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All Journal al-Afkar, Journal For Islamic Studies International Journal of Management Research and Economics Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Umi Julaihah
Unknown Affiliation
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Study of Beggers' Behavior in Pragaan Daya Village, Sumenep District (Analysis of Production Ethics According to Afzalur Rahman) Fatimatuz Zahroh; Umi Julaihah; Masyhuri Machfudz
International Journal of Management Research and Economics Vol. 2 No. 3 (2024): August : International Journal of Management Research and Economics
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/ijmre-itb.v2i3.2058

Abstract

In fulfilling their living needs, humans will work to produce goods/services. However. An interesting phenomenon has emerged recently, such as the rise of begging which is considered a job by some people. This research seeks to reveal the behavior of beggars in Pragaan Daya Village, Sumenep Regency which is analyzed from production ethics according to Afzalur Rahman. This research uses qualitative descriptive research with data collection methods in the form of interviews and observations. Based on the results of interviews with beggars, the community and local community leaders obtained the following information: (i) the practice of begging in Pragaan Daya Village is too focused on accumulating wealth for its own benefit, without considering the rights of others; (ii) dishonesty towards society and the situation carried out by deceiving society by begging while carrying children, pretending to be blind; (iii) being too pushy if you don't give money.
Peranan LAZISNU Sidoarjo dalam Meningkatkan Kesejahteraan Ekonomi Masyarakat di Kabupaten Sidoarjo Al Faruq, Muhammad; Muhammad Hamdan Ali Masduqie; Umi Julaihah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.1056

Abstract

The economic welfare of the people in Indonesia is arguably still very low. According to the Central Statistics Agency (BPS), the average data for poor households in Indonesia is 4.74 people. And in the province of East Java, the average data for poor households is in first place reaching 4.181 million people. While the majority of the population in Indonesia is Muslim. The National Zakat Amil Agency (BAZNAS) estimates that the potential for Zakat, Infaq, Alms and Waqf (ZISWAF) in Indonesia reaches more than 500 trillion rupiah. In fact, in the next 5 years it is expected to collect a total of ZISWAF reaching 50-60 trillion rupiah through collaboration with Bank Syariah Indonesia (BSI). The purpose of this study is to find out how the role of LAZISNU Sidoarjo is in improving the economic welfare of the people in Sidoajo Regency. This research method uses a qualitative approach. Data collection techniques in this study were obtained through observation, interviews and documentation. Observations were made to find out the general description and situation or conditions in the field at the philanthropic institution. Interviews were conducted using source triangulation techniques to obtain data validity through LAZISNU Sidoarjo administrators and mustahik or recipients of assistance from the Zakat, Infaq and Shadaqah (ZIS) distribution program that had been carried out. The data analysis technique in this study was through data reduction, data presentation and data verification. The results of this study indicate that with a consumptive and productive assistance program, mustahik feel very happy and happy. Because the funds and capital obtained are able to help mustahik in meeting the necessities of life and business development that will and has been going on for that long. This success is also inseparable from the ZIS management mechanism that has been implemented by LAZISNU Sidoarjo including planning, organizing, implementing and supervising. So that the role of LAZISNU Sidoarjo in Improving the Economic Welfare of the Community in Sidoarjo Regency has been running effectively and efficiently.
The Role of Trust and Zakat Literacy on Muzakki's Interest in Paying Zakat with Attitude as a Mediating Variable in the Malang Raya OPZ Amiruddin, Amiruddin; Siswanto, Siswanto; Umi Julaihah
al-Afkar, Journal For Islamic Studies Vol. 9 No. 1 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i1.2804

Abstract

Indonesia has a vast zakat potential, thanks to its world's largest Muslim population. However, zakat collection remains low, including in the Greater Malang area. Low levels of literacy and trust in zakat management institutions are among the main causes of suboptimal zakat collection. This study aims to analyze in more depth how levels of trust and zakat literacy influence the intention of payers to distribute zakat through Zakat Management Organizations (OPZ), considering the role of attitude as a mediating variable. Furthermore, this study seeks to provide empirical understanding of the relationship between psychological factors and religious behavior in the context of zakat compliance. This study used a quantitative approach through a survey of 400 muzakki respondents in Malang Raya, and the data were analyzed using Partial Least Square-Structural Equation Modeling (PLS-SEM) with SmartPLS 4.1.1.4. The results showed that zakat trust and literacy significantly influenced muzakki attitudes, and attitudes were proven to mediate the relationship with muzakki intentions. These findings emphasize the important role of zakat institutions in building public trust and increasing literacy so that zakat management is more optimal and has a broad impact on community welfare.
Co-Authors Al Faruq, Muhammad Amiruddin Amiruddin Fatimatuz Zahroh Insukindro Insukindro Masyhuri Masyhuri Muhammad Hamdan Ali Masduqie S Siswanto