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All Journal ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar Transformasi: Journal of Economics and Business Management Sammajiva: Jurnal Penelitian Bisnis dan Manajemen Jurnal Ekonomi dan Pembangunan Indonesia Jurnal Intelek Insan Cendikia PESHUM
Khadijah Nurani
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Analisis Pendapatan Petani Kelapa Sawit dalam Meningkatkan Kesejahteraan Ekonomi Keluarga di Nagari Bawan Kabupaten Agam Rahmidatul Annisa; Khadijah Nurani
Transformasi: Journal of Economics and Business Management Vol. 3 No. 3 (2024): September : Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v3i3.1944

Abstract

The background of this study stems from a number of issues, including the inability of oil palm farmers to make ends meet financially, the impact of their reliance on oil palm income on the well-being of their families, and the relationship between oil palm farmers' income and the price at which Palm Fruit Bunches (FFB) are sold in Nagari Bawan, Kabupaten Agam. Nonetheless, a lot of farmers continue to struggle with a shortage of funding when it comes to running oil palm plantations and boosting the output of palm fruit bunches (FFB). A qualitative descriptive research approach is used, and it involves gathering research objects based on field data. Direct observation and interviews with oil palm farmers in Nagari Bawan, Kabupaten Agam, were used to gather data. The Nagari Bawan administration (Nagari Secretariat) and thirteen oil palm plantation owners were the research's primary sources of information about the circumstances and state of the study in Nagari Bawan, Kabupaten Agam. According to the author's study findings in Nagari Bawan, Kabupaten Agam, income indicators such as monthly income, employment, and family responsibilities may be used to analyze oil palm farmers' income in order to improve the economic welfare of their families. This indicates that oil palm growers are looking for side employment since their revenue is insufficient to cover their expenses.
Analisis Peningkatan Ekonomi Masyarakat Pada Usaha Sanjai di Kecamatan Harau Kabupaten Lima Puluh Kota Rahma Andriani; Khadijah Nurani
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 2 No. 1 (2024): Februari : Jurnal Ekonomi dan Pembangunan Indonesia
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jepi.v2i1.432

Abstract

This research is based on the obstacles experienced by sanjai owners in Harau District are limited capital, marketing, suppliers who are often stuck or late in coming so that it disrupts the smoothness of the sales process. And also the sanjai problem faced by the sanjai owner himself is the increase in the price of raw materials which causes an increase in sanjai production costs so that it ultimately affects the income of a sanjai cracker entrepreneur.The method of this research is descriptive qualitative. This research is motivated by the decline in sanjai business income during the Covid-19 pandemic. Then also accompanied by an increase in the price of raw materials which resulted in increased production costs so that the selling price also increased. If the seller does not increase the selling price, the business will suffer losses. With the sanjai business, it can improve the community's economy and also open up jobs for people who are not yet working. The way sanjai owners survive in the era of many competitors is to offer lower prices, work with travel drivers and improve service to consumers. The obstacle that sanjai owners also experience is capital. For limited capital, sanjai owners can be assisted by family or seek loans from outside parties.
Pemahaman Literasi Keuangan Dalam Penggunaan Layanan BSI Mobile Pada Masyarakat Nagari Sariak Kec. Luhak Nan Duo Kab. Pasaman Barat Nurul Maulida; Khadijah Nurani
Jurnal Intelek Insan Cendikia Vol. 2 No. 2 (2025): Februari 2025
Publisher : PT. Intelek Cendikiawan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui tingkat pemahaman literature keuangan masyarakat nagari sariak dalam penggunaan  BSI Mobile. Penelitian ini menggunakan 3 variabel dan 3 indikator terkait atas literasi keuangan, Jenis Riset yang akan digunakan adalah kualitatif deskriptif berbentuk riset alun-alun, akan mengutip informasi langsung dari lapangan. Penelitian ini akan menggunakan sumber informasi primer dan sekunder. Metode yang digunakan untuk mengumpulkan data adalah observasi, wawancara, dan dokumentasi. Metode lain yang digunakan dalam analisis data adalah reduksi data, penyajian data, dan penyusunan kesimpulan. Berdasarkan hasil penelitian Pemahaman masyarakat dinagari sariak terhadap BSI Mobile masih dikatakan negative, karena sebagian dari masyarakat tidak paham akan fitur-fitur BSI Mobile, juga kurang terampil dalam mengelola keuangan sehari-hari dan dalam penggunaannya di pengaruhi dari tempat bekerja dan penggunaan layanan hanya transfer dan informasi saldo saja.
Pengelolaan Taman Margasatwa Dan Budaya Kinantan Kota Bukittinggi Dalam Meningkatkan Jumlah Pengunjung Annisa Hamid; Rika Widianita; Habibatur Ridhah; Khadijah Nurani
PESHUM : Jurnal Pendidikan, Sosial dan Humaniora Vol. 5 No. 1: Desember 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/peshum.v5i1.13741

Abstract

Penelitian ini bertujuan untuk menganalisis pengelolaan Taman Margasatwa dan Budaya Kinantan (TMSBK) Kota Bukittinggi dalam meningkatkan jumlah pengunjung. TMSBK merupakan salah satu objek wisata utama di Bukittinggi yang memiliki potensi besar dalam menarik wisatawan, namun menghadapi berbagai kendala seperti kurangnya inovasi destinasi, perawatan fasilitas yang belum optimal, keterbatasan area parkir, dan kebersihan kandang hewan yang kurang memadai. Penelitian ini menggunakan metode kualitatif dengan pendekatan deskriptif, di mana data dikumpulkan melalui wawancara dengan pengunjung, pengelola, serta observasi langsung di lokasi. Hasil penelitian menunjukkan bahwa keluhan utama pengunjung berkaitan dengan minimnya fasilitas toilet, area parkir yang tidak memadai, dan kebersihan kandang hewan yang kurang optimal. Temuan ini menegaskan bahwa pengelolaan fasilitas dan kebersihan sangat berpengaruh terhadap minat kunjungan wisatawan. Penelitian ini merekomendasikan perlunya pembaruan destinasi, peningkatan kualitas dan kuantitas fasilitas umum, serta pengelolaan kebersihan yang lebih baik sebagai strategi utama untuk meningkatkan jumlah pengunjung di masa mendatang.
Pengaruh Pendapatan, Total Hutang, dan Ukuran Perusahaan terhadap Laba Bersih pada Perusahaan yang Terdaftar di Jakarta Islamic Index (JII) Periode 2021-2024 Siti Kayla Maghfirah; Khadijah Nurani
Sammajiva: Jurnal Penelitian Bisnis dan Manajemen Vol. 4 No. 1 (2026): SAMMAJIVA: Jurnal Penelitian Bisnis dan Manajemen
Publisher : Institut Nalanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47861/sammajiva.v4i1.1734

Abstract

This study aims to determine the effect of revenue, total debt, and company size on net profit of companies listed on the Jakarta Islamic Index (JII) for the 2021–2024 period. The research data is secondary data in the form of financial reports published on the official website of the Indonesia Stock Exchange. The sampling technique used was purposive sampling, resulting in 15 companies across a four-year period. This study employed a quantitative approach with panel data regression analysis.              The t-test results indicate that revenue has a positive and significant effect on net profit, with a t-value (6.693448) > t-table (2.00324) and a probability value (0.0000) < (0.05). Total debt does not significantly affect net profit, with a t-value (0.255620) < t-table (2.00324) and a probability value (0.7992) > significance value (0.05). Company size does not have a significant effect on net profit with a calculated t value (0.782000) < t table (2.00324) and a probability value (0.4375) > significance value (0.05). The results of the f test show that the three X variables simultaneously affect net profit with calculated F > F table, namely 20.27371 > 2.77 and a probability value < significance value, namely 0.000000 < 0.05.
Strategi Pemasaran Syariah dalam Menghadapi Pesaing pada Toko Mandiri Bangunan di Kecamatan Mungka Kabupaten Lima Puluh Kota Nur Hanifa; Khadijah Nurani
ARZUSIN Vol 6 No 2 (2026): APRIL
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i2.9566

Abstract

Although Sharia marketing strategies in dealing with business competition have received attention in various studies, studies that specifically discuss the integration of the Sharia marketing mix (9P) with SWOT analysis in MSMEs in the building materials store sector remain limited. This study aims to analyze the Sharia marketing strategy implemented by Toko Mandiri Bangunan in dealing with business competition in Mungka Subdistrict, Lima Puluh Kota Regency. This study employed a qualitative approach with a case study design, involving participants consisting of the owner and employees selected through purposive sampling. Data were collected through observation, in-depth interviews, and documentation, and were then analyzed descriptively and qualitatively through the stages of data reduction, data display, and conclusion drawing, and were supported by SWOT analysis using the IFAS and EFAS matrices. The results showed that the implementation of the Sharia marketing strategy had not yet been fully optimal, particularly in the aspects of price, promotion, service, and patience, thereby affecting the decline in sales in recent years. The SWOT analysis showed that the business position was in Quadrant I (Strength–Opportunity), indicating the potential to develop an aggressive strategy by utilizing internal strengths to seize external opportunities. These findings contribute to the development of Sharia marketing theory through the integration of a SWOT-based strategic approach while broadening understanding of the implementation of Sharia marketing in MSMEs. This study concludes that the consistent optimization of all elements of the Sharia marketing mix is very important for improving business competitiveness. The implications of this study include theoretical contributions to the development of the Sharia marketing literature and practical contributions for MSME actors in improving business competitiveness, while also opening opportunities for further research on Sharia-based digital marketing.
Analisis Pengelolaan Keuangan Desa pada Kantor Wali Nagari Halaban Kecamatan Lareh Sago Halaban Kabupaten Lima Puluh Kota Asma Ul Husna; Khadijah Nurani
ARZUSIN Vol 6 No 5 (2026): ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i5.11033

Abstract

Nagari financial management is an important aspect in realizing transparent and accountable governance that is in accordance with statutory regulations. Although the implementation of village financial management based on Regulation of the Minister of Home Affairs Number 20 of 2018 has been widely examined, studies that specifically integrate the perspective of Islamic financial management into nagari government financial governance remain limited. This study aims to analyze financial management at the Office of the Wali Nagari Halaban, Lareh Sago Halaban Subdistrict, Lima Puluh Kota Regency, based on Regulation of the Minister of Home Affairs Number 20 of 2018 and to review it from the perspective of Islamic financial management. This study used a qualitative approach with a case study design. The informants consisted of the Wali Nagari, Nagari Secretary, Head of Financial Affairs, and nagari officials involved in financial management, who were selected using purposive sampling. Data were collected through interviews, observation, and documentation, and were then analyzed using the interactive analysis model of Miles, Huberman, and Saldaña. The results show that the financial management of Nagari Halaban has generally been implemented in accordance with the stages of planning, implementation, administration, reporting, and accountability as regulated in Regulation of the Minister of Home Affairs Number 20 of 2018. However, there are still aspects that need to be improved, particularly administrative accuracy and the optimization of information transparency to the community. From the perspective of Islamic financial management, financial management has reflected the principles of trustworthiness, justice, transparency, accountability, deliberation, and public benefit. These findings contribute to the development of studies on nagari financial governance through the integration of regulatory approaches and Islamic values. The conclusion of this study emphasizes the importance of regulatory compliance and the internalization of Islamic principles in improving the quality of nagari financial management. The implications of this study can serve as a reference for nagari governments in strengthening transparency, accountability, and public benefit in public financial governance.
Pengaruh Profitabilitas, Likuiditas, Leverage, dan Efisiensi Operasional terhadap Financial Distress pada Perusahaan Sub Sektor Food and Staples Retailing yang Terdaftar di ISSI Periode 2020-2024 Fitri Yumi Aulia; Khadijah Nurani
ARZUSIN Vol 6 No 5 (2026): ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i5.11680

Abstract

Although financial distress has received considerable attention in various studies because it constitutes an initial condition that may lead to corporate bankruptcy, research on the effects of profitability, liquidity, leverage, and operating efficiency on financial distress among food and staples retailing subsector companies listed on the Indonesian Sharia Stock Index (ISSI) remains limited. This study aimed to analyze the effects of profitability, liquidity, leverage, and operating efficiency on financial distress among food and staples retailing subsector companies listed on the ISSI during the 2020–2024 period. This study employed a quantitative approach with a causal research design. The research sample consisted of nine companies selected through purposive sampling, resulting in 45 observations. Secondary data in the form of annual financial statements were collected through a documentation study and analyzed using panel data regression with the assistance of EViews 13. The results showed that profitability, liquidity, and leverage had significant effects on financial distress, whereas operating efficiency had no significant effect. Simultaneously, profitability, liquidity, leverage, and operating efficiency had a significant effect on financial distress, with an adjusted R² value of 98.3162%. These findings support the relevance of signaling theory and trade-off theory in explaining the relationship between financial ratios and financial distress conditions. This study provides an empirical contribution to the development of financial management research and may serve as a consideration for corporate management and investors in detecting and minimizing the risk of financial distress.
Co-Authors Annisa Hamid Asma Ul Husna Febri Sasa Milla Fitri Yumi Aulia Habibatur Ridhah Haryono Haryono Indah Fitria Ningsih Kiki Marliza Nur Hanifa Nurul Maulida Nurzammi Annisak Olla Febiani Putri Rahma Yenti Rahma Andriani Rahmidatul Annisa Rika Widianita Riska Mahmuda Romida Puspita Sari Siti Kayla Maghfirah Tetti Maharani