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This Author published in this journals
All Journal Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Pengembangan Manajemen, Bisnis, Keuangan dan Perbankan
Udayat Udayat
Sekolah Tinggi Ilmu Ekonomi Yasa Anggana
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Analisis Bauran Eceran Di Divisi Waserda Dalam Upaya Meningkatkan Partisipasi Anggota Udayat Udayat; Bambang Nur Hidayat
PRISMAKOM Vol 12 No 1 (2018): PRISMAKOM
Publisher : Sekolah Tinggi Ilmu Ekonomi Yasa Anggana Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (451.734 KB)

Abstract

Member Participation decreases at Waserda Division of Koperasi Keluarga Pegawai Institut Teknologi Bandung. It is seen from the progress of amount of members in 2016 and 2017 that decreased -1,04% and -1,98%. Then on progress of turnover of KKP ITB in 2017 decreases -1.17%. And it is seen from data of member participation of transaction service at Waserda Division of KKP ITB in 2017 decreases -18.48%. The last, it is also seen progress of income at Waserda Division of KKP ITB in last 2 years (2016 and 2017) decreases -2.93% and -5.42%. Based on those things, it is needed analysis to retailing mix that has been applied as the effort to fix it. With application of good retailing mix by Waserda Division of Koperasi Keluarga Pegawai Institut Teknologi Bandung, it is expected can increase member participation of cooperative that in the end can give direct economic benefit to members itself.
The Influence Of Financial Technology (Fintech) And User Experience On Trust In Financial Transactions Mediated By Perceptions Of Security Santo Dewatmoko; Udayat Udayat; Desy Tri Anggarini
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 4 No. 6 (2023): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v4i6.3912

Abstract

This research investigates the intricate interplay of Financial Technology (Fintech), User Experience, Security Perception, and Trust in Financial Transactions within the context of Bank Mandiri's Surapati branch in Bandung. Utilizing a sample of 50 employees, a path analysis employing Partial Least Squares (PLS) was conducted to examine the direct and indirect effects of Fintech and User Experience on Security Perception and Trust in Financial Transactions. The results indicate a highly significant direct impact of Financial Technology (Fintech) on both Security Perception and Trust in Financial Transactions, highlighting the transformative influence of technological advancements in shaping employees' perceptions of security and trust in financial transactions. Conversely, while the direct effect of User Experience on Security Perception was not statistically significant, the indirect effect of User Experience on Trust in Financial Transactions through Security Perception did not reach significance, suggesting that the relationship between user experience and trust is not significantly mediated by security perceptions in this specific context. These findings contribute nuanced insights into the evolving dynamics of Fintech integration, user experiences, and their implications for security perceptions and trust in digital financial services.
Co-Authors Bambang Nur Hidayat Desy Tri Anggarini Santo Dewatmoko