coming so that it disrupts the smoothness of the sales process. And also the sanjai problem faced by the sanjai owner himself is the increase in the price of raw materials which causes an increase in sanjai production costs so that it ultimately affects the income of a sanjai cracker entrepreneur.The method of this research is descriptive qualitative. This research is motivated by the decline in sanjai business income during the Covid-19 pandemic. Then also accompanied by an increase in the price of raw materials which resulted in increased production costs so that the selling price also increased. If the seller does not increase the selling price, the business will suffer losses. With the sanjai business, it can improve the community's economy and also open up jobs for people who are not yet working. The way sanjai owners survive in the era of many competitors is to offer lower prices, work with travel drivers and improve service to consumers. The obstacle that sanjai owners also experience is capital. For limited capital, sanjai owners can be assisted by family or seek loans from outside parties.
Pemahaman Literasi Keuangan Dalam Penggunaan Layanan BSI Mobile Pada Masyarakat Nagari Sariak Kec. Luhak Nan Duo Kab. Pasaman Barat Nurul Maulida; Khadijah Nurani
Jurnal Intelek Insan Cendikia Vol. 2 No. 2 (2025): Februari 2025
Publisher : PT. Intelek Cendikiawan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui tingkat pemahaman literature keuangan masyarakat nagari sariak dalam penggunaan  BSI Mobile. Penelitian ini menggunakan 3 variabel dan 3 indikator terkait atas literasi keuangan, Jenis Riset yang akan digunakan adalah kualitatif deskriptif berbentuk riset alun-alun, akan mengutip informasi langsung dari lapangan. Penelitian ini akan menggunakan sumber informasi primer dan sekunder. Metode yang digunakan untuk mengumpulkan data adalah observasi, wawancara, dan dokumentasi. Metode lain yang digunakan dalam analisis data adalah reduksi data, penyajian data, dan penyusunan kesimpulan. Berdasarkan hasil penelitian Pemahaman masyarakat dinagari sariak terhadap BSI Mobile masih dikatakan negative, karena sebagian dari masyarakat tidak paham akan fitur-fitur BSI Mobile, juga kurang terampil dalam mengelola keuangan sehari-hari dan dalam penggunaannya di pengaruhi dari tempat bekerja dan penggunaan layanan hanya transfer dan informasi saldo saja.
Pengelolaan Taman Margasatwa Dan Budaya Kinantan Kota Bukittinggi Dalam Meningkatkan Jumlah Pengunjung Annisa Hamid; Rika Widianita; Habibatur Ridhah; Khadijah Nurani
PESHUM : Jurnal Pendidikan, Sosial dan Humaniora Vol. 5 No. 1: Desember 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/peshum.v5i1.13741

Abstract

Penelitian ini bertujuan untuk menganalisis pengelolaan Taman Margasatwa dan Budaya Kinantan (TMSBK) Kota Bukittinggi dalam meningkatkan jumlah pengunjung. TMSBK merupakan salah satu objek wisata utama di Bukittinggi yang memiliki potensi besar dalam menarik wisatawan, namun menghadapi berbagai kendala seperti kurangnya inovasi destinasi, perawatan fasilitas yang belum optimal, keterbatasan area parkir, dan kebersihan kandang hewan yang kurang memadai. Penelitian ini menggunakan metode kualitatif dengan pendekatan deskriptif, di mana data dikumpulkan melalui wawancara dengan pengunjung, pengelola, serta observasi langsung di lokasi. Hasil penelitian menunjukkan bahwa keluhan utama pengunjung berkaitan dengan minimnya fasilitas toilet, area parkir yang tidak memadai, dan kebersihan kandang hewan yang kurang optimal. Temuan ini menegaskan bahwa pengelolaan fasilitas dan kebersihan sangat berpengaruh terhadap minat kunjungan wisatawan. Penelitian ini merekomendasikan perlunya pembaruan destinasi, peningkatan kualitas dan kuantitas fasilitas umum, serta pengelolaan kebersihan yang lebih baik sebagai strategi utama untuk meningkatkan jumlah pengunjung di masa mendatang.
The Effect of Leverage, Sales Growth, and Corporate Governance on Financial Distress in Property and Real Estate  Sector Companies Listed on the IDX for the 2020-2024 Period Musdeki Mulya; Khadijah Nurani
Indonesian Economic Review Vol. 6 No. 1 (2026): February : Indonesian Economic Review
Publisher : Cahaya Abadi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53787/iconev.v6i1.108

Abstract

This study aims to examine the magnitude of the effect of leverage, sales growth, and corporate governance on financial distress in property and real estate sector companies listed on the Indonesia Stock Exchange during the 2020–2024 period. This research employs a quantitative approach using numerical data, starting from data collection to the presentation of research results, derived from secondary data in the form of companies’ financial statements for the 2020–2024 period. The sample consists of nine companies. Data analysis techniques include descriptive statistical analysis, classical assumption tests, panel data regression analysis, model selection tests using the Chow test, Hausman test, and Lagrange Multiplier test, hypothesis testing, and coefficient of determination analysis, conducted using EViews version 13. Based on the model selection results, the Random Effect Model is applied in this study. The findings indicate that, partially, leverage does not have a significant effect on financial distress, with a significance value of 0.7096 and a t-statistic of −0.374990. Sales growth has a significant effect on financial distress, with a significance value of 0.0023 and a t-statistic of 3.245622, indicating that changes in sales growth influence the financial distress condition of companies. Meanwhile, corporate governance does not have a significant effect on financial distress, with a significance value of 0.0924 and a t-statistic of 1.722942. Simultaneously, leverage, sales growth, and corporate governance have a significant effect on financial distress, with a significance value of 0.003637 and an F-statistic of 5.265885.
Pengaruh Pendapatan, Total Hutang, dan Ukuran Perusahaan terhadap Laba Bersih pada Perusahaan yang Terdaftar di Jakarta Islamic Index (JII) Periode 2021-2024 Siti Kayla Maghfirah; Khadijah Nurani
Sammajiva: Jurnal Penelitian Bisnis dan Manajemen Vol. 4 No. 1 (2026): SAMMAJIVA: Jurnal Penelitian Bisnis dan Manajemen
Publisher : Institut Nalanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47861/sammajiva.v4i1.1734

Abstract

This study aims to determine the effect of revenue, total debt, and company size on net profit of companies listed on the Jakarta Islamic Index (JII) for the 2021–2024 period. The research data is secondary data in the form of financial reports published on the official website of the Indonesia Stock Exchange. The sampling technique used was purposive sampling, resulting in 15 companies across a four-year period. This study employed a quantitative approach with panel data regression analysis.              The t-test results indicate that revenue has a positive and significant effect on net profit, with a t-value (6.693448) > t-table (2.00324) and a probability value (0.0000) < (0.05). Total debt does not significantly affect net profit, with a t-value (0.255620) < t-table (2.00324) and a probability value (0.7992) > significance value (0.05). Company size does not have a significant effect on net profit with a calculated t value (0.782000) < t table (2.00324) and a probability value (0.4375) > significance value (0.05). The results of the f test show that the three X variables simultaneously affect net profit with calculated F > F table, namely 20.27371 > 2.77 and a probability value < significance value, namely 0.000000 < 0.05.
Strategi Pemasaran Syariah dalam Menghadapi Pesaing pada Toko Mandiri Bangunan di Kecamatan Mungka Kabupaten Lima Puluh Kota Nur Hanifa; Khadijah Nurani
ARZUSIN Vol 6 No 2 (2026): APRIL
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i2.9566

Abstract

Although Sharia marketing strategies in dealing with business competition have received attention in various studies, studies that specifically discuss the integration of the Sharia marketing mix (9P) with SWOT analysis in MSMEs in the building materials store sector remain limited. This study aims to analyze the Sharia marketing strategy implemented by Toko Mandiri Bangunan in dealing with business competition in Mungka Subdistrict, Lima Puluh Kota Regency. This study employed a qualitative approach with a case study design, involving participants consisting of the owner and employees selected through purposive sampling. Data were collected through observation, in-depth interviews, and documentation, and were then analyzed descriptively and qualitatively through the stages of data reduction, data display, and conclusion drawing, and were supported by SWOT analysis using the IFAS and EFAS matrices. The results showed that the implementation of the Sharia marketing strategy had not yet been fully optimal, particularly in the aspects of price, promotion, service, and patience, thereby affecting the decline in sales in recent years. The SWOT analysis showed that the business position was in Quadrant I (Strength–Opportunity), indicating the potential to develop an aggressive strategy by utilizing internal strengths to seize external opportunities. These findings contribute to the development of Sharia marketing theory through the integration of a SWOT-based strategic approach while broadening understanding of the implementation of Sharia marketing in MSMEs. This study concludes that the consistent optimization of all elements of the Sharia marketing mix is very important for improving business competitiveness. The implications of this study include theoretical contributions to the development of the Sharia marketing literature and practical contributions for MSME actors in improving business competitiveness, while also opening opportunities for further research on Sharia-based digital marketing.
Pengaruh Integrated Marketing Communication (IMC) terhadap Brand Equity pada PT.BPR Syariah Ampek Angkek Candung Riri Riri; Khadijah Nurani
ARZUSIN Vol 6 No 4 (2026): AGUSTUS
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i4.10130

Abstract

Integrated Marketing Communication (IMC) has received attention in various studies, but research specifically examining the influence of advertising, sales promotion, public relations, direct marketing, personal selling, and event and experience on brand equity in Islamic banking institutions remains limited. This study aims to analyze the influence of IMC on brand equity at PT BPR Syariah Ampek Angkek Candung. This study used a quantitative approach with a survey design, involving 100 respondents selected through simple random sampling. Data were collected using a questionnaire and analyzed through multiple linear regression with the assistance of SPSS 22. The results showed that, simultaneously, advertising, sales promotion, public relations, direct marketing, personal selling, and event and experience had a significant effect on brand equity. Partially, advertising, public relations, direct marketing, and personal selling had a positive and significant effect on brand equity, whereas sales promotion and event and experience had no significant effect. The personal selling variable was the factor with the greatest influence on the company’s brand equity. The conclusion of this study affirms that integrated marketing communication plays an important role in strengthening brand equity in Islamic banking institutions. These findings contribute to the development of IMC studies and broaden understanding of marketing communication strategies in the Islamic banking sector, while also providing practical implications for the company to improve the effectiveness of sales promotion and event activities so as to strengthen customer loyalty and positive perceptions.
Pengaruh Profitabilitas dan Sales Growth terhadap Tax Avoidance pada Perusahaan Properti dan Real Estate yang Terdaftar di Bursa Efek Indonesia Tahun 2020-2024 Farroqi Drajad; Khadijah Nurani
ARZUSIN Vol 6 No 4 (2026): AGUSTUS
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i4.10379

Abstract

Tax avoidance is one of the important issues in taxation studies because it has the potential to reduce state revenue even though it is carried out within the applicable legal framework. Although the factors affecting tax avoidance have been widely studied, studies that specifically discuss the effect of profitability and sales growth on tax avoidance in property and real estate companies during the post-pandemic economic recovery period remain limited. This study aims to analyze the effect of profitability and sales growth on tax avoidance in property and real estate companies listed on the Indonesia Stock Exchange for the 2020–2024 period. This study used a quantitative approach with an explanatory design. The research sample consisted of property and real estate companies selected using a purposive sampling technique based on certain criteria during the observation period. The research data consisted of secondary data obtained from companies’ annual financial reports and were collected through the documentation method. Data analysis was conducted using multiple linear regression with the assistance of statistical software. The results show that profitability, proxied by Return on Assets (ROA), has a significant effect on tax avoidance, whereas sales growth has no significant effect on tax avoidance. However, profitability and sales growth simultaneously have a significant effect on tax avoidance. These findings provide empirical support for Agency Theory in explaining the relationship between corporate financial performance and tax avoidance practices. The conclusion of the study affirms that profitability is a more dominant factor in explaining the tendency toward tax avoidance than sales growth in property and real estate companies. The implications of this study include theoretical contributions to the development of taxation literature, as well as practical implications for companies, investors, and tax authorities in understanding the financial factors that influence tax avoidance practices.