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All Journal Ekonomi-Qu (Jurnal Penelitian Ilmu Ekonomi) Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Jurnal Ekonomi & Keuangan Islam Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Ihtifaz: Journal of Islamic Economics, Finance, and Banking International Journal of Islamic Business and Economics (IJIBEC) ECOPLAN : JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES Jurnal Ilmiah Manajemen dan Bisnis International Journal of Zakat (IJAZ) Jurnal Pengabdian Kepada Masyarakat Cakrawala: Jurnal Studi Islam Diponegoro Journal of Islamic Economics and Business Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Journal of Empowerment and Community Service IIJSE
Sri Maulida
Universitas Lambung Mangkurat
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Nursing Public Health Social Sciences Veterinary Other

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Implementasi Akad Pembiayaan Qard dan Wakalah bil Ujrah pada Platform Fintech Lending Syariah ditinjau Berdasarkan Peraturan Otoritas Jasa Keuangan (OJK) dan Fatwa DSN-MUI Sri Maulida; Ahmadi Hasan; Masyitah Umar
Al-Tijary AL-TIJARY VOL. 5, NO. 2, JUNI 2020
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (480.563 KB) | DOI: 10.21093/at.v5i2.2303

Abstract

The purpose of this research is to analyze the implementation of Qard and Wakalah bil Ujrah financing contract for Sharia Lending Platform reviewed based on regulation of Otoritas Jasa Keuangan (OJK) and Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI). The method of approach used in this research is a method of empirical approach that is legal research on the enforcement or implementation of normative provisions in action at any particular legal event occurring in the community. The results showed that the information system with Sharia invoice financing used by sharia Investree Platform is according to review based on regulation of OJK No. 77/POJK.01/2016 in chapter IV of article 19 of the financing agreement on lending services based on information technology with Lenders. Secondly, the implementation of Akad Al qordh used by Sharia Investree Platform has been reviewed according to the Fatwa DSN MUI No. 19/DSN-MUI/IV/2001 on Al-Qardh. Thirdly, the implementation of Akad Wakalah bil Ujrah used by Sharia Investree Platform has been reviewed according to Fatwa DSN-MUI No. 113/DSN-MUI/IX/2017 on Akad Wakalah Bi Al-Ujrah which is devoted to the Fatwa DSN-MUI No. 67/DSN-MUI/III/2008 on Islamic debt factoring. Fourth, the classification of QARDH and Wakalah bil Ujrah that used by the sharia Investree Platform is using a factoring financing model reviewed by the Fatwa DSN-MUI No. 117/DSN-MUI/II/2018 on information technology-based financing services based on Islamic principles.
PEMBERIAN LEAFLEAT KAWASAN EKOWISATA SEBAGAI SARANA INFORMASI BAGI PENGUNJUNG DI DESA TIWINGAN BARU, KABUPATEN BANJAR Farah Qubayla; Setia Budhi; Ahmad Riswan; Rizqi Amalia; Sri Maulida Juniarti; Aulia Rahmi; Muhammad Azkia Yasma Kausha; Shella Aryanti; Muhammad Faqih Runadi
Journal of Empowerment and Community Service (JECSR) Vol. 1 No. 03 (2022): June
Publisher : Wadah Inovasi Indonesia

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Abstract

The purpose to be achieved from this community service activity is to develop ecotourism based on regional autonomy, Desa Tiwingan Baru, Kecamatan Aranio, Kabupaten Banjar. Problems encountered in efforts to establish ecotourism areas are; there is not information media as a means of supporting and developing tourism that comes and developing ecotourism areas based on regional spatial planning, Ecotourism institutions that are not conducive and cultural conditions of the community that tend to be subsystems. The methodology used in this activity is through focus group discussions, analysis of the supporting factors for the development of tourist attractions in Pulau Pinus and Bukit Batas. Things that have been done are (1) Strengthening existing tourist attractions and helping ecotourism person was very helped with tourist leaflets and location plans, creating social media accounts, and loading creative content (2) The activity has been achieved with desired purpose
ZAQAH PROFESSION, OIL PALM PLANTS, AND COAL Sri Maulida
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 1 No 2 (2019): Sharia Economic: January, 2019
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v1i2.195

Abstract

In the Qur’an the word ‘zakat’ is repeatedly mentioned, and it is always followed by the word ‘sholat’. It shows that Muslims have obligations not only limited to sholat, but also to zakat. There are many debates about zakat fitrah and zakat mal relating to legal matters and number of zakah. There are also many differences of opinion regarding to zakat profession, oil palm plants, and coal, so that the research needs to be conducted on this topic. It is interesting to be discussed because of the huge potential of oil palm plants and coal in South Kalimantan. In this research, the methods which are used are descriptive, comparative, deductive, and inductive. Based on the discussion in this article, it can be concluded that zakat profession is spesific characteristic of the verse purpose “....the good things which you have earned...” (Al-Baqarah: 267) and “Take alms of their wealth....” (AtTaubah: 103). Moreover, there is also the verse of Al-Baqarah: 267 “...and from that which We have produced for you from the earth....” This verse has spesific purpose from general purpose which is related to zakat of oil palm plants and coal.
Pelatihan Sertifikasi Halal dan Pemasaran Modern untuk Meningkatkan Pendatan Usaha Makanan di Desa Maringgit Sri Maulida; Haifa Lestari; Akhsanul Rahmatullah; Saipudin, Saipudin; Muhammad Saleh
PaKMas: Jurnal Pengabdian Kepada Masyarakat Vol 5 No 1 (2025): Mei 2025
Publisher : Yayasan Pendidikan Penelitian Pengabdian Algero

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54259/pakmas.v5i1.3317

Abstract

The growth of MSMEs has been steadily increasing each year, yet they still face various challenges. One of the sectors contributing the most to the national economy is the food and culinary industry. MSMEs in Maringgit Village sell traditional foods from the Hulu Sungai Tengah region, such as kue cincin, rice cakes, kue apam, kue jabuk, sugar-coated peanuts, and other processed foods. Increasingly fierce competition has made it difficult for them to compete due to limited knowledge of how to increase income and sales. This study focuses on how MSMEs in Maringgit Village can boost their income through halal certification and modern marketing. The lack of information and knowledge has caused business owners to misunderstand regulations governing halal certification. Therefore, outreach and assistance with halal product certification are crucial to help these products enter modern markets. This community service aims to help MSMEs in Maringgit Village overcome these challenges. The assistance in halal certification and modern marketing training is carried out in stages, both online and offline. Success indicators were tested using difference tests. The results of this community service show that the knowledge and income of MSME food producers in Maringgit Village significantly increased after participating in the training. Income increased by 122%, with statistical results showing a significant change with a very strong correlation. Knowledge increased by 60%, with statistical results showing a significant change with a strong correlation.
Peluang dan Tantangan Pengembangan Usaha Mikro Kecil Menengah (UMKM) Dari Berbagai Aspek Ekonomi Sri, Maulida; Ahmad, Yunani
Jurnal Ilmiah Manajemen & Bisnis Vol 2 No 1 (2017)
Publisher : Universitas Pendidikan Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (272.993 KB)

Abstract

This research  aims to discuss the opportunities and challenges of the sharia financial aspects and digital marketing as a driving force for the development of Micro Small Medium Enterprises (MSMEs). This research uses descriptive explorative approach and developed by using literature review approach or literature study. The theory or conceptual approach is done by referring from several sources, such as books, scientific journals, and the internet. All existing ideas are combined in a single frame of thought. The results show that the development of digital technology and the shari’a finance is increasing rapidly, in addition to being a challenge for the business world has also become a great opportunities and potential for economic and business improvement. Businesses must be able to follow the changing trend by utilizing information technology to drive business activities and increase competitiveness. Businesses must be able to create change and new innovations in the company that are able to create opportunities and new markets by utilizing information technology and the development of digital convergence in the community. On the other hand, MSMEs can be encouraged by some policies either from the government or the business peoples of MSMEs by utilizing the traditional community structure and Shari'ah Micro Finance Institution (BMT), product design and innovation, strengthening human resources, Policy on MSMEs Products, Exhibition and Maximizing the Role of Women and maximize the implementation of MSMEs policies. Keywords: MSMEs, Shari’a Financial Institution, Digitial Marketing
FAKTOR-FAKTOR YANG MEMPENGARUHI INDEKS SAHAM SYARIAH INDONESIA (ISSI) DALAM JANGKA PANJANG DAN JANGKA PENDEK TAHUN 2019-2023 Norlatifah Norlatifah; Sri Maulida
Diponegoro Journal of Islamic Economics and Business Vol 5, No 2 (2025): Desember
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.26826

Abstract

This study analyzes the factors influencing the Indonesia Sharia Stock Index (ISSI) in the long and short term during 2019–2023. The variables are grouped into internal factors (inflation, BI Rate, gold prices, and exchange rates) and external factors (The Fed interest rate, FTFBMHS, FTDQAS, and world oil prices). Using secondary data and the Vector Error Correction Model (VECM), the findings show that in the first model, inflation has a significant positive impact, while the BI Rate has a significant negative impact on ISSI in the long term. Exchange rates positively affect ISSI, while gold prices show no significant impact in either the long or short term. In the second model, FTFBMHS positively affects ISSI, whereas FTDQAS negatively influences ISSI in the long term. In the short term, The Fed interest rate and world oil prices exhibit a significant negative impact on ISSI.
Analisis Pengaruh dan Kesesuaian Arah Penyaluran Kredit terhadap Sektor Ekonomi Potensial di Kalimantan Selatan Abdul Aziz; Saipudin S; Syahrituah Siregar; Sri Maulida
Ecoplan Vol 9 No 1 (2026)
Publisher : Jurusan Ilmu Ekonomi dan Studi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Lambung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/ecoplan.v9i1.1251

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh penyaluran kredit perbankan terhadap kinerja sektoral serta menilai kesesuaian arah penyaluran kredit terhadap sektor-sektor ekonomi potensial di Kalimantan Selatan. Metode yang digunakan mencakup Regresi Linier Berganda untuk menganalisis pengaruh kredit sektoral terhadap Produk Domestik Regional Bruto (PDRB), serta analisis Location Quotient (LQ), Shift Share Analysis (SSA), dan Matriks Overlay untuk mengidentifikasi sektor unggulan dan menilai kesesuaian alokasi kredit. Penelitian ini menggunakan data kuartalan tahun 2015 s.d. 2024 yang mencakup data PDRB, kredit sektoral, dan Non-Performing Loan (NPL) untuk analisis Regresi Linier Berganda. Adapun, analisis LQ dan SSA menggunakan data tahun 2015 dan 2024. Hasil analisis menunjukkan bahwa secara simultan kredit sektoral berpengaruh positif signikan terhadap PDRB. Namun, kesesuaian antara arah penyaluran kredit dan sektor potensial hanya terdapat pada sektor Pertanian, Kehutanan, dan Perikanan; Transportasi, Pergudangan dan Komunikasi; Penyediaan Akomodasi dan Makan Minum; serta Jasa Kesehatan dan Kegiatan Sosial. Sementara itu, sektor-sektor lainnya mengalami kondisi underfunded atau oversupply dalam alokasi kredit. Temuan ini memberikan implikasi penting bagi perumusan kebijakan intermediasi perbankan yang lebih strategis dan tepat sasaran. Rekomendasi diberikan kepada pemerintah daerah dan lembaga keuangan agar penyaluran kredit diarahkan secara strategis kepada sektor-sektor unggulan lokal guna mendukung pembangunan ekonomi daerah yang berkelanjutan dan berbasis potensi sektoral.
Co-Authors Abdul Aziz Abdullateef Abdulqadir Maikabara Abdullateef Abdulqadir Maikabara Abdullateef Abdulqadir Maikabara Abdulmajeed M Aderemi Abdulmajeed M.R Aderemi Abdulmajeed M.R. Aderemi Abdulmajeed M.R. Aderemi Ahmad Riswan Ahmad Yunani Ahmadi Hasan Akhsanul Rahmatullah Aulia Arifatu Diniyya Aulia Rahmi Budi Rahmat Hakim Fahmi Al Amruzi Farah Qubayla Haifa Lestari Irfan Syauqi Beik Julia Noermawati Eka Satyarini Lu’liyatul Mutmainah Masyitah Umar Muhammad Azkia Yasma Kausha Muhammad Faqih Runadi Muhammad Hanafiah Muhammad Saleh Norlatifah Norlatifah Rizali Rizali Rizqi Amalia Rofiul Wahyudi Saipudin Satriya Putra Pratama Setia Budhi Shella Aryanti Sukarni Sukarni Syahrituah Siregar